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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank

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koja6049
post Nov 30 2025, 02:51 PM

On my way
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Joined: Feb 2018
QUOTE(my44 @ Nov 29 2025, 12:54 PM)
Actually latest promo w.e.f 01/12/2025 by competitors have some fineprints in order to get 4% pa. Otherwise, they are offering 2-3% only. Seems like 3% by Aeonbank has no complicated T&C. Keep in the jar / pot, you get 3%.
*
actually it is worse. Aeonbank 3% only compounds monthly, whereas Rytbank and others 3% can compound daily.
ornehx
post Nov 30 2025, 03:30 PM

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Joined: Jun 2006
QUOTE(koja6049 @ Nov 30 2025, 02:51 PM)
actually it is worse. Aeonbank 3% only compounds monthly, whereas Rytbank and others 3% can compound daily.
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It's actually compound daily but paid monthly
https://assets.aeonbank.com.my/AEON_Bank_Ca..._c6b3ea4346.pdf

Under mechanics for promotion 4

The profit earned by
Customers is accrued daily
and will be deposited into
the Savings Pot on the last
day of the month

Edit: as highlighted below. It's monthly compound. The interest is earned daily but payout eom

This post has been edited by ornehx: Yesterday, 12:12 PM
koja6049
post Nov 30 2025, 05:02 PM

On my way
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Junior Member
611 posts

Joined: Feb 2018
QUOTE(ornehx @ Nov 30 2025, 03:30 PM)
It's actually compound daily but paid monthly
https://assets.aeonbank.com.my/AEON_Bank_Ca..._c6b3ea4346.pdf

Under mechanics for promotion 4

The profit earned by
Customers is accrued daily
and will be deposited into
the Savings Pot on the last
day of the month
*
accrued is not compound
my44
post Nov 30 2025, 07:38 PM

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Then maintain with Ryt. Initial 3% then if so happen you spend >10.00 for 3 times or 5 times, then it is upgraded to 4%. Pretty sure every month we need to spend money anyway.

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