Rm19k is not much. Wonder why they dont pay.

Still not possible to surcharge until 19K without a surgery.
Agent not trying hard enough.
Deswai i said something is very wrong if without surgery it is impossible cost 19K.
So dont blame the insured. Insured is most probably innocent.

Hospitals usually roughly knows what can be claimed and what not, even GL approved it does not mean hospital can simply do any diagnostics or try to max the limit.
They do worry patient wont pay if insurer reject.

Bro scope is already considered small surgery. Need to go operation theater and anesthesia and this alone costs alot!

Since the patient fall down i guess only need X-ray that is cheap. Even CT also not expensive.
MRI should not be applicable.

So how to get 19K if without surgery?

Masuk OT consider surgery laaaaaaaaaaaaaaaaaa

Who tell u scope can do without going OT ler?

Mind to share how is scoliosis pain? And how u get it?
How is the procedure to get admitted? Ayam afraid go hospital after Dr check cant do anything and cant claim.....
I had back injury carrying heavy stuffs.

Didnt go to hospital just go clinic get painkiller jab. After that its very easily get hurt again and go clinic jab again.
Went chiropractor but its very expensive and cant claim so end up no go.
Been 4 years already...
Crowning not consider surgery kah?
Haiya lazy argue lah
Agent was fine...its GE rejecting claim and i had to threaten report to BNM only they approve.

https://www.altimadental.com/5-common-types...dental-surgery/

Idk sounds like considered surgery to me.
Ok lah lazy to argue already...
I did went for X-ray required by Chiropractor but after checking no mention of scoliosis.
After many chiro sessions the Dr says its the muscles holding the spine injured and not strong anymore.

Maybe i will go hospital for checking. Atleast can claim company insurance for outpatient specialist if cant claim medical card.

ce tgk sikit betul ke tak

owaiiiii

ok u do u bero

got good price for PH resident bro? 

Ah suddenly saw an opportunity to ask ...

Dear Dentist, why do you always tell people that it's not hurt, when in reality it hurts a lot?