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TShksgmy
post Feb 4 2024, 12:33 PM, updated 2y ago

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Edited: I’ve amended the title as I would love to hear your thoughts on your own experiences and plans for your (future) retirement.

As many of you know, I'm about 2 years away from hanging up my stethoscope for good, and finally joining my wife in the slow lane (she hung up her calculator for good last year).

As a long overdue retirement present for the both of us, we intend to do a round the world trip on First Class travel. I have a rough idea of what I want to do, but I was hoping to solicit some wisdom from the upper crust of society that /k likes to identify themselves as (aka the min RM20k/month standard), so as to refine my itinerary.

Here are some rough sketches of the details:

First Class/Suite Class with Singapore Airlines & Star Alliance partners, departing Singapore.

Here are my continents:

East Asia:

1. Japan (Kyoto, Tokyo, Osaka - but maybe also to Hokkaido, Toyama and return to Hakone)
2. Some nicer areas of China (I've never been to Mainland China per se, apart from visiting my other uncles in Shenzhen and Zhuhai) - especially a visit to my ancestors' village where my grandfather purported still has a house somewhere in Guangdong
3. Hong Kong (family visit - but I intend to do more than just yumcha for a week with my favourite uncle: wanna see Kowloon, go out to some of the smaller islands & visit the New Territories)
4. May or may not do South Korea (we're not big fans, but it may be a case of so near yet so far, so that may be on the cards)
5. Taiwan (never been to Namewee's adopted hometown, so might see what inspired him to write Negarakuku)

South East Asia:

1. Malaysia. This will be a super long overdue homecoming & goodbye of sorts. We intend to spend at least 1 month, visiting all my cousins and family members in Peninsula Malaysia, and catch up on my old classmates. No couch surfing or bunking in with family though, so we'll be living it up and finally putting all the RM we've saved up to good use - afterall, I don't think I'll keep my Malaysian citizenship after retirement, as I intend to ensure I keep Singapore as my base, even as I relocate permanently to Sydney. We might do a visit to East Malaysia as well, as we've never been there either.
2. Thailand - just to a resort somewhere nice & quiet for a week or so, to unwind after that whirlwind tour of Malaysia
3. Vietnam - I hear the barber shops are a must visit experience, and again, we've never been.

Middle East:

1. (removed Turkey - as a forumer pointed out, it's actually in Europe, silly me)
2. Dubai - a good place for me to use up my USD, and also to see what a modern, progressive Muslim country can do that Malaysia couldn't.

Europe:

1. Turkey - this will be likely via one of our journey legs to Europe. I want to visit the Istanbul Turkish Airways (part of the Star Alliance network) lounge again. Then, do the usual hot air balloon, Turkish baths, Salt lake & formation, bazaar
2 Germany (just so I can drive a Porsche on the autobahn as fast as my balls will allow me) - Stuttgart, Munich, Zuffenhausen ... yeah, you get the picture - and get a trackday pass for the Nordschleife!
3. Switzerland in style. This will be a second visit of Switzerland, and we want to do it in far better style than what we did 30 years ago as young travellers on a budget. Grab a couple of matching Rolexes (back when we did our first trip there 30 years ago, all we could afford was to get matching Swiss Army Knives)...
4. Hope over to the Netherlands to visit old friends (they were our neighbours in Singapore and we've kept in touch all these years) & Belgium to visit more old friends (old neighbours) & the retired Belgian ambassador to Singapore (who was my patient in Singapore before he retired)
5. Head over to France - may not skip (thanks to mesothelium) Paris, try to chase down a couple of Michelin star restaurants (since wife and I are into that at the moment) and to do the vinyard tours in Bordeaux. Visit the 5 First Growth Chateaux and catch up with an old Professor colleague of mine who's retired and returned to France with his Neuroscientist wife.
6. Spain - thanks to icemanfx for the tip: San Sebastián for more Michelin Star restaurants.
7. End up in the UK - this will also be a second homecoming of sorts for me, after all, my early specialization studies were done in the UK hospitals, and I'll revisit the Royal Colleges where I received my Fellowships & see if my signatures on their deed rolls is still anywhere to be found (yes, yes, small things make me happy), before spending some time south in Cornwall & retracing the steps of Doc Martin. Before that, I'll try to convince my wife to visit Anfield for an EPL match - or, she can spend time with her niece while I shout myself hoarse at the stadium.
8. Possible one or two Eastern European destinations as someone suggested - but, I think the Nordic countries are also an interesting option... so this will need a little bit more research.

America: Still not interested

1. From Europe, fly back into Australasia - but I'll try to land in New Zealand first, to spend a month there. We have a spare unit that we've always meant to live in as a vacation home, and this will be the best time to do so. Gotta drain the bank account in NZ as well, because once I'm a tax resident in Australia, that'll also be taxed by the ATO (I don't have enough money in there to warrant ring-fencing it with creative accounting, but more than enough money to know it'll hurt when the taxman comes collecting)
2. Fly back into Australia to begin our next phase of life there.

What does /k think? What would you do differently?

Edited: thank you for the helpful comments. I've amended the list (added some attractions, removed some destinations) as per some of the forum members' invaluable insights!

This post has been edited by hksgmy: May 28 2024, 08:49 PM
blah2blah
post Feb 4 2024, 12:49 PM

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Envy you have a higher tier income/lifestyle/career. Good luck and happy retirement.
TShksgmy
post Feb 4 2024, 12:54 PM

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QUOTE(blah2blah @ Feb 4 2024, 12:49 PM)
Envy you have a higher tier income/lifestyle/career. Good luck and happy retirement.
*
Thank you for your kind words. If you have any comments about the choices or any further suggestions on countries that are worth visiting, I would certainly appreciate them!
Natsukashii
post Feb 4 2024, 12:56 PM

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I envy too. All the best.
tonyvyp
post Feb 4 2024, 01:01 PM

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good luck bro. envy

This post has been edited by tonyvyp: Feb 4 2024, 01:03 PM
blek
post Feb 4 2024, 01:09 PM

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QUOTE(hksgmy @ Feb 4 2024, 12:33 PM)
As many of you know, I'm about 2 years away from hanging up my stethoscope for good, and finally joining my wife in the slow lane (she hung up her calculator for good last year).

As a long overdue retirement present for the both of us, we intend to do a round the world trip on First Class travel. I have a rough idea of what I want to do, but I was hoping to solicit some wisdom from the upper crust of society that /k likes to identify themselves as (aka the min RM20k/month standard), so as to refine my itinerary.

Here are some rough sketches of the details:

First Class/Suite Class with Singapore Airlines & Star Alliance partners, departing Singapore.

