Yes please report all insurance problem at OFS, if banking problem, please report to BNM too.

Later people marah you why small small case also go private hospital. Go KKM rm1 settle la.

alianz is the best

Insurance
100 ppl paid, expect 10-20 get claimed. Others all healthy= Profit! Every year bonus. That's how insurance work

Ps: I paid every month insurance 200myr. My agent earn rm1-2 everymonth. kek lel

so it is the hospital's fault. anyway allianz is the best, better than AIA

U dont get my point. When a patient comes to hospital, the hospital will always always assume its a serious case in the first place. They will do every single scan possible to rule out anything that complicate stuff. Hey, u are claiming insurance ma, no harm doing every scan.

Padahal, after all the scan is done, turns out there isint much injury to the patient. So the dr will ask the patient to be warded in hospital for a number of days for observation. All these adds up. 19k is nothing nowadays.

you're right. if only hospitals aka doctors/staff were honest in their job in the first place to treat the patients, all this nonsense wouldn't arise.

no such thing pay and claim...

once you pay not to entitle to claim.... this is an insurance procedure.

yupp it's all down to luck

not seem, it's always higher.

if you say you don't have insurance they will reduce the bill for you, at the end of the day they want to make sure their fees are paid.

Now that woman said inconsistency report from the hospital. means some hanky panky adi. they sure have their own internal guideline. not suka2 the doctor say wan scan what then scan. it must be justifiable.

This post has been edited by Accord2018: Jul 24 2024, 10:05 AM

Bro scope is already considered small surgery. Need to go operation theater and anesthesia and this alone costs alot!

Since the patient fall down i guess only need X-ray that is cheap. Even CT also not expensive.
MRI should not be applicable.

So how to get 19K if without surgery?

AIA shud have dealt with the hospital direct from the start instead of just rejecting and wait for the whole issue to go viral and the hospital threaten to take legal action against the patient

feel like the hospital did shady stuff. Insurance raised red flag reject pending investigation.

Most likely second and third GL already reject but the hospital diam only, and waiting appeal.

mana ada

scopy is not surgery

masuk OT caz patient asleep wont feel pain

can be done without OT also

just private hosp give u tido so u no pain but wallet pain

anytime mask private hosp they use best diagnostic

might not be appropiate n overkill for the said incident but its private hosp

No, hospital wont dare simply do every scan.

yeah, this is why i never liked AIA. For my case when i kena surgery, allianz promptly settle all mine including getting my deposit back, while my agent deal with the hospital to get doc's final report.

this doc report is very important, anyway claim went through and all is well

Masuk OT consider surgery laaaaaaaaaaaaaaaaaa

Who tell u scope can do without going OT ler?

>7 pages

well, i be brief, i'm an avid AIA customer more than 10 years already. All medical claims are covered by insurance with only one condition,

>You have to be admitted to hospital no matter how many days aka, sleep on hospital bed and we will cover you

Proof : recent case : scoliosis.

that is all, ciao

This post has been edited by Clowninja: Jul 24 2024, 10:11 AM

Lol why should AIA work so hard to pay the bill? If the insured diam diam pay the bill then they untung lo.