yeah i regretted I didn't buy a few bandar utama houses when I was in my 20s.

I could have cleared my debt many times over

But i was chasing expensive watches and luxury holidays.

Worst i spend it on so much pussy it given me hpv- and i spend a boat load of money to cure it.

till this day i am still fucking someone else girl/ not repenting.

But kalau bukan sekarang … bila ? When i m 40s? 50s?

Moral of the story- LIVE AND Never regret.

On our death bed - we be lonely and bring nothing over too- at least you have live your life and enjoy every thing god has to offer.

Fuck debt - its just paper -

ya i consider myself a discipline person at least for financial side of matter. just that making too many rush decision at the young age. and listen too much to parent without process all the decision they wanted me to make.

they make a lot of financial mistakes for me. most of it can be cancel with some loss. but the house is a big one unfortunately.