Here are my continents:

East Asia:

1. Japan (Kyoto, Tokyo, Osaka - but maybe also to Hokkaido, Toyama and return to Hakone)
2. Some nicer areas of China (I've never been to Mainland China per se, apart from visiting my other uncles in Shenzhen and Zhuhai) - especially a visit to my ancestors' village where my grandfather purported still has a house somewhere in Guangdong
3. Hong Kong (family visit - but I intend to do more than just yumcha for a week with my favourite uncle: wanna see Kowloon, go out to some of the smaller islands & visit the New Territories)
4. May or may not do South Korea (we're not big fans, but it may be a case of so near yet so far, so that may be on the cards)
5. Taiwan (never been to Namewee's adopted hometown, so might see what inspired him to write Negarakuku)

South East Asia:

1. Malaysia. This will be a super long overdue homecoming & goodbye of sorts. We intend to spend at least 1 month, visiting all my cousins and family members in Peninsula Malaysia, and catch up on my old classmates. No couch surfing or bunking in with family though, so we'll be living it up and finally putting all the RM we've saved up to good use - afterall, I don't think I'll keep my Malaysian citizenship after retirement, as I intend to ensure I keep Singapore as my base, even as I relocate permanently to Sydney. We might do a visit to East Malaysia as well, as we've never been there either.
2. Thailand - just to a resort somewhere nice & quiet for a week or so, to unwind after that whirlwind tour of Malaysia
3. Vietnam - I hear the barber shops are a must visit experience, and again, we've never been.

Middle East:

1. Turkey - this will be likely via one of our journey legs to Europe. I want to visit the Istanbul Turkish Airways (part of the Star Alliance network) lounge again. Then, do the usual hot air balloon, Turkish baths, Salt lake & formation, bazaar
2. Dubai - a good place for me to use up my USD, and also to see what a modern, progressive Muslim country can do that Malaysia couldn't.

Europe:

1. Germany (just so I can drive a Porsche on the autobahn as fast as my balls will allow me) - Stuttgart, Munich, Zuffenhausen ... yeah, you get the picture
2. Switzerland in style. This will be a second visit of Switzerland, and we want to do it in far better style than what we did 30 years ago as young travellers on a budget.
3. Hope over to the Netherlands to visit old friends (they were our neighbours in Singapore and we've kept in touch all these years) & Belgium to visit more old friends (old neighbours) & the retired Belgian ambassador to Singapore (who was my patient in Singapore before he retired)
4. Head over to France but skip Paris (no love lost) to do the vinyard tours in Bordeaux. Visit the 5 First Growth Chateaux and catch up with an old Professor colleague of mine who's retired and returned to France with his Neuroscientist wife.
5. End up in the UK - this will also be a second homecoming of sorts for me, after all, my early specialization studies were done in the UK hospitals, and I'll revisit the Royal Colleges where I received my Fellowships & see if my signatures on their deed rolls is still anywhere to be found (yes, yes, small things make me happy), before spending some time south in Cornwall & retracing the steps of Doc Martin. Before that, I'll try to convince my wife to visit Anfield for an EPL match - or, she can spend time with her niece while I shout myself hoarse at the stadium.

America: Not interested

1. From Europe, fly back into Australasia - but I'll try to land in New Zealand first, to spend a month there. We have a spare unit that we've always meant to live in as a vacation home, and this will be the best time to do so. Gotta drain the bank account in NZ as well, because once I'm a tax resident in Australia, that'll also be taxed by the ATO (I don't have enough money in there to warrant ring-fencing it with creative accounting, but more than enough money to know it'll hurt when the taxman comes collecting)
2. Fly back into Australia to begin our next phase of life there.

What does /k think? What would you do differently?
*
We /k only interested in figure.
How much you plan on spending for above travel?

Let us jelly abit plis

This post has been edited by blek: Feb 4 2024, 01:10 PM
TShksgmy
post Feb 4 2024, 01:17 PM

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QUOTE(blek @ Feb 4 2024, 01:09 PM)
We /k only interested in figure.
How much you plan on spending for above travel?

Let us jelly abit plis
*
Well, there are a couple of countries on that list that we already have bank accounts with a considerable amount of money - Malaysia and New Zealand, so we’ll have excess left over, because for example, I honestly don’t think we can burn through RM550,000 (which is all that I have left in my Maybank Premier account in JB) in a month. Same goes for the account in NZ, where all the rental income from our apartment units go into.

We don’t intend to touch our regular SGD/AUD stream of passive income for this year-long retirement travel adventure. Instead, I plan to offload my Macan and W223 S450L in 2 years time (the cars would be around 3 years old by then) and we should get (if we’re lucky) about 60% of our purchase price back, so around SGD500-600k. At worst, SGD400k for both cars.

That’s my budget for the countries listed above, apart from Malaysia, New Zealand and Australia.
TShksgmy
post Feb 4 2024, 01:24 PM

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Last year, wife and I already did a month-long mini vacation driving our Cayenne from Sydney to Tasmania and back. The total bill of that adventure (including fuel, hotel and fine dining meals etc) was about AUD30,000 (excluding flight tickets). With SQ first class tickets to Sydney, the bill for that month was around AUD50,000.

You can refer to this thread I posted for a snippet of that trip

So, budgeting the same, I expect to spend SGD50,000 per month for that year long retirement vacation - hence, the sale proceeds of the 2 cars in Singapore should cover that with a little bit of spare change (since we won’t need to tap into the piggy bank for Malaysia, NZ and Australia)

This post has been edited by hksgmy: Feb 4 2024, 01:30 PM
r3d2
post Feb 4 2024, 01:33 PM

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America: Not interested

Great Idea





TShksgmy
post Feb 4 2024, 01:34 PM

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QUOTE(r3d2 @ Feb 4 2024, 01:33 PM)
America: Not interested

Great Idea
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Yeah. You’re singing to the choir, mate. Preaching to the converted thumbsup.gif thumbsup.gif thumbsup.gif
brkli
post Feb 4 2024, 01:43 PM

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seem like quite a busy retirement life. but that's just me, as long as one is happy with it, it is all good.
icemanfx
post Feb 4 2024, 02:00 PM

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Personally, would travel every 3 months or so. Since TS enjoy nice food, suggest to spend 2 weeks or so in one area like Tuscany, Barcelona, Lyon, etc.

Places in NYC, Washington DC, San Francisco, Boston, Philadelphia, etc have many good food.

This post has been edited by icemanfx: Feb 4 2024, 02:02 PM
TShksgmy
post Feb 4 2024, 02:09 PM

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QUOTE(icemanfx @ Feb 4 2024, 02:00 PM)
Personally, would travel every 3 months or so.  Since TS enjoy nice food, suggest to spend 2 weeks or so in one area like Tuscany, Barcelona, Lyon, etc.

Places in NYC, Washington DC, San Francisco, Boston, Philadelphia, etc have many good food.
*
Thanks bro. But traveling every 3 months means I won’t be able to do the round the world trip on a single booking. Maybe I’ll just have to spend more time resting between flights to different continents.

Oh yes. Spain. That’s a great tip. San Sebastián. So many Michelin star restaurants there….

