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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank

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tadashi987
post Jun 1 2024, 01:32 PM

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anyone hitting error when trying to transfer to other bank?

cybpsych
post Jun 1 2024, 01:58 PM

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QUOTE(tadashi987 @ Jun 1 2024, 01:32 PM)
anyone hitting error when trying to transfer to other bank?
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no issue at 1153am - duitnow transfer to account number @ shopeepay

no issue at 1357pm - duitnow transfer to mobile number @ gxbank
tadashi987
post Jun 1 2024, 02:03 PM

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QUOTE(cybpsych @ Jun 1 2024, 01:58 PM)
no issue at 1153am - duitnow transfer to account number @ shopeepay

no issue at 1357pm - duitnow transfer to mobile number @ gxbank
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ok thanks, submitted a ticket to them just tried seems it's rectified. smile.gif
ronnie
post Jun 1 2024, 02:05 PM

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3.88% per my calculation matches...

Thanks to those who "experiment" with the magic number
leanman
post Jun 1 2024, 02:30 PM

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Just checked, need me to update, hopefully after that can, will do it later when got wifi
eeeglow24
post Jun 1 2024, 02:30 PM

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Created the pots on 26th is it correct only given 3 sen for RM47.17?

Or is it short? Thanks
hightechgadgets8
post Jun 1 2024, 02:41 PM

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QUOTE(eeeglow24 @ Jun 1 2024, 02:30 PM)
Created the pots on 26th is it correct only given 3 sen for RM47.17?

Or is it short? Thanks
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3 cents is correct

47.17 X [3.88%/366] X 6days

This post has been edited by hightechgadgets8: Jun 1 2024, 02:42 PM
leanman
post Jun 1 2024, 03:40 PM

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QUOTE(Arsyad1105 @ Jun 1 2024, 09:58 AM)
Yes. You can't access while overseas. Only Malaysian IP with real provider is allowed.
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QUOTE(!@#$%^ @ Jun 1 2024, 10:01 AM)
i managed to sign up and get approved when i was in japan. maybe they have changed it.
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QUOTE(shawnme @ Jun 1 2024, 10:29 AM)
Wait, what ??!!

Does it apply only to AEON or other banks as well?
I could still access my conventional banks early this year.
It's madness that I can't work with banking just because I'm overseas.

Update:
Spoke to GX, was told that it is still possible.
Moreover, my logic is, if the bank allows debit card usage internationally, why wouldn't I be able to login and check my usage or even freeze card just because I am overseas.
If that's the case, there's no point in internet banking.

Anyhow, to each their own, I'm glad that at least there's no issue with GX.
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QUOTE(Arsyad1105 @ Jun 1 2024, 11:40 AM)
AEON allow registration in Japan
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QUOTE(Arsyad1105 @ Jun 1 2024, 12:13 PM)
Are you using Malaysia SIM at Japan that time? It still using Malaysia network if you're travelling except you're buying sim from Japan. I've tried Singapore M1 network and Sony Network in Japan and it doesn't work on both if it.
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QUOTE(brandonkl @ Jun 1 2024, 01:07 PM)
If Aeon Bank doesn't allow access from outside Malaysia without Malaysia SIM (roaming), I think that is stupid, ridiculous and regressive.

When I am overseas, I still need to do transfers or check my debit card spendings.

In terms of security and safety, the app is already tied to the phone.

Other conventional banks and GX Bank I have no issue accessing from outside Malaysia with non-Msian SIM.
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QUOTE(Arsyad1105 @ Jun 1 2024, 01:23 PM)
They don't want you to know how much you spend overseas 😜 I don't think I will use AEON for international payment if TnG is the lowest currently after Wise.

You can use residential IP to access Malaysia internet which will cost the lowest USD 2 per GB. Another free option use your PC as node but electric bill goes brrr....
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QUOTE(leanman @ Jun 1 2024, 02:30 PM)
Just checked, need me to update, hopefully after that can, will do it later when got wifi
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After updated via apps store, it’s working fine or maybe I was using the WiFi and able to access. When I switch to the Travel type of sim which I bought from Shopee, I cannot access again

This post has been edited by leanman: Jun 1 2024, 03:45 PM
MusicNation
post Jun 1 2024, 03:54 PM

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QUOTE(leanman @ Jun 1 2024, 03:40 PM)
After updated via apps store, it’s working fine or maybe I was using the WiFi and able to access. When I switch to the Travel type of sim which I bought from Shopee, I cannot access again
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Can you access other banking app using the ur travel sim card? It ll be weird if you cant access aeon bank app only
PseudomonasSA
post Jun 1 2024, 04:16 PM

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QUOTE(MusicNation @ Jun 1 2024, 08:54 AM)
Can you access other banking app using the ur travel sim card? It ll be weird if you cant access aeon bank app only
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I'm able to use the AEON bank apps on UK internet network.

