Wait till u try GE lel.

u funny man

masuk OT not equals to surgery

heard of dental paeds specialist bring kid into OT tido asleep just to do fillings and metal crowns?

tat aint surgery

but its for kids who are uncopperative or OKU kids

private hospital? severe scoliosis?

My GE agent good service, my daughter medical settled with no issue at Columbia Hosp.
Make sure you get a good insurance agent.

Dont recommend also, no guarantee you will ever able to claim back.

Sometime private hospitals also sikitx2 surgery, aplj pun surgery ada insurance pun tak ada nyawa keep surgery dllm if you see the doctor keep asking you sikitx2 pun surgery change doctor and hospital lah especially you have medical insurance.

outpatient surgery

😅

>private hospital?
yes
>severe scoliosis?
minor, said by the specialist. But still i have to attend physiotherapy for a month, all claimed.

Mind to share how is scoliosis pain? And how u get it?
How is the procedure to get admitted? Ayam afraid go hospital after Dr check cant do anything and cant claim.....


I had back injury carrying heavy stuffs.

Didnt go to hospital just go clinic get painkiller jab. After that its very easily get hurt again and go clinic jab again.
Went chiropractor but its very expensive and cant claim so end up no go.
Been 4 years already...


Crowning not consider surgery kah?
Haiya lazy argue lah

Agent was fine...its GE rejecting claim and i had to threaten report to BNM only they approve.

why BNM didn't take strict action?

Like one of relative that work at private hospital...
That hospital got doctor (couple, husband and wife)
Keep throw patient into ICU even that patient can go normal ward....
And keep pit the patient in icu till the insurance limit maxup.....
Some patient can discharge also keep throw into icu so can charges more...

how old are u now? means the specialist advise u to do surgery?

BNM can only take action if someone lodge a complaint
Else it's like asking KPDN to find greedy restaurant owner

crown is not surgery

can be done directly chairside

no surgery involve also got need to enter OT

OT doesnt mean die die surgery

blood pleasure tak normal..hmm..

yes GE lousy. the only insurance co that don't cover cataract

Nowadays their modus operandi is scan and test until beribu-ribu man.

>carrying heavy stuffs
well mate, that is how i was diagnosed and the cause of it. To make it simple, i worked as dealing with heavy stuffs, day in night out, physical exhaustion for 4 years. I quitted, worked at forklift factory next, got lower back pain not because of heavy stuff, but flexing my body to reach to certain point, putting my body at my limit (also i quitted after my case and worked at IT deskjob from now on).

The pain, i would say bearable but at one point you cant handle for one day and you just need a day off lay down on bed throughout the day. And so i thought, why not i just claim MC with backpain? So i did, but my doctor suggested me to go check xray with his letter permission, so i went, prayers and thoughts it can go on 2 ways

1 - there's nothing concerning about my backpain and i just pulled a trollface
2 - there's actually a backpain and i must be diagnosed with MRI in case of scoliosis

Lord and behold i got the latter, the followup was i went to private hospital that was recommended by my parents. Procedures :
1 - Counter check in, say you got this and that, show proof (my xray result)
2 - Show insurance medical card (i find this to be essential to have one)
3 - To what my parents said, said by our insurance agent, AIA covers all medical bills if you admitted to hospital (stay in the hospital at least 1 night)

After that, you just have to wait for them to contact AIA, get approval and then wait for vacant room for your admission. Everything else were just doctor followups until you get discharged, all paid by insurance.

KPJ lol i guess they must be notorious for charging extra here and there… amend gl pusing pusing until aia beh song…