Thanks bro!
TShksgmy
post Feb 4 2024, 02:09 PM

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QUOTE(brkli @ Feb 4 2024, 01:43 PM)
seem like quite a busy retirement life. but that's just me, as long as one is happy with it, it is all good.
*
Yeah. One last push before I’m put out to the pasture to graze …
Lucas0323
post Feb 4 2024, 02:15 PM

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The most important thing is whether gt connection to those cities that u wanna fly.
icemanfx
post Feb 4 2024, 02:16 PM

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QUOTE(hksgmy @ Feb 4 2024, 02:09 PM)
Thanks bro. But traveling every 3 months means I won’t be able to do the round the world trip on a single booking. Maybe I’ll just have to spend more time resting between flights to different continents.

Oh yes. Spain. That’s a great tip. San Sebastián. So many Michelin star restaurants there….

Thanks bro!
*
For RTW trip, need minimum 3 stops in different continent, not hard to achieve. If time and money is not an issue, could be done yearly or half yearly.
TShksgmy
post Feb 4 2024, 02:16 PM

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QUOTE(Lucas0323 @ Feb 4 2024, 02:15 PM)
The most important thing is whether gt connection to those cities that u wanna fly.
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Within continents, we’ll be travelling domestic or catching the rail. As long as SQ or Star Alliance fly to one of those countries we’ll be fine.
chiacp
post Feb 4 2024, 02:18 PM

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This is jz my personal take, having gone through the process of retirement. If spending money brings you fulfillment, then by all means go for it.
It seems to me, the trip is just do ' round the world trip in luxury' kinda thing. The emphasis on reconnecting with ppl which u mentioned will be more rewarding as in the end, it is the experience that brings fulfillment & blisfulness to both of you.
What was your bucket list b4 this " round the trip" thingy?
At the end of the trip, all the memories might be jz merged together and the little unexpected happenings that will bring back the smiles.
The only thing I see there that you have in common with one of my unchecked list is the compulsory mandatory gold standard proven MUST DO: go see liverpool play.
Hv a safe and wonderful trip.
ApocalypseSoon
post Feb 4 2024, 02:20 PM

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In Europe, especially France...Beware of pickpocket & thief....even inside hotel.
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post Feb 4 2024, 02:35 PM

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QUOTE(chiacp @ Feb 4 2024, 02:18 PM)
This is jz my personal take, having gone through the process of retirement. If spending money brings you fulfillment,  then by all means go for it.
It seems to me, the trip is just do ' round the world trip in luxury' kinda thing. The emphasis on reconnecting with ppl which u mentioned will be more rewarding as in the end, it is the experience that brings fulfillment & blisfulness to both of you.
What was your bucket list b4 this " round the trip" thingy?
At the end of the trip, all the memories might be jz merged together and the little unexpected happenings that will bring back the smiles.
The only thing I see there that you have in common with one of my unchecked list is the compulsory mandatory gold standard proven MUST DO: go see liverpool play.
Hv a safe and wonderful trip.
*
R u antifan of Liverpool, because that's the only way you'll feel happy or rather glee watching Liverpool play


Kidding

Btw ts.. is there a point in time where u no longer gain satisfaction from work? Because I heard some people never retire because they always derive satisfaction from work.

Recently I saw a video of a cardiologist at 93 still working

This post has been edited by Knnbuccb: Feb 4 2024, 02:35 PM
ry8128
post Feb 4 2024, 02:37 PM

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Why don't you ask some opinion from kevin? I believe he is the richest ktard here and would be able to give you some ideas.

He is really rich, seriously. Chanel bag, multiple accounts with at least 200k inside, splurging on 6k phone, just to name a few of his achievements.
blek
post Feb 4 2024, 02:48 PM

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QUOTE(chiacp @ Feb 4 2024, 02:18 PM)
This is jz my personal take, having gone through the process of retirement. If spending money brings you fulfillment,  then by all means go for it.
It seems to me, the trip is just do ' round the world trip in luxury' kinda thing. The emphasis on reconnecting with ppl which u mentioned will be more rewarding as in the end, it is the experience that brings fulfillment & blisfulness to both of you.
What was your bucket list b4 this " round the trip" thingy?
At the end of the trip, all the memories might be jz merged together and the little unexpected happenings that will bring back the smiles.
The only thing I see there that you have in common with one of my unchecked list is the compulsory mandatory gold standard proven MUST DO: go see liverpool play.
Hv a safe and wonderful trip.
*
Yeah. Moving here and there every 2-3 days will be tiring for me. Unless TS plan every destination a week or 2
TShksgmy
post Feb 4 2024, 02:54 PM

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QUOTE(chiacp @ Feb 4 2024, 02:18 PM)
This is jz my personal take, having gone through the process of retirement. If spending money brings you fulfillment,  then by all means go for it.
It seems to me, the trip is just do ' round the world trip in luxury' kinda thing. The emphasis on reconnecting with ppl which u mentioned will be more rewarding as in the end, it is the experience that brings fulfillment & blisfulness to both of you.
What was your bucket list b4 this " round the trip" thingy?
At the end of the trip, all the memories might be jz merged together and the little unexpected happenings that will bring back the smiles.
The only thing I see there that you have in common with one of my unchecked list is the compulsory mandatory gold standard proven MUST DO: go see liverpool play.
Hv a safe and wonderful trip.
*
Well, we’ve worked and saved (we’re chronic savers - almost pathological) for all our working lives and we know we can’t take a cent of that away with us so if not when we retire, when? Haha

GTA5
post Feb 4 2024, 02:55 PM

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Your life is my dream.

And will always remain a dream lol.

At least can read your posts about your life also makes me happy biggrin.gif

Do share with us your trips and post retirement life when it happens.

Most importantly have good health.

This post has been edited by GTA5: Feb 4 2024, 02:56 PM
InitialB
post Feb 4 2024, 02:56 PM

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How much your budget ? RM 1 million?
TShksgmy
post Feb 4 2024, 02:59 PM

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QUOTE(InitialB @ Feb 4 2024, 02:56 PM)
How much your budget ? RM 1 million?
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Approximately SGD500,000 for the whole year long trip
killdavid
post Feb 4 2024, 03:04 PM

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Good choice skipping america
TShksgmy
post Feb 4 2024, 03:07 PM

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QUOTE(GTA5 @ Feb 4 2024, 02:55 PM)
Your life is my dream.

And will always remain a dream lol.

At least can read your posts about your life also makes me happy biggrin.gif

Do share with us your trips and post retirement life when it happens.

Most importantly have good health.
*
Thanks for your kind words bro. But you know me… I am a slow planner. Took me 3 years to decide on which Porsche to buy, 1 year to plan the Sydney to Tassie trip… so 2 years for this round the world trip sounds about par for the course for me.

But I’ll post photos for sure smile.gif
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post Feb 4 2024, 03:19 PM

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QUOTE(hksgmy @ Feb 4 2024, 12:33 PM)


What does /k think? What would you do differently?
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Nice, have good retirement bro.

