oklah .. noted. Thanks for clarification. So, I'll be mentally ready next time.

Years ago, consulted a doctor which was not in a panel hospital but need to be hospitalised. AIA Agent told me to go ahead n paid 1st. Later agent succesfully claimed for me. Now not allowed?

sometimes the customer don't know what they want, when offered full protection plan, reject coz too expensive, settle for cheaper one and i'm sure agent did due diligence to explain the whole mumbo jumbo but insured customers tend to rely on their agents. then come special circumstance only found out what they have is not covered and cannot claim, cannot blame the insurance also la the customer have to read the fine print.

nah, he is rich sort and always trust us in doing our job. if i got issue aso he like angry then talk properly. i believe the agent fucuk up. he said he bought for the whole clan from her like 2 decades. she should be the one reading the fine prints. sometimes when working with these rich ppl, they treat u like family doctor edi. all look for u. but u fucuk up then he just look for another guy. u can do insurance another chap aso can do. just depend who give better service

This post has been edited by Femsroot: Jul 26 2024, 08:28 AM

what the doctor put in the report v important. some sickness not pao one. like abortion, pregnancy issue, this kenot that kenot. doctor put 1 word wrong then kenot claim. thats y when admission the hospital will ask is MC or pay sendiri. if MC their report special and they give alot treatments to claim

oh ya. dengue aso like kenot

This post has been edited by Femsroot: Jul 26 2024, 08:28 AM

I guess that's the beauty of socmed. Insurance companies trying to play dirty/ do something funny? Viral it and be dammed 99