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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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harrishkrishna1
post Dec 10 2025, 10:07 PM

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QUOTE(Medufsaid @ Dec 10 2025, 10:45 PM)
user posted image

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yay ryt
my44
post Dec 11 2025, 10:55 AM

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No idea about GX coz dont have acc with them but Ryt UI definitely quite good and not headache inducing.
JuneResources
post Dec 14 2025, 08:13 AM

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QUOTE(Fantasia @ Dec 6 2025, 10:05 AM)
If I am not mistaken, the minimum amount for the interest to round up to 1 cent which make the interest rate effectively at 4%pa.

Just a light hearted image for this weekend

user posted image
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I like that emoji image.🤣
Damn motivation ridiculous need spend within 5 days to get the 4.00% rate.


QUOTE(GymBoi @ Dec 7 2025, 12:15 AM)
It's ok i'm like u last week until i try it out myself ... creating account is easy like abc ... deposit money in ... it should be in Main Account. You get 3% p.a paid daily .... you can also move funds to another separate account (they call pockets).... there also will get 3%

4% is special campaign .. to activate u need 5 stamps ... to get stamps u need use JOMPAY ... can only get 1 stamp a day .. so the tip i get from ppl here is just use to pay Air Selangor rm10 per day every day ... when u 1st start u get 2 free stamp so u only need 3 stamp (3 days of jompay) ... once complete 5 stamp ... your "save pocket" (the 2nd account) will activate 4% for a month ... main account still 3% .... and the max for 4% is only rm20k

I think that's all u need to know
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QUOTE(lerijiso @ Dec 8 2025, 09:53 AM)
Yeah. Just do this. Just set you bill payment to favorite.

I set Digi payment as one of my favorite Jompay payment. Just a couple of clicks every day. Easy.
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QUOTE(geraldsim89 @ Dec 9 2025, 09:42 PM)
if not just use Ryt AI
Crop your bill , with Jompay ID and your OWN acc number
then type in the Ryt AI "Pay my Jompay rm10"

Approve it

Easy as done
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You all try pay bill using jompay successfully?
I try using jompay, keep un-successfully.

Pay celcom bill failed, pay unifi also fail.
Very lousy this RYT bank..

koja6049
post Dec 14 2025, 11:07 AM

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QUOTE(JuneResources @ Dec 14 2025, 08:13 AM)
I like that emoji image.🤣
Damn motivation ridiculous need spend within 5 days to get the 4.00% rate.
You all try pay bill using jompay successfully?
I try using jompay, keep un-successfully.

Pay celcom bill failed, pay unifi also fail.
Very lousy this RYT bank..
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did you put money in the main account? Ryt cannot use your money that is in the pocket
JuneResources
post Dec 14 2025, 02:17 PM

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QUOTE(koja6049 @ Dec 14 2025, 11:07 AM)
did you put money in the main account? Ryt cannot use your money that is in the pocket
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Yes, I put total RM100 in main balance account. (Exclude pocket account)

Kinda weird that unsuccessful for Jompay bill, but use physical RYT card to swipe OK no issued at all.

leanman
post Dec 14 2025, 02:36 PM

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QUOTE(JuneResources @ Dec 14 2025, 08:13 AM)
I like that emoji image.🤣
Damn motivation ridiculous need spend within 5 days to get the 4.00% rate.
You all try pay bill using jompay successfully?
I try using jompay, keep un-successfully.

Pay celcom bill failed, pay unifi also fail.
Very lousy this RYT bank..
*
Paid tenaga and air Selangor via jompay no problem…that was last week
ericlaiys
post Dec 14 2025, 03:27 PM

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QUOTE(JuneResources @ Dec 14 2025, 02:17 PM)
Yes, I put total RM100 in main balance account. (Exclude pocket account)

Kinda weird that unsuccessful for Jompay bill, but use physical RYT card to swipe OK no issued at all.
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QUOTE(leanman @ Dec 14 2025, 02:36 PM)
Paid tenaga and air Selangor via jompay no problem…that was last week
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no problem use card and jompay. yes do yesterday and today
wira1979
post Dec 15 2025, 01:57 PM

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Try uploading the bill/snap a picture and pay via Ryt AI. That will usually work or it'll prompt you if there are any problems.
xander2k8
post Dec 15 2025, 03:47 PM

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QUOTE(JuneResources @ Dec 14 2025, 08:13 AM)
I like that emoji image.🤣
Damn motivation ridiculous need spend within 5 days to get the 4.00% rate.
You all try pay bill using jompay successfully?
I try using jompay, keep un-successfully.

Pay celcom bill failed, pay unifi also fail.
Very lousy this RYT bank..
*
Not Ryt problem 🤦‍♀️ it is Celcom and Unifi side of JomPay side it is not connecting

Tried last week no issue and the problem it is starting this week
JuneResources
post Dec 15 2025, 05:47 PM

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QUOTE(leanman @ Dec 14 2025, 02:36 PM)
Paid tenaga and air Selangor via jompay no problem…that was last week
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QUOTE(ericlaiys @ Dec 14 2025, 03:27 PM)
no problem use card and jompay. yes do yesterday and today
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QUOTE(wira1979 @ Dec 15 2025, 01:57 PM)
Try uploading the bill/snap a picture and pay via Ryt AI. That will usually work or it'll prompt you if there are any problems.
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QUOTE(xander2k8 @ Dec 15 2025, 03:47 PM)
Not Ryt problem 🤦‍♀️ it is Celcom and Unifi side of JomPay side it is not connecting

Tried last week no issue and the problem it is starting this week
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That means it is my face problem cannot use jompay from RYT bank?🤦

I got try use jompay pay my celcom bill and unifi, but both are failed.
Even the most common electric utility bill also failed on last week.