I will just want to take up some hobby, maybe continue with my photoshoot with brows.gif
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post Feb 4 2024, 03:23 PM

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QUOTE(hksgmy @ Feb 4 2024, 02:59 PM)
Approximately SGD500,000 for the whole year long trip
*
Can I ask where do you get your First Class SIA tickets from? Are you getting a round the world ticket?

Many years ago the company I work for used to fly us those Star Alliance flights around the world ticket (3 stops) that's a lot cheaper, but only business class.

For Vietnam depending on the time of the year, Halong bay not bad. The barbershops kind of over rated and your wife not not enjoy that much vs us guys. lol. Also a lot of exotic islands in Vietnam/Thailand/Bali you can go enjoy. You can spend a lot of time in China alone considering you never been there. For natural scenaries China still offer one of the best, especially the mountains. Visa free now if you hold Singapore or Malaysia passport!

Enjoy your retirement trips!!!
InitialB
post Feb 4 2024, 03:23 PM

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QUOTE(hksgmy @ Feb 4 2024, 02:59 PM)
Approximately SGD500,000 for the whole year long trip
*
Good budget

thumbup.gif
TShksgmy
post Feb 4 2024, 03:24 PM

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QUOTE(RT8081 @ Feb 4 2024, 03:19 PM)
Nice, have good retirement bro.

I will just want to take up some hobby, maybe continue with my photoshoot with brows.gif
*
2 years away bro. But it’s important for a slow coach like me to get the ball rolling now. 2 years can pass in a blink of an eye before you know it!
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post Feb 4 2024, 03:26 PM

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QUOTE(hksgmy @ Feb 4 2024, 03:24 PM)
2 years away bro. But it’s important for a slow coach like me to get the ball rolling now. 2 years can pass in a blink of an eye before you know it!
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👍 Yup true.
TShksgmy
post Feb 4 2024, 03:27 PM

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QUOTE(blek @ Feb 4 2024, 02:48 PM)
Yeah. Moving here and there every 2-3 days will be tiring for me. Unless TS plan every destination a week or 2
*
We intend to spend at least 5 if not 7 days in major destinations. The most moving about would be the driving that I wanna do when I’m in Germany. Once that’s done and washed out of my system, I’ll slow the pace right down and do what retirees are meant to do… ie take it easy.
TShksgmy
post Feb 4 2024, 03:29 PM

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QUOTE(RT8081 @ Feb 4 2024, 03:26 PM)
👍 Yup true.
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That’s also why I bought myself the Sony a7c and the a7iv together with a bunch of travel lenses from Sigma and Tamron late last year.

I’m a rather deliberate person and every small move hopefully helps me manoeuvre the chess pieces into position on the chessboard that is called life.
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post Feb 4 2024, 03:31 PM

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QUOTE(hksgmy @ Feb 4 2024, 03:29 PM)
That’s also why I bought myself the Sony a7c and the a7iv together with a bunch of travel lenses from Sigma and Tamron late last year.

I’m a rather deliberate person and every small move hopefully helps me manoeuvre the chess pieces into position on the chessboard that is called life.
*
Nice bro. Plan To do landscape shoot as well or just casual shoot ?
TShksgmy
post Feb 4 2024, 03:33 PM

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QUOTE(RT8081 @ Feb 4 2024, 03:31 PM)
Nice bro. Plan To do landscape shoot as well or just casual shoot ?
*
Right now, my target is to just master the basics and master them well. I’ve moved away from the dreaded “Auto” mode and am now enjoying Aperture priority with ISO control photo taking.

Next on the list is photo composition… baby steps for me. But it should hopefully all come together when the round the world trip starts.
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post Feb 4 2024, 03:35 PM

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QUOTE(hksgmy @ Feb 4 2024, 03:33 PM)
Right now, my target is to just master the basics and master them well. I’ve moved away from the dreaded “Auto” mode and am now enjoying Aperture priority with ISO control photo taking.

Next on the list is photo composition… baby steps for me. But it should hopefully all come together when the round the world trip starts.
*
Cool, take your time bro. Later once comfortable, can focus on specific genre. Yea, once you go out of auto and master manual model, you will get a different satisfaction level smile.gif
TShksgmy
post Feb 4 2024, 03:43 PM

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QUOTE(joeblow @ Feb 4 2024, 03:23 PM)
Can I ask where do you get your First Class SIA tickets from? Are you getting a round the world ticket?

Many years ago the company I work for used to fly us those Star Alliance flights around the world ticket (3 stops) that's a lot cheaper, but only business class.

For Vietnam depending on the time of the year, Halong bay not bad. The barbershops kind of over rated and your wife not not enjoy that much vs us guys. lol. Also a lot of exotic islands in Vietnam/Thailand/Bali you can go enjoy. You can spend a lot of time in China alone considering you never been there. For natural scenaries China still offer one of the best, especially the mountains. Visa free now if you hold Singapore or Malaysia passport!

Enjoy your retirement trips!!!
*
Thanks for the very informative post bro! We can’t book round the world trip tickets via the website - so I’ll call up PPS concierge and get them to arrange it for us.

If you know of any other better way, please lemme know!
Relaxing work 2
post Feb 4 2024, 04:07 PM

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Ex DG Tan Sri Dr Noor Hisham already set an example. There is no such thing as retirement, keep on working son, and stay cool.

TShksgmy
post Feb 4 2024, 04:19 PM

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QUOTE(Relaxing work 2 @ Feb 4 2024, 04:07 PM)
Ex DG Tan Sri Dr Noor Hisham already set an example. There is no such thing as retirement, keep on working son, and stay cool.
*
Haha. Well, I’ll still be seeing patients and n Sydney but only on a part time basis. My retirement is more about walking away from my full time Singapore career and slow down the pace so I can enjoy the life we’ve worked hard to achieve.
Hollow21
post Feb 4 2024, 04:45 PM

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How old are you and your wife?
SuperTuhan
post Feb 4 2024, 04:48 PM

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Take cruise from other continents

In young days I wouldn’t consider this at all

Maybe at nearing retirement u might wanna try luxury cruise

And if I had 10 days of holiday or more I will do a China Xinjiang trip , heard from my China friends it’s amazing and beauty of nature , people and foods

TShksgmy
post Feb 4 2024, 04:48 PM

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QUOTE(Hollow21 @ Feb 4 2024, 04:45 PM)
How old are you and your wife?
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Just started our fifth decade of life
TShksgmy
post Feb 4 2024, 05:26 PM

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QUOTE(SuperTuhan @ Feb 4 2024, 04:48 PM)
Take cruise from other continents

In young days I wouldn’t consider this at all

Maybe at nearing retirement u might wanna try luxury cruise

And if I had 10 days of holiday or more I will do a China Xinjiang trip , heard from my China friends it’s amazing and beauty of nature , people and foods
*
Oh for sure. But that’ll be for another holiday, as I think it’ll be too difficult to juggle a round the world trip with a cruise.

