Again, something I will take note in the future. Thank you so much for the advice.

Man it's been ages since I used lowyat forum, but I need to get this off my chest before my stress spirals over.

TLDR: Got misled by someone impersonating as police, got scammed into buying jewelry and pawning for cash and carrying out third party transfer, and awaiting the results of the police investigation.

Going to break this down into points for easier reading.

1. I got a call in mid-July from a handphone number with a person claiming that my info has been leaked and used to sell fake goods on Shopee, then I was directed to a balai polis Pahang. They claimed that they had some voice recording for purposes of court, and had a video call stating that there was an arrest order for me given by the court. In the same video call, there was a female police officer showing pictures of suspects, asking me if I know anyone of them. This then went up to a Tuan Inspector N**** (which i later checked to be an actual inspector in Pahang) and then subsequently to some a**hole named ACP Dato Fahmi (egoistic soab). They also asked me that I was to be a part of a police investigation in order to prove that my finances are clean. They also asked how much is the max credit given .

They made it very clear as this was under the secrets act, they did not want me to reveal details to anyone, not even my family members.

As they somehow knew that I had a kid, they asked me if I wanted to end up in prison. Given how I was emotionally, I didn't think twice about helping them out, so.....

2. They asked if I could take leave from work, and I did. They then called me, making sure that that I was not within earshot of anyone, and proceeded to tell me to
    a) buy jewelry using my credit cards
    b) pawn said jewelry
    c) transfer to a third party bank account, they issued a document under Bank Negara Malaysia with some details
    d) get proof of transfer.
   
    And I stupidly went through all that. This took place again 2 weeks later, they claimed they were in court to assist and everything. They also reassured me that the auditing department will clear them as how it is when we are assisting the government. Yada Yada.....

3. They also asked me to apply for a personal loan, and I got 12k from AEON. Again this is transferred like in No 2.

After I was done with these tasks, there was barely anything which raised my suspicion (only now), and I asked the police near my workplace, they confirmed that it was a scam. Luckily being the recorder that I am, I took a record of all the transactions done, the loan applied, everything and filed a police report last Saturday. I already submitted the records of all the purchases and transfers as requested by the police, and went to all banks involved (credit card and savings account). From what I have heard, as the transaction was genuine, the banks are unable to dispute and I will have to bear the brunt of it one way or another. I can only remain hopeful that the inspector in charge of my case can retrieve most of the cash, but what I have heard was that if it was an online transfer, it can be very difficult. I did get their names and account numbers though.

4. After the whole incident, i called that person (directly, not whatsapp) who used another number to call me 2 weeks ago but truecaller and that is how I came to confirm that it was a scam.

As no one knows apart from the psychiatrist that I am seeing, and knowing that this could very well be the end of what I have with my partner, I have been mulling over who should I talk to, but that isn't for this.

The whole purpose of me writing this is to remind, and to remind myself that sometimes I need to be cynical instead of overly emotional. I'm finding my way to deal with this,

Update: my bank just called me and they told me that they are unable to retrieve the money from the scammers accounts, so the police will have to arrest these people. From what I know, the telephone numbers are prepaid, and bought by foreigners. Fuck I had hope of getting the money to settle the cards

PSA 1: Double and triple check the numbers using Truecaller. If Truecaller wasn't reliable (like the first round). then always ask for their officer number. Double check with police officers using your IC number if there is anything against you.

PSA 2: Don't let them fool you using your loved ones, like me.

PSA 3: Anything involving third-party transfers is a HUGE RED FLAG OK.



All I can do is pray that I get to sort this out one way or another. And I still need to call AEON about possibly settling the personal loan earlier. Fuck.

I sometimes imagine I lost 1.7million I never had.

Just dont pick up any unknown number, did this for the past decade. If thing is really critical, u will received official letter or the authority will visit u directly

please talk to your partner about this.

You have bigger problem than the scam if u are unable to divulge this to your life partner.

If your partner choose to give u shit for this he/she is not a good partner.

2. They asked if I could take leave from work, and I did. They then called me, making sure that that I was not within earshot of anyone, and proceeded to tell me to
a) buy jewelry using my credit cards
b) pawn said jewelry
c) transfer to a third party bank account, they issued a document under Bank Negara Malaysia with some details
d) get proof of transfer.

I already submitted the records of all the purchases and transfers as requested by the police, and went to all banks involved (credit card and savings account). From what I have heard, as the transaction was genuine, the banks are unable to dispute and I will have to bear the brunt of it one way or another.

sorry I don't get it...why need to do all this to get the whole transaction to become legit and bank can't take action?

after you pawned the monies, you still directly transferred to those scammer bank accounts.

aku bodoh sebab impulsif dan tak terfikir dalam emosi yang terganggu, good enough?

I already know I'll get brickbats posting here.

no, I still don't understand why the scammer made you pawn stuff.

is it to avoid traceability or to raise money for you to pay them 20k ?

I can imagine a policeman asking me to pawn my watch to pay for a traffic fine. Highly unusual.

no, I still don't understand why the scammer made you pawn stuff.

is it to avoid traceability or to raise money for you to pay them 20k ?

I can imagine a policeman asking me to pawn my watch to pay for a traffic fine. Highly unusual.

How much rugi wor

20k++. lucky is not rugi outright from savings acc. but regardless am still fcuked depending on the bank and polis verdict on the case.

Im cynical and not really trusting esp when random ppl calling. last Nov I almost kena by this damn scammers. long story short I spent 1 hour on the line w/ them hooked all the way until they claim that there is a arrest warrant for me. Luckily that triggered me to wake up. And not get scammed.

I even submitted my voice recording to MCMC, to which they investigated and closed within 5 mins.

Stay strong OP, praying that its resolved soon.

I just imagine some scammer pose as polis, call me and tell me to transfer 1.7m into this mule acc because he said my money is under anti money laundering investigation.

he said if I don't transfer, polis will arrest me and he should me the court order (my imagination).

I then takut and transfer 1.7million.

then I imagine I kena scammed and very angry made polis report but could not do anything else.

I imagine i lost 1.7million

this way, I can feel rich because i lost money I never had.