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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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talexeh
post Aug 19 2025, 12:29 AM

One man's meat is another man's poison.
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QUOTE(Optizorb @ Aug 19 2025, 12:01 AM)
2) Pocket 2-9 = (fixed amount) 60.84 * 3% / 365 = 0.005 = 0.01 x9 = 0.09
*
This should be pockets 2-10 right?
talexeh
post Aug 19 2025, 07:24 AM

One man's meat is another man's poison.
*******
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QUOTE(Barricade @ Aug 19 2025, 07:09 AM)
No annual fee for debit card right?
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None at the moment.
talexeh
post Aug 19 2025, 04:49 PM

One man's meat is another man's poison.
*******
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QUOTE(DogeGamingPRO @ Aug 19 2025, 04:40 PM)
They have iOS widget like TnG ewallet
So far first bank app (that I’ve used at least) that has it
kind of stuff that will make it more likely for ppl to use on a daily basis (for quick QR scanning to pay or duitnow transfer ppl)
user posted image
*
The misaligned left side of the box really triggered the OCD in me. sweat.gif
talexeh
post Aug 23 2025, 12:16 PM

One man's meat is another man's poison.
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QUOTE(jasontoh @ Aug 23 2025, 10:25 AM)
This morning check my interest only 2.13 instead of 2.18 or 2.19. Any idea?
*
I got RM2.20 though.
talexeh
post Aug 25 2025, 04:37 PM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



QUOTE(chemistry @ Aug 25 2025, 02:57 PM)
kinda of scary to guess it.
Why not terang-terang write there NO ANNUAL FEE FOR LIFE.
*
Because they reserve the right to make changes down the road.
talexeh
post Oct 2 2025, 07:11 AM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



QUOTE(my44 @ Oct 1 2025, 08:12 PM)
So the 3%+1% pocket saving promo until 30 Nov lah kan? Judging from GX Bank promo before this, the % interest will be revised down after promo period?
*
Maybe yes, maybe no, why ask weird questions like some of us can look into the future or work for Ryt Bank?
talexeh
post Oct 10 2025, 11:58 AM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



QUOTE(elea88 @ Oct 10 2025, 10:34 AM)
what is card skimming?
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Criminals installing an additional layer outside of the card insert slot in the ATM / card terminal that reads & copies your card details.
talexeh
post Oct 23 2025, 11:43 PM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



What's the common consensus here with regards to Ryt's support?

I engaged them today because one of my foreign transactions didn't get its cashback & he was going in circles with copy-pasted responses, asking me to repeatedly give him 2 minutes to check.

After half an hour, he said he'll revert via email instead.

This post has been edited by talexeh: Oct 24 2025, 09:38 AM
talexeh
post Oct 24 2025, 09:59 AM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



QUOTE(cybpsych @ Oct 24 2025, 09:23 AM)
cant blame L1 support la

they basically following script or standard answers ... they may now have knowledge or authority to check beyond surface-level account status.

missing cashback is more to logic, certain rules not met, or bugs; which L1 Support obviously has no access nor able to resolve on-the-spot for you.
*
Not exactly blaming but since it was my first time contacting Ryt support, I just wanted to know if my experience was a one-off thing to better temper my future expectations.

For example, back when BigPay was the "first" eWallet, their CS was able to resolve most of the basic inquiries so that was the benchmark that I used as a gauge.

The app's chat function is quite limited as well, in the sense that if you hit your phone's "back" button too much, you'll accidentally exit the chat & have to queue again. Therefore, it was quite a chore to keep touching the phone screen every few minutes with nothing useful being mentioned by the CS. sweat.gif


talexeh
post Nov 16 2025, 12:51 AM

One man's meat is another man's poison.
*******
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Joined: Dec 2007



QUOTE(yanyanyan @ Nov 14 2025, 12:27 AM)
Anyone use this card in Hong Kong? How's the experience?
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I did, around a month ago. Rate was around RM0.01 better than Affin Duo+. What else would you like to know?
talexeh
post Nov 27 2025, 10:29 AM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



Do we have clear info on when the RM10-for-a-stamp campaign officially starts? If it's December 1st then does that mean we'll be downgraded to 3% for a day or two until the 5 stamps are collected?
talexeh
post Nov 27 2025, 04:50 PM

One man's meat is another man's poison.
*******
Senior Member
3,084 posts

Joined: Dec 2007



QUOTE(Harddisk @ Nov 27 2025, 02:54 PM)
RYT @ 4% with gamifications, only RM20k, or RM20k per pocket?
*
Most likely it will be the same as the previous campaign; RM20K max for the sum of all pockets.

 

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