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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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geraldsim89
post Nov 30 2025, 12:08 PM

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QUOTE(mamamia @ Nov 28 2025, 08:40 PM)
So, just dump in 25k x 2 to get 4% interest?
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yes
daily 2% pa , extra 2% upon 3 months completion
wym6977
post Nov 30 2025, 01:44 PM

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So, what is the latest info on Ryt campaign? Do they extend the 4% campaign or with new TnC?
cybpsych
post Nov 30 2025, 06:09 PM

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QUOTE(wym6977 @ Nov 30 2025, 01:44 PM)
So, what is the latest info on Ryt campaign? Do they extend the 4% campaign or with new TnC?
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thought extended till dec?

user posted image

Because you asked for it 😎 4% daily interest extended (𝙮𝙚𝙨, 𝙬𝙚’𝙧𝙚 𝙛𝙚𝙚𝙡𝙞𝙣𝙜 𝙚𝙭𝙩𝙧𝙖 𝙜𝙚𝙣𝙚𝙧𝙤𝙪𝙨 𝙩𝙝𝙞𝙨 𝙨𝙚𝙖𝙨𝙤𝙣). Perks on perks, surprises everywhere. Our way of taking a bow this December. Starts 1 Dec 2025.

This post has been edited by cybpsych: Nov 30 2025, 06:09 PM
my44
post Nov 30 2025, 07:39 PM

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Extended but still must spend kan?
geraldsim89
post Nov 30 2025, 07:54 PM

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the specific mechanism not announced yet
wym6977
post Nov 30 2025, 07:54 PM

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QUOTE(cybpsych @ Nov 30 2025, 06:09 PM)
thought extended till dec?

user posted image

Because you asked for it 😎 4% daily interest extended (𝙮𝙚𝙨, 𝙬𝙚’𝙧𝙚 𝙛𝙚𝙚𝙡𝙞𝙣𝙜 𝙚𝙭𝙩𝙧𝙖 𝙜𝙚𝙣𝙚𝙧𝙤𝙪𝙨 𝙩𝙝𝙞𝙨 𝙨𝙚𝙖𝙨𝙤𝙣). Perks on perks, surprises everywhere. Our way of taking a bow this December. Starts 1 Dec 2025.
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Where to find the extended campaign TnC? I checked in their website still show existing campaign which end by today.
leanman
post Nov 30 2025, 08:04 PM

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Wait till tomorrow

user posted image

This post has been edited by leanman: Nov 30 2025, 08:05 PM
TSTOS2
post Nov 30 2025, 09:51 PM

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QUOTE(leanman @ Nov 30 2025, 08:04 PM)
Wait till tomorrow

user posted image
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"...with a few simple transactions..."

Means time to move out! tongue.gif

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But for those who stick to the 60.84 per saving pocket, close and reopen daily roundup trick, we only lose the extra 0.01 or 0.02 MYR extra daily interests in the Ryt pocket. The other 9 saving pockets 6% p.a. daily interests are not affected.

I checked the IRR spreadsheet I have recorded so far. The return will decline from 7.2-7.2% p.a. to 6% p.a., still better than many other alternatives out there, assuming you have maxed out GX Bank and BoostBank. The closest competitor is Atlas Muamalat 3.88% p.a. daily.
harrishkrishna1
post Nov 30 2025, 10:24 PM

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QUOTE(TOS2 @ Nov 30 2025, 10:51 PM)
"...with a few simple transactions..."

Means time to move out!  tongue.gif

-----

But for those who stick to the 60.84 per saving pocket, close and reopen daily roundup trick, we only lose the extra 0.01 or 0.02 MYR extra daily interests in the Ryt pocket. The other 9 saving pockets 6% p.a. daily interests are not affected.

I checked the IRR spreadsheet I have recorded so far. The return will decline from 7.2-7.2% p.a. to 6% p.a., still better than many other alternatives out there, assuming you have maxed out GX Bank and BoostBank. The closest competitor is Atlas Muamalat 3.88% p.a. daily.
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was it 7.2% doing that?
TSTOS2
post Yesterday, 12:57 AM

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QUOTE(harrishkrishna1 @ Nov 30 2025, 10:24 PM)
was it 7.2% doing that?
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Yup. Correct. But from today onwards no more... 6% p.a. ok lah
ikanbilis
post Yesterday, 01:00 AM

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Already made jompay tnb rm10 payment and got the 3rd stamp. Still need another 2 days 2 stamps to get the 4% interest sad.gif
Optizorb
post Yesterday, 01:17 AM

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QUOTE(ikanbilis @ Dec 1 2025, 01:00 AM)
Already made jompay tnb rm10 payment and got the 3rd stamp. Still need another 2 days 2 stamps to get the 4% interest sad.gif
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One day can collect 1 stamp only ke?
poco loco
post Yesterday, 01:18 AM

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still waiting for today interest come in,if any thing less then 4%,then ill cabut and put in other place,i just hate gimmick stamp n shit
ikanbilis
post Yesterday, 01:20 AM

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QUOTE(Optizorb @ Dec 1 2025, 01:17 AM)
One day can collect 1 stamp only ke?
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Attached Image

Optizorb
post Yesterday, 01:44 AM

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QUOTE(ikanbilis @ Dec 1 2025, 01:20 AM)
Attached Image
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thanks for the SS.

So can only get 1 stamp a day. This month need wait 3 days to get 4%, next month need 5 days.. Its damn dumb lol.

Moving back to KDI save it is..
poco loco
post Yesterday, 01:58 AM

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QUOTE(poco loco @ Dec 1 2025, 01:18 AM)
still waiting for today interest come in,if any thing less then 4%,then ill cabut and put in other place,i just hate gimmick stamp n shit
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i am still getting 4% for the pocket of rm20k.
Optizorb
post Yesterday, 02:06 AM

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QUOTE(poco loco @ Dec 1 2025, 01:58 AM)
i am still getting 4% for the pocket of rm20k.
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Yesterday is the last day. So of course yesterday's deposit still get 4%..

poco loco
post Yesterday, 02:08 AM

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QUOTE(Optizorb @ Dec 1 2025, 02:06 AM)
Yesterday is the last day. So of course yesterday's deposit still get 4%..
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ok then tt out to kdi liao,hate gimmick

This post has been edited by poco loco: Yesterday, 04:03 AM
geraldsim89
post Yesterday, 05:18 AM

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but kdi not pidm protected as opposed to ryt , and 3.92 vs 4%

though need spend, just rm10 , can pay necessities etc
not worth it?
or just depends on individual ? lol
guy3288
post Yesterday, 08:14 AM

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QUOTE(Optizorb @ Dec 1 2025, 01:44 AM)
thanks for the SS.

So can only get 1 stamp a day. This month need wait 3 days to get 4%, next month need 5 days.. Its damn dumb lol.

Moving back to KDI save it is..
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Trf money out, leave RM30.00, pay rm10 each day, got 3+2 stamps then transfer rm20k back....

Ryt play us we play back

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