@ericlaiys

I would advise on your statement as it can be interpretated as 3R related. Especially so with the 'lol' at the end - might be seen as an insult.

Folks, the last few conversations is fast becoming OT.
Please take the conversations private if you want to continue.

This post has been edited by hye: May 12 2024, 07:29 AM

Reminder to all members in this thread.
Zero tolerance for 3R topics/posts in the Finance section. Offenders will be dealt with severe consequence management.
Discussions are encouraged but if the posts continue to be misleading or discriminatory then please make an attempt to get your facts right. Continuing on the wrong path is a major concern and may trigger strong uncomfortable discussions if left unchecked.

If you disagree with the product, you may choose to walk away. There are options in the market for everyone. Nobody here is forcing you to take up the financial product nor the product is intentionally created to discriminate.

This post has been edited by hye: May 26 2024, 09:47 PM

As the end of the month approaches, it would be interesting to see how will AEON Bank handle the 3.88% interest payout.

100% we have a lot of analyst here in this forum who will check and recheck AEON Bank's interest calculator.

Not so fast. If any bank in Malaysia participate in 3rd party marketing / selling customers data such as like this, that's a major compliance issue.
The reason behind AEON Bank's action is likely security and not what your theory is.

@Arsyad1105

Referencing your reply today at 5.11pm
Please rethink your post carefully as what you mentioned can be constituted as slander. Funny or not, it won't become a joke when you are served a legal demand letter by AEON Bank + this thread possibly closed.

Your post should not be setting a precedent for similar posts to appear in the future in this thread.

This post has been edited by hye: Jun 1 2024, 06:31 PM

* Warning to our Members *
I don't take lightly any attempts / posts which could potentially triggers disharmony in this section. Any members found posting such will be subjected to a 'healthy' dose of consequence management.

This serve as the firm and final warning.

This post has been edited by hye: Jun 20 2024, 09:53 PM

Members - appreciate if we all don't use the term "Type - (whatever)"
It is derogatory in nature to begin with (at least in my opinion and my close colleagues) and brings us further away from the harmonious environment that we used to.

Collectively, let's all reject this term.
Let's just concentrate on what the subject of the thread and what benefits it brings us all.

Members, I'll make this reminder one more time and be prepared for strong consequences management from here on.

Keep your discussion on the topic of this forum without raising (not even a pinch) a word that smells cultural, racial and religion. I won't name the specific member here which started the conversation for now but I won't be spare anyone the next time. Discussions are fine (even strong discussions) but anything that that crosses the 3R borders are not tolerated for whatsoever reasons in this section..

Decisions on finance are made in your own capacity and you own the risks/rewards that comes with it. Nobody wants to know or give a damn what your reasons are - avoid from being ridiculed from your careless statements.

This post has been edited by hye: Sep 1 2024, 10:48 PM

There's a professional way of putting this, let me try. (But yeah, I understand what you are trying to say)
Both Rize and AEONBank created products to cater to their targeted customer segment. (or similar market segment whatever it maybe) And this segment likely has a preference for Islamic banking products.

As one member pointed out - at the end the ultimate goal for the customer is to maximise the returns to themselves. (Whatever product that he/she chosen) And the customer has in mind what those returns means.


In my opinion, for stability then GxBank wins. Actually for AEONBank now, you will never obtain true 3% returns on the assumption that you need to keep a min RM20 and obtain 0.88% and everything else in the pot to get 3.0%. At best, the total return will come very close to 3% but never 3%.

This post has been edited by hye: Sep 2 2024, 04:30 PM

One millionth customer ?