I love the idea of cruise ship holidays.
gundamsp01
post Feb 4 2024, 05:38 PM

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cant advise much as that is a level i cant reach in this life, but good to have ur plan as reference smile.gif
Mr.Robert
post Feb 4 2024, 05:45 PM

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Don’t go, doctor
We will miss you.

Stay home safer araso smile.gif
Now everywhere war
Taikor.Taikun
post Feb 4 2024, 05:48 PM

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Cruise from SG to Alaska. Or HK to Japan
TShksgmy
post Feb 4 2024, 06:07 PM

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QUOTE(Mr.Robert @ Feb 4 2024, 05:45 PM)
Don’t go, doctor
We will miss you.

Stay home safer araso smile.gif
Now everywhere war
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I can still log in from Sydney also la
Boldnut
post Feb 4 2024, 06:20 PM

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You should try to hire a private tour guide for each of the destination.It helps a lot.

I hope you are not joining those tour by arrange by tour agency, with that budget I dont think you are doing that. But if you ever think of doing it, just dont, those tour are waste of time.

have you ever try Cruise? Picky something like Royal Caribbean. It is quite relaxing experience to rest & enjoy.
Takudan
post Feb 4 2024, 07:16 PM

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Hi doc!

First of all, early congratulations on your retirement! I'm surprised you have only a few countries planned for Europe. How about going further central or east Europe or down south?
- Austria, Czech Republic (Prague), Turkey... I heard they're beautiful
- Italy, I heard from colleagues they really hate speaking English but food is good.

Next about your Japan trip: I'm going for cherry blossom this year and we're making a (hopefully) decent itinerary tongue.gif not sure how it'll turn out yet but we're planning for a lot of pretty pinks (hanami/flower viewing) lol. I would highly recommend a long stay as we've already packed our 2 weeks full just within Kansai. Previously went Fujisan, Hakone and a few more places during the winter, I really enjoyed onsen in that painfully cold weather. You'll probably enjoy ryokan stays with private onsen based on your budget lol.

Lastly, I'm developing an itinerary planner on Google spreadsheet which I think will work well if you have a list of places you want to go and you want to optimise the route between these places, and the time taken in between. Here's a sneak peek on phone (it's not meant for usage on phone because it's intended to be a pre and post trip planner, but view only for day of execution... but I'm writing this on phone so....)
user posted image
If you're interested, feel free to PM me smile.gif
Grey text is all formulas/auto-calculated and how I get the values are based on Google map's direction with limited configuration... It's good enough as an estimator.
TShksgmy
post Feb 4 2024, 08:16 PM

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QUOTE(Takudan @ Feb 4 2024, 07:16 PM)
Hi doc!

First of all, early congratulations on your retirement! I'm surprised you have only a few countries planned for Europe. How about going further central or east Europe or down south?
- Austria, Czech Republic (Prague), Turkey... I heard they're beautiful
- Italy, I heard from colleagues they really hate speaking English but food is good.

Next about your Japan trip: I'm going for cherry blossom this year and we're making a (hopefully) decent itinerary tongue.gif not sure how it'll turn out yet but we're planning for a lot of pretty pinks (hanami/flower viewing) lol. I would highly recommend a long stay as we've already packed our 2 weeks full just within Kansai. Previously went Fujisan, Hakone and a few more places during the winter, I really enjoyed onsen in that painfully cold weather. You'll probably enjoy ryokan stays with private onsen based on your budget lol.

Lastly, I'm developing an itinerary planner on Google spreadsheet which I think will work well if you have a list of places you want to go and you want to optimise the route between these places, and the time taken in between. Here's a sneak peek on phone (it's not meant for usage on phone because it's intended to be a pre and post trip planner, but view only for day of execution... but I'm writing this on phone so....)
user posted image
If you're interested, feel free to PM me smile.gif
Grey text is all formulas/auto-calculated and how I get the values are based on Google map's direction with limited configuration... It's good enough as an estimator.
*
Wow. Thanks for sharing bro! I’ll definitely PM you in due time after I’ve firmed up things in my end. Enjoy your Sakura 🌸 visit to Japan!
puzzyfyre
post Feb 4 2024, 09:57 PM

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Happy retirement. Do flex your pics and experiences here as you travel!
TShksgmy
post Feb 4 2024, 10:08 PM

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QUOTE(puzzyfyre @ Feb 4 2024, 09:57 PM)
Happy retirement. Do flex your pics and experiences here as you travel!
*
Thanks in advance. Ain’t retiring just yet, but it’s a step in that general direction for me!

Will definitely share the photos and my experiences when that day finally arrives, just like how I shared my Porsche purchases in Sydney 3 years after I first asked /k for their opinions, and how I went on to share my month long epic (well, it was epic for me and wifey) road trip from Sydney to Tasmania and back.

Thank you for letting me share my joy with all of you!
TShksgmy
post Feb 4 2024, 10:20 PM

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QUOTE(Knnbuccb @ Feb 4 2024, 02:35 PM)
Btw ts.. is there a point in time where u no longer gain satisfaction from work? Because I heard some people never retire because they always derive satisfaction from work.

Recently I saw a video of a cardiologist at 93 still working
*
Thanks for the question. To be honest I really didn’t think I would be contemplating early retirement. I love my job, I love my patients, I love the challenges medicine presents both academically and professionally and even after nearly 30 years I am still passionate about what I do.

However, I also love my wife, and I know she has given up 30 years of her life to support my ambitions and my calling. Yes, she had a professional life of her own but she also wished for a richer family life with her husband. I often say that for the first 30 years she’s given me far more than I have given her. So it’s only fair that for the next 30 years (and that is if we both stay in our present good health together) that I step up to the plate and be as good as husband to her as she has been a wife to me. that she would like me for herself and not have to share me with my patients.

We are blessed to be in a position financially to contemplate early retirement. So I figured why not take advantage of it while we still have good health and we can still travel the world, enjoy smelling the roses and still have money left over for a meaningful post full time work life.

So I don’t think it’s a question of losing satisfaction from work. In my opinion, I have too much passion for medicine to ever face that concern. I think this is more a question of me wanting to be as successful and as good husband to my wife as I have been as successful and as good a doctor to my patients.

So, this new year, I’ve started the ball rolling and planted the idea of retiring in my mind. My time frame is 2 years - if I’m lucky, and I can successfully decant my patients to my other colleagues, I hit my target on time. If I’m not so lucky, I might miss the self-set deadline, but I’m determined to get there before the official retirement age arrives!

I see it as a new challenge for a new stage in my life.

