my aia got unlimited icu days a year

recently my uncle no health insurance went into icu for 8 days

it was 20k a day, not including price of dialysis and hemodialysis

he had sepsis, and was not able to get a bed in gomen hospital

end up my grandmother pay, but if she no money all will fall on now single mother wife

Happened to me via Prudential refund back after 3 years paying they said that i am high risk

topkek. then pay insurance co for what? charity?

When i was warded for 4 days 3 nights at a private hospital , my bill came up to 5500. So i dont see how a 10 day stay cannot reach 19k

Hospital fees are very expensive . U go see MRI costs how much.

Then is it better to self pay 1st then claim from Insurance after discharge?

Topkek. Bloody scammer this company. Need viral baru kecut.

a lot accidents can happen. my in laws neighbour fell from the ceiling and break a few bones. he was repairing the the water tank in the ceiling and fell. same thing, if its so minor and hopsital charge 19k, they should blacklist the hospital and not reject the gl they issued. or refuse to issue gl in the first place. if they didn't punish the hospital, then everyday more patient from that hospital will kena and at the end we consumer that suffer for the greed of some party

This post has been edited by chinteck79: Jul 24 2024, 09:44 AM

if no operation why stay so many night? 3-4 night for checking is reasonable.

case already settled

https://x.com/alyaaoreo/status/1815738088175681586

they blame it on KPJ's reporting lol

Poster retweet Ker or amacam yah? I see the names like diff

This post has been edited by coyouth: Jul 24 2024, 09:54 AM

Cashless is the best for customer point of view.

Still not possible to surcharge until 19K without a surgery.

Agent not trying hard enough.

Deswai i said something is very wrong if without surgery it is impossible cost 19K.
So dont blame the insured. Insured is most probably innocent.

Hospitals usually roughly knows what can be claimed and what not, even GL approved it does not mean hospital can simply do any diagnostics or try to max the limit.
They do worry patient wont pay if insurer reject.

This post has been edited by WaCKy-Angel: Jul 24 2024, 09:48 AM

Takut lah if kena first few years...old Liao nvrmind cuz likely the insurance card also Kenot sustain Liao

Yes agree with this. When amend GL, no need AIA, even normal people also will start thinking amendments made to claim unecessary things. Sure AIA tackle on this point kau kau.
Check BP kind of unrelated to the bone fracture accident... Yes in medical wise it is related, but for insurance wise, excuse

in malaysia, kalau tak viral, benda takkan selesai.

masuk OT just do scopy checking already 8k at SJMC

not doing any srgery or cut anything

just scopy which is a diagnostic

private hosp all crazy mia

that said, KPJ amending the report is also quite fishy, chances are they wanted to claim more from the insurance company by recommending other treatments.

can't trust the insurance companies and private hospitals nowadays.

Insurance is a must but dont over buy. they wont gurantee 100% but to a certain coverage.
the private medical bill is hell expensive and i not sure why they charge so high.

i warded Dec 2022 due to sore throat. my follow up treatment to see doctor including medicine cost me RM600 per visit. lucky i can claim from my AIA coverage.. else i will be crying

i suspecting if it got insurance coverage, the bill seem bit higher