In the same boat here too....

Still invested but a lot more diversified now.
I am now invested in etf fund, asnb, as well as blue chips stock in Malaysia as well as overseas market in foreign currencies.
I also have physical gold and silver for hedging purposes.

Listened to my father on what business should I run

I see a number of folks here regret "not investing in xxx years ago" but I feel that that should not be a regret since hindsight is 20/20. I myself missed my chance to invest in TSLA pre-covid due to some paperwork which I had no clue on how to fill/submit and saw it just skyrocket. My friend was practically begging me to invest back then. He sold all his other investments and physical valuables to go all in.

Of course I feel like its a wasted opportunity but I do not think it is a regret because it could very well have went bust too.

The one thing I regret is not investing earlier. Even RM100 a month would have been giving me good return by now.

I also slightly regret getting into the world of audio. When I was still schooling, I was always interested in good sound quality but had no means to splurge. Fast forward ~15 years later I find myself again looking at some audio stuff by accident and I told myself it was okay to enjoy and spend some money on something I like. Started with RM50 earphone and worked my way up to RM2,500 a pair. Then bought amps, dacs, daps, dongles, earbuds, IEM, headphones etc. On a rough estimate I think I spent RM50k ish in under a year on this, but I realize most of them sits in the drawer and I only listen to one or 2 of them.

My lesson learnt: Just get the best you can afford from the get go and stick with it. I always have this mindset "maybe I'll get the RM100 one instead of RM1000 one" but after buying the RM100 one I still can't stop thinking of the RM1000 one and would eventually get it.

Leaving this article here of someone else who went down the rabbit hole as well.
https://www.headphonesty.com/2024/08/confes...ing-audiophile/

I used to have the same mindset, chase until sony ier m9. Then realised my hearing is getting bad, sold off all my gears, dac amp etc. In the end just stick with airpods pro. The convenience of wireless buds is great and sound isn't too bad. But still check from time to time what are the latest iem, dap though.

Double storey house went down as low as <200k during 1998 financial crisis, lost opportunity.

yeah la

I was offered a 3 storey house.

I didn't buy

Bought apple iPod while should have bought apple shares. Or could have retired already

Use 250k buy bmw 320i f30 lci in 2016 instead of btc

If hold till now is worth 50m

Yea me too.
School no teach us this things.

What? Bitcoin also can be DCA (dollar cost averaging)?
Omg i didn't know it.

Ok noted advice.

Buying new vehicles in cash and not investing earlier.

Now buy used and investing.

Didnt buy equity during 08/09 time...

Why dont sell ur audio stuff u not using?

I half masuk audiophile. End up now use bluetooth earbuds only so i can do some workout while watching movie. Lol

so many LOL
1. regret selling my gold too early
2. regret selling my house at a young age and naive
3. regret didnt invest nvidia

My mistake was not cashing out USD 500k worth of crypto that I had during crypto boom in early 2018.

I'm surprised that I'm still functional and have not gone insane.

This post has been edited by hbm90: Jun 20 2025, 06:57 PM

You bought shitcoins? Right now it’s even booming

Invested in 3 money games and never learnt my lessons. Somehow I am always late in the game, and it went bust few months after I entered

1. JJPTR loss of RM4k.
2. Pollywood loss of RM4k
3. Herzen loss of RM20k

You want your own future to survive... or your next of kin to survive...

ABANDON Traditional Finance....

Go DeFI.... where countries and banks are not in control...

before you get wiped out....