This post has been edited by hksgmy: Feb 4 2024, 10:43 PM
Icehart
post Feb 4 2024, 10:23 PM

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Buy a landcruiser and do epic trip from Singapore to Europe.
https://www.facebook.com/jeremy.see.singapore
TShksgmy
post Feb 4 2024, 10:25 PM

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QUOTE(Icehart @ Feb 4 2024, 10:23 PM)
Buy a landcruiser and do epic trip from Singapore to Europe.
https://www.facebook.com/jeremy.see.singapore
*
Might be a plan, but definitely only after the round the world trip happens smile.gif
Joker.
post Feb 4 2024, 11:20 PM

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Watch aurora in the scandinavian countryies
TShksgmy
post Feb 4 2024, 11:31 PM

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QUOTE(Joker. @ Feb 4 2024, 11:20 PM)
Watch aurora in the scandinavian countryies
*
Thanks for the suggestion… definitely worth a good think about it!
pisces88
post Feb 4 2024, 11:34 PM

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grats buddy! u go chase those michelin restaurants!
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post Feb 4 2024, 11:51 PM

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QUOTE(ry8128 @ Feb 4 2024, 02:37 PM)
Why don't you ask some opinion from kevin? I believe he is the richest ktard here and would be able to give you some ideas.

He is really rich, seriously. Chanel bag, multiple accounts with at least 200k inside, splurging on 6k phone, just to name a few of his achievements.
*

That is not rich. Add up total amount still cannot afford a Macan.

mesothelium
post Feb 5 2024, 04:32 AM

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QUOTE(hksgmy @ Feb 4 2024, 03:27 PM)
We intend to spend at least 5 if not 7 days in major destinations. The most moving about would be the driving that I wanna do when I’m in Germany. Once that’s done and washed out of my system, I’ll slow the pace right down and do what retirees are meant to do… ie take it easy.
*
As a Francophile, I'd politely ask you to reconsider your decision to not visit Paris. I liked it enough to visit three times and am very seriously considering living a month or two in Paris this year before the Olympics kicks off.

Even if you don't plan to spend much time in the city, I'd put in a good word for Epicure in Le Bristol Paris, which stands out in my mind as very possibly the best meal I have ever had in my life. Now, I know we both share an interest in partaking of gustatory delights, so I would be remiss if I didn't mention this to you.

I'd also considered L'Ambroisie in Paris, but I ended up not going (for reasons I will mention later). It's an oversight I hope to rectify soon.

Anyway, I'd recommend considering two weeks in major destinations, instead of a week. Having travelled a bit post-COVID, I've found it somewhat annoying to move from one place to the next every week or so. It takes about a day to get settled in to your new location, and another day to pack and prepare for the move to the next destination. This means, in a 7 day stay, you'd spend about 2-2.5 days getting settled in, or about a third of the time you're travelling. This much "prep time" detracts from the experience, if you ask me. This is particularly relevant if you intend to "hit the Michelin stars."

The last time I was in Paris, I had the idea to do a 9-Michelin-star day, i.e. breakfast, lunch, dinner in three different 3-Michelin star venues. By the time I was done, I don't know how the wait staff rolled me out of the room. I had planned on L'Ambroisie two days after the 9-Michelin-star day, except I was still stuffed the next day, so I called the restaurant to say I was unwell. I ended up going for pho instead. Subsequently, I cancelled a few other restaurants because I felt physically unable to sit through another 3-4 hour marathon with 9-12 courses.

Mind you, I was in my early 30s. I can imagine the constitution of two retirees in their early 50s would be less up to the challenge of too many Michelin-starred meals, hence the need to pace yourself accordingly.

You will also need to set aside some breathing space to accommodate other "very stupid but very necessary" choices. For instance, if you go to Lyon, and you don't stuff your face with the legendary President cake at Bernachon (unless you've had it already), you can't say you've really visited the city. Throw in the city's praline tarts, wines, and cheeses, and you will need to take very long walks to work it all off...
mesothelium
post Feb 5 2024, 04:39 AM

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QUOTE(hksgmy @ Feb 4 2024, 03:27 PM)
We intend to spend at least 5 if not 7 days in major destinations. The most moving about would be the driving that I wanna do when I’m in Germany. Once that’s done and washed out of my system, I’ll slow the pace right down and do what retirees are meant to do… ie take it easy.
*
I'd also consider maybe renting a good car in Nice and doing the southern France route and stopping at the picturesque towns like Villefranche-sur-Mer, Eze, Monaco, Menton, and Ventimiglia (Italy). It's got to be one of the great drives!
christ14
post Feb 5 2024, 07:11 AM

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while i envy what you have saved , but ive been to to almost all thats listed. and i guess im halfway to retirement ( so youre the role model albeit i dont have your specialty) and should be making changes.

havent been to murica so i guess its a good idea to skip. and while youre driving autobahn to swiss even. i would recommend places like Czech or the other eastern europe. to me kinda worth the stop.

other notable mention like Vietnam island phu quoc.
id skip SK too.
TShksgmy
post Feb 5 2024, 07:26 AM

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QUOTE(mesothelium @ Feb 5 2024, 04:39 AM)
I'd also consider maybe renting a good car in Nice and doing the southern France route and stopping at the picturesque towns like Villefranche-sur-Mer, Eze, Monaco, Menton, and Ventimiglia (Italy). It's got to be one of the great drives!
*
Thank you my friend, for the insightful replies and the great suggestions…. I’ll put some serious thought into Paris, it’s just that at our last visit there, wifey didn’t quite enjoy the people and there was a distinct disdain - almost bordering on neglectful nonchalance - when it came to service standards at some of the cafes and bistros we visited. The opposite was true when we stepped into LV at Galeries LaFayette and a PuTongHua speaking server would nearly trip over herself in obsequious obedience to our every wish and command. It was all a bit too much and we left with a rather unpleasant taste of the whole thing.

Thanks again for your input!
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post Feb 5 2024, 07:39 AM

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Middle East
- Skip Dubai, it's overrated. An artificial place born out of the sand dunes....

Instead...
Europe
- Go visit Slovenia...
- Germany, careful there. Autobahn doesn't really mean no speed limit. There are plenty of sections with limit, especially those going in and out of cities. Rather, you should go for a few laps in Nurburgring.
- France? Don't miss Mont St Michel.
TShksgmy
post Feb 5 2024, 07:40 AM

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So, since starting this thread, and reading the helpful responses (with my grateful thanks), I’ve already made some adjustments to my original planned length of stay at major cities.

The destinations are still pretty much as listed, but we now intend to spend at least 10 days to 2 weeks at a major destination.

That’s going to require a lot of additional planning to ensure I don’t end up lazing in the hotel room and wasting those extra days!

This post has been edited by hksgmy: Feb 5 2024, 07:42 AM
TShksgmy
post Feb 5 2024, 07:44 AM

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QUOTE(kslee79 @ Feb 5 2024, 07:39 AM)
Middle East
- Skip Dubai, it's overrated. An artificial place born out of the sand dunes....