However, it wouldn't work on VPN connection to Malaysia
leanman
post Jun 1 2024, 04:27 PM

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QUOTE(MusicNation @ Jun 1 2024, 03:54 PM)
Can you access other banking app using the ur travel sim card? It ll be weird if you cant access aeon bank app only
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Very interesting point. If on public mall WiFi, can access all digital and conventional banking apps.

If on travel sim, call access all except AEON…
PseudomonasSA
post Jun 1 2024, 04:45 PM

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QUOTE(leanman @ Jun 1 2024, 09:27 AM)
Very interesting point. If on public mall WiFi, can access all digital and conventional banking apps.

If on travel sim, call access all except AEON…
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I think that's because AEON apps blocks all access via VPN.

When you are roaming using certain SIM cards, for example Digi SIM card, overseas, the local networks automatically create a VPN connection to Digi network in KL.

The same happens in the UK.
If I use Celcom or Digi internet roaming, AEON apps refuse the connections.

If I connect using local UK SIM cards/WI-FI, it works.

Don't think AEON will ever release this block. It has been built into their safety policy
PseudomonasSA
post Jun 1 2024, 04:48 PM

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When you are roaming using Celcom or Digi, you can Google "What's my IP address", you can see that you are on a Malaysian network due to an automatic/compulsory VPN connection.


I hypothesize that this arrangement is to help the local companies in calculating the total bandwidth used by different roaming cards, and to facilitate billing/invoicing
ultramoo
post Jun 1 2024, 05:03 PM

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Tried to add money and just realised it can only be done via DuitNow. No fpx. Confirmed by their customer service

This post has been edited by ultramoo: Jun 1 2024, 05:03 PM
Chiggah
post Jun 1 2024, 05:04 PM

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How to withdraw the minimum balance rm20 when we are done with aeon bank? Just use until rm0 with debit-i card or just close the account ?
Arsyad1105
post Jun 1 2024, 05:11 PM

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QUOTE(ultramoo @ Jun 1 2024, 05:03 PM)
Tried to add money and just realised it can only be done via DuitNow. No fpx. Confirmed by their customer service
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Every digital bank like that. FPX for verification only. This isn't e-wallet.

QUOTE(Chiggah @ Jun 1 2024, 05:04 PM)
How to withdraw the minimum balance rm20 when we are done with aeon bank? Just use until rm0 with debit-i card or just close the account ?
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You can close but after 3 months. Else your RM20 will be taken by AEON Bank for charge.

This post has been edited by Arsyad1105: Jun 1 2024, 06:53 PM
hye
post Jun 1 2024, 05:13 PM

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QUOTE(PseudomonasSA @ Jun 1 2024, 04:48 PM)
When you are roaming using Celcom or Digi, you can Google "What's my IP address", you can see that you are on a Malaysian network due to an automatic/compulsory VPN connection.
I hypothesize that this arrangement is to help the local companies in calculating the total bandwidth used by different roaming cards, and to facilitate billing/invoicing
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Not so fast. If any bank in Malaysia participate in 3rd party marketing / selling customers data such as like this, that's a major compliance issue.
The reason behind AEON Bank's action is likely security and not what your theory is.
ultramoo
post Jun 1 2024, 05:14 PM

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QUOTE(Arsyad1105 @ Jun 1 2024, 05:11 PM)
Every digital bank like that. FPX for verification only. This isn't e-wallet.
You can close but after 3 months. Else your RM20 will be taken by AEON for paying their ah long services 🤭
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I can add via fpx in gxbank. Only temporary?
ericlaiys
post Jun 1 2024, 05:15 PM

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QUOTE(leanman @ Jun 1 2024, 03:40 PM)
After updated via apps store, it’s working fine or maybe I was using the WiFi and able to access. When I switch to the Travel type of sim which I bought from Shopee, I cannot access again
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tested no problem access from oversea . using hotel wifi and roaming data.
ericlaiys
post Jun 1 2024, 05:16 PM

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QUOTE(Chiggah @ Jun 1 2024, 05:04 PM)
How to withdraw the minimum balance rm20 when we are done with aeon bank? Just use until rm0 with debit-i card or just close the account ?
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u only get it back after close acc. due note on earlier closing account penalty

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