Don't know how to say about this bank, look like unstable at all.

This post has been edited by JuneResources: Dec 15 2025, 05:47 PM
xander2k8
post Dec 15 2025, 06:13 PM

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QUOTE(JuneResources @ Dec 15 2025, 05:47 PM)
That means it is my face problem cannot use jompay from RYT bank?🤦

I got try use jompay pay my celcom bill and unifi, but both are failed.
Even the most common electric utility bill also failed on last week.

Don't know how to say about this bank, look like unstable at all.
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Not face problem 🤦‍♀️ but more on the jompay link on the Celcom and Unifi side not connecting to Ryt

Once you key in the bullet code itself you will know why
cybpsych
post Dec 15 2025, 07:29 PM

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QUOTE(JuneResources @ Dec 15 2025, 05:47 PM)
That means it is my face problem cannot use jompay from RYT bank?🤦

I got try use jompay pay my celcom bill and unifi, but both are failed.
Even the most common electric utility bill also failed on last week.

Don't know how to say about this bank, look like unstable at all.
*
did you follow the correct jompay format for each biller? some need ref-2 also. each ref-1 and ref-2 also have specific value format, specific to the biller.

also dont forget keep some balance in main account too.
lerijiso
post Yesterday, 10:42 AM

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QUOTE(JuneResources @ Dec 14 2025, 08:13 AM)
I like that emoji image.🤣
Damn motivation ridiculous need spend within 5 days to get the 4.00% rate.
You all try pay bill using jompay successfully?
I try using jompay, keep un-successfully.

Pay celcom bill failed, pay unifi also fail.
Very lousy this RYT bank..
*
Yeah no issue. I've paid rm10 for nearly 10 times d.

even on weekend i did jompay payment successfully.

This post has been edited by lerijiso: Yesterday, 10:44 AM
wira1979
post Yesterday, 11:23 AM

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From: Petaling Jaya


As with others, doubt Ryt is the issue here. I've made payments to Maxis, TNB and Air Selangor without any problems.
cclim2011
post Yesterday, 12:02 PM

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QUOTE(lerijiso @ Dec 16 2025, 10:42 AM)
Yeah no issue. I've paid rm10 for nearly 10 times d.

even on weekend i did jompay payment successfully.
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just to check, you get like 60days 4% by paying 10times?
ikanbilis
post Yesterday, 06:35 PM

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QUOTE(cclim2011 @ Dec 16 2025, 12:02 PM)
just to check, you get like 60days 4% by paying 10times?
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Nope. Your 4% countdown renew for another 30 days upon reaching the the 10th time payment.
xander2k8
post Yesterday, 07:07 PM

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QUOTE(cclim2011 @ Dec 16 2025, 12:02 PM)
just to check, you get like 60days 4% by paying 10times?
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QUOTE(ikanbilis @ Dec 16 2025, 06:35 PM)
Nope. Your 4% countdown renew for another 30 days upon reaching the the 10th time payment.
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Correct because they are using counter reset

Hence after every 5 stamps the bonus 1% counter will be reset and renew to next 30 days

Mine already reset twice already


cclim2011
post Yesterday, 08:57 PM

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QUOTE(ikanbilis @ Dec 16 2025, 06:35 PM)
Nope. Your 4% countdown renew for another 30 days upon reaching the the 10th time payment.
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oh okie. tq. then i wait for the 26th day of the first 30days to do my next 5xrm10. 😁

JuneResources
post Yesterday, 09:31 PM

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QUOTE(xander2k8 @ Dec 15 2025, 06:13 PM)
Not face problem 🤦‍♀️ but more on the jompay link on the Celcom and Unifi side not connecting to Ryt

Once you key in the bullet code itself you will know why
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Oh, I see. Then the issued from the Jompay side, but not Ryt side?
Kinda weird and no idea about this.. hmm.gif

QUOTE(cybpsych @ Dec 15 2025, 07:29 PM)
did you follow the correct jompay format for each biller? some need ref-2 also. each ref-1 and ref-2 also have specific value format, specific to the biller.

also dont forget keep some balance in main account too.
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Yes, everything key-in the correct order.
I got report to their Ryt customer service, wait another level teams to reply of this matter.

QUOTE(lerijiso @ Dec 16 2025, 10:42 AM)
Yeah no issue. I've paid rm10 for nearly 10 times d.

even on weekend i did jompay payment successfully.
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Ok, I already escalate to their cs. Let's see how their reply. blush.gif
ericlaiys
post Yesterday, 11:15 PM

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QUOTE(cclim2011 @ Dec 16 2025, 08:57 PM)
oh okie. tq. then i wait for the 26th day of the first 30days to do my next 5xrm10. 😁
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i already start do and collected 4. left 1 to do on last day to activate it

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