Instead...
Europe
- Go visit Slovenia...
- Germany, careful there. Autobahn doesn't really mean no speed limit. There are plenty of sections with limit, especially those going in and out of cities. Rather, you should go for a few laps in Nurburgring.
- France? Don't miss Mont St Michel.
*
That’s a brilliant idea…. But, I highly doubt the rental companies will allow rented cars on track… I might just have to settle for a ‘Ring taxi ride in a M5.
abelyap
post Feb 5 2024, 07:59 AM

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Congrat TS on retirement direction!
U deserved a good life ahead after contributed in saving many lives as doctor....

just curious how u managed children if plan to moved to Sydney? Move along? My guess they should be 20+ now since u can plan world tour

Another question, why decide Sydney for retirement when u been familiar with SG?

My kid in SG as well so wonder whether continue university in SG or somewhere else would be better...

Thanks for ur advice in advance smile.gif
6996
post Feb 5 2024, 08:04 AM

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I'll recommend to visit Jeju island instead of Seoul, should you decide to visit South Korea.

Overall, it looks like a wonderful plan.
TShksgmy
post Feb 5 2024, 08:10 AM

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QUOTE(abelyap @ Feb 5 2024, 07:59 AM)
Congrat TS on retirement direction!
U deserved a good life ahead after contributed in saving many lives as doctor....

just curious how u managed children if plan to moved to Sydney? Move along? My guess they should be 20+ now since u can plan world tour

Another question, why decide Sydney for retirement when u been familiar with SG?

My kid in SG as well so wonder whether continue university in SG or somewhere else would be better...

Thanks for ur advice in advance smile.gif
*
Hi bro, wife and I decided 30 years ago that our kids would be better off if we didn’t have them…. So, we did the responsible thing by our definition and opted not to have children.

30 years later, we still believe that was the one single most important and correct decision we made. Our natures are excellent for our workplaces. I’m immersed in my work, and she was dedicated to hers. This would make us absent parents - or worse, parents that (because we obviously have the wherewithal to do so) splurge on their kids materially to make up for their emotional absence.

Sydney was where I spent my university years on a very generous Australian scholarship and I can’t help but feel I owe Australia a debt of gratitude. We have friends and family there, and my network is there, and I have a part time practice there which suits me fine post retirement. The country is huge, and I could easily spend a lifetime discovering it… especially since I love to drive. We intend to be active retirees in Sydney, and I still intend to contribute to society there in my own way - and the low humidity works better for me, because I hate feeling sticky all day long.

Singapore gave me everything… and I gave it the best 30 years of my life. That’s a fair trade. So, as an experienced player would say, it’s best to quit while I’m ahead.
abelyap
post Feb 5 2024, 08:14 AM

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QUOTE(hksgmy @ Feb 5 2024, 08:10 AM)
Hi bro, wife and I decided 30 years ago that our kids would be better off if we didn’t have them…. So, we did the responsible thing by our definition and opted not to have children.

30 years later, we still believe that was the one single most important and correct decision we made. Our natures are excellent for our workplaces. I’m immersed in my work, and she was dedicated to hers. This would make us absent parents - or worse, parents that (because we obviously have the wherewithal to do so) splurge on their kids materially to make up for their emotional absence.

Sydney was where I spent my university years on a very generous Australian scholarship and I can’t help but feel I owe Australia a debt of gratitude. We have friends and family there, and my network is there, and I have a part time practice there which suits me fine post retirement. The country is huge, and I could easily spend a lifetime discovering it… especially since I love to drive. We intend to be active retirees in Sydney, and I still intend to contribute to society there in my own way - and the low humidity works better for me, because I hate feeling sticky all day long.

Singapore gave me everything… and I gave it the best 30 years of my life. That’s a fair trade. So, as an experienced player would say, it’s best to quit while I’m ahead.
*
Thanks bro.....

TShksgmy
post Feb 5 2024, 08:20 AM

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QUOTE(abelyap @ Feb 5 2024, 08:14 AM)
Thanks bro.....
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What field is your son or daughter pursuing in Singapore? I could help give you a better perspective if I knew the area of studies…
abelyap
post Feb 5 2024, 08:29 AM

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QUOTE(hksgmy @ Feb 5 2024, 08:20 AM)
What field is your son or daughter pursuing in Singapore? I could help give you a better perspective if I knew the area of studies…
*
she is now in Secondary school under MOE ASEAN scholarship. The scholarship will be covered till A level.

she is looking forward law or medicine for university course.

Thinking which location best to build up career as countries hv control on foreign degree. My sis is eye specialist in UK NHS, she planned to relocate to SG last year and got job offer in hospital. But at the end not approved health ministry...
TShksgmy
post Feb 5 2024, 08:47 AM

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QUOTE(abelyap @ Feb 5 2024, 08:29 AM)
she is now in Secondary school under MOE ASEAN scholarship. The scholarship will be covered till A level.

she is looking forward law or medicine for university course.

Thinking which location best to build up career as countries hv control on foreign degree. My sis is eye specialist in UK NHS, she planned to relocate to SG last year and got job offer in hospital. But at the end not approved health ministry...
*
If your daughter is keen on either law or medicine, then staying put in Singapore (especially for medicine) is the better option. As your sister just realised, the criteria for hiring of foreign trained doctors have been tightened over the past decade or so, as we're now churning out 500 medical students locally yearly (up from 150 per year 20 years back), and there are returning Singaporeans on MOH half scholarship/sponsorships, all fighting for limited spots.

Singapore is also positioning itself as a hub for arbitration, as well as the usual financial wheeling and dealing that goes on in the Republic, so I think if she gets into law, she'll be well served in her career as well.

Do you intend for her to come back to Malaysia?


abelyap
post Feb 5 2024, 08:56 AM

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QUOTE(hksgmy @ Feb 5 2024, 08:47 AM)
If your daughter is keen on either law or medicine, then staying put in Singapore (especially for medicine) is the better option. As your sister just realised, the criteria for hiring of foreign trained doctors have been tightened over the past decade or so, as we're now churning out 500 medical students locally yearly (up from 150 per year 20 years back), and there are returning Singaporeans on MOH half scholarship/sponsorships, all fighting for limited spots.

Singapore is also positioning itself as a hub for arbitration, as well as the usual financial wheeling and dealing that goes on in the Republic, so I think if she gets into law, she'll be well served in her career as well.

Do you intend for her to come back to Malaysia?
*
thanks bro for advice

Malaysia...... The future look bleak. So likely no
quireyuyue
post Feb 5 2024, 10:59 AM

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How about Canada?
gashout
post Feb 5 2024, 11:10 AM

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Doc, you missed out on my two fav cities. Budapest and Prague.

Do a train tour in Europe or the long train journey from China to Russia. That takes at least two weeks.
hoonanoo
post Feb 5 2024, 11:57 AM

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QUOTE(abelyap @ Feb 5 2024, 08:29 AM)
she is now in Secondary school under MOE ASEAN scholarship. The scholarship will be covered till A level.

she is looking forward law or medicine for university course.

