Use 250k buy bmw 320i f30 lci in 2016 instead of btc

If hold till now  is worth 50m

Invested in 3 money games and never learnt my lessons. Somehow I am always late in the game, and it went bust few months after I entered

1. JJPTR loss of RM4k.
2. Pollywood loss of RM4k
3. Herzen loss of RM20k

Didnt buy eth when its below $2. Remember there s one forumer here promoting it back in 2015

Still invested but a lot more diversified now.
I am now invested in etf fund, asnb, as well as blue chips stock in Malaysia as well as overseas market in foreign currencies.
I also have physical gold and silver for hedging purposes.

Maybe for sharing and learning here.

My mistake was not learning to save up earlier in my career.  back then was a jolly CC user , have expensive hobbies and always travel for fun to and from (i'm guessing u call YOLO these days). Dunno all my money went even though worked a long time.

I wish I realized and be more financially aware sooner than later.

Second mistake is buying a car and house that is not affordable  .

I wish back then I used a cheaper car, as depreciation kills the value and fast forward 10 years all sort of problems came out .

Although the house I bought is in a decent location, I felt that it was overpriced. Back then it was all the rage for "Property investment". If I had the chance, I would undo this mistake by not buying a house at all, and instead just park the savings in gold and use it to buy house for own self stay .

What did you do that you regretted? Past cannot change anymore, perhaps we could state this as a reminder for ourselves.

You bought shitcoins? Right now it’s even booming

Bought too much insurance.

Subscribed to astro

Now got Netflix already cheaper than Astro

Bought too many houses and land

Now friend's bro kena McOcean.
Living a "lavish" life and gonna "retire" from his engineering job.
My friend himself is joining Amway with a bunch of idk who. Always visiting his place during the weekends on the subject of "you live alone, we can accompany you" while brain wash his brains to 100% join their cult. So far he didn't sell his stuff la but idk how much to believe him.

What made u succumb to their mechanics and eventually "oh shit, not again"?

Curious. Very curious.