Thinking which location best to build up career as countries hv control on foreign degree. My sis is eye specialist in UK NHS, she planned to relocate to SG last year and got job offer in hospital. But at the end not approved health ministry...
*
I know a few guys who went through the ASEAN scholarship, they are smart, of course their careers are fine. But the one thing I notice is, they became womanizers. Yeah, a few of these friends of mine, when they returned to Msia, they have high flying careers but they have checkered record in cheating their girlfriends with other girls. They tend to work in high flying work late night career jobs that hire a lot of young smart beautiful women in their 20s.
loserguy
post Feb 5 2024, 12:08 PM

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Maybe better to space it out. Maybe one trip per year. No rush to do everything at once.

At least you will have something to look forward to next year and you can take your time at each place before rushing off to the next place on the list.
hoonanoo
post Feb 5 2024, 12:22 PM

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TS,
I suggest you try a challenging bucket list trip.
1- What about Annapurna or Everest trek circuit in Nepal?
2- Visit Grand Canyon but avoid doing those selfies at the side of the cliff
3- Go to London West End and do binge theatre watching.
4- Climb the dolomites in Italy
5- Go to Kenya and climb Mount Kilimanjaro



abelyap
post Feb 5 2024, 12:41 PM

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QUOTE(hoonanoo @ Feb 5 2024, 11:57 AM)
I know a few guys who went through the ASEAN scholarship, they are smart, of course their careers are fine. But the one thing I notice is, they became womanizers. Yeah, a few of these friends of mine, when they returned to Msia, they have high flying careers but they have checkered record in cheating their girlfriends with other girls. They tend to work in high flying work late night career jobs that hire a lot of young smart beautiful women in their 20s.
*
What kind of job are these?
hoonanoo
post Feb 5 2024, 12:43 PM

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QUOTE(abelyap @ Feb 5 2024, 12:41 PM)
What kind of job are these?
*
consultancy, professional accountancy
TShksgmy
post Feb 5 2024, 12:52 PM

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QUOTE(abelyap @ Feb 5 2024, 12:41 PM)
What kind of job are these?
*
QUOTE(hoonanoo @ Feb 5 2024, 12:43 PM)
consultancy, professional accountancy
*
Bro, that's got nothing to do with the ASEAN scholarship, but everything to do with the recipient's character & values.
ameliorate
post Feb 5 2024, 01:18 PM

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It sounds tiring. Enjoy your retirement.

TShksgmy
post Feb 5 2024, 01:46 PM

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QUOTE(ameliorate @ Feb 5 2024, 01:18 PM)
It sounds tiring. Enjoy your retirement.
*
These are early days, and I'm sure the plans will change or be modified, but the general aim is there for a round the world trip in First Class.

I'll update this when I've done it in a couple of years' time, and let all of you know whether it's a good idea, or a fool's errand haha!
Takudan
post Feb 5 2024, 01:50 PM

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QUOTE(ameliorate @ Feb 5 2024, 01:18 PM)
It sounds tiring. Enjoy your retirement.
*
Personally to me, trips are tiring AF indeed because wanna go as much places as possible given limited time and money, but I think for TS, the whole point is to enjoy his retirement slowly - time and money are not the constraints but energy is (old age.. no offense uncle), so it's all the more important to plan the itinerary well.

----
I extended business trip to go on a short personal trip with a colleague to Belgium. The places were like +/-1km apart all the way, so we ended up walking a total of 12km in a day, which is a crazy feat for sedentary IT people like us lmao. So yeah, even though I planned all the route so optimised they're close to each other, problem was that I did not consider our energy levels - in hindsight I really loved it anyway because we managed it and had a lot of fun, but we were complaining to each other KAKI PATAH as we walked.

P.S. I kasi Google my location at all times, so I get to enjoy a timeline of my trip and the distance + places covered. This can be a fun thing if you don't mind giving away your privacy to Google (note that they're all private information by default anyway).
Akaashi
post Feb 5 2024, 02:00 PM

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I'd travel around Japan more if it was me. Tokyo just to visit some friends there but not gonna stay long.

China i'd recommend Gui Lin, Hangzhou and Suzhou.
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post Feb 5 2024, 03:34 PM

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QUOTE(hksgmy @ Feb 5 2024, 12:44 AM)
That’s a brilliant idea…. But, I highly doubt the rental companies will allow rented cars on track… I might just have to settle for a ‘Ring taxi ride in a M5.
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Rental cars in Germany allows it... because on Tourisfarthen days, the ring is considered public roads (with tolls - the entry lap ticket). Only thing is, you will need to buy additional track insurance, in case you damage barriers and run-off areas. Worth it man, once in a lifetime experience...
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post Feb 5 2024, 03:52 PM

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Sounds like a lifetime adventure.

Adding some input about driving:

1. Driving at the mountain roads of Switzerland is satisfying
2. Drive at cinque terre at Italy coastal area and to visit Manorala
mystalyzer
post Feb 5 2024, 04:37 PM

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For Europe, I recommend Madeira, Iceland and Tromsø. Bratislava is a small but interesting town, easily accessible from Vienna.

I did enjoy Belgium as well. Mix of French/Dutch and most people are fluent in English which is less painful than in France
pjbucket
post Feb 5 2024, 04:40 PM

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Scandinavian countries and eastern eu doesn’t deserve some love?

Adding on to the reply above, i enjoyed Tromso a lot. Should try Latvia too.

This post has been edited by pjbucket: Feb 5 2024, 04:54 PM
Gratitude2022
post Feb 5 2024, 06:55 PM

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Everyone got nice holiday plans. Enjoy and take care. But me wanna highlight, for those travelling long term overseas, better be safe and make sure got good international private healthcare insurance. Got few real stories, I pray that it won't happen to anyone. That also have to read the T&C for country coverage. When I type INTERNATIONAL private healthcare means, from Lloyd's or equivalent level for elite travellers here. Travel safe and stay healthy everyone.
mesothelium
post Feb 5 2024, 07:06 PM

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QUOTE(hksgmy @ Feb 4 2024, 12:33 PM)
...
5. Taiwan (never been to Namewee's adopted hometown, so might see what inspired him to write Negarakuku)
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Now, about Taiwan, I've only been for a week. I liked it but, as a tourist destination, it has its limitations. The effects of decades of Chinese interference means they've had limited investment and have been fairly isolated from the international community... and it sort of shows.

It's a nice place to chill and connect with traditional Chinese culture, though.

TShksgmy
post Feb 5 2024, 09:06 PM

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QUOTE(Gratitude2022 @ Feb 5 2024, 06:55 PM)
Everyone got nice holiday plans. Enjoy and take care. But me wanna highlight, for those travelling long term overseas, better be safe and make sure got good international private healthcare insurance. Got few real stories, I pray that it won't happen to anyone. That also have to read the T&C for country coverage. When I type INTERNATIONAL private healthcare means, from Lloyd's or equivalent level for elite travellers here. Travel safe and stay healthy everyone.
*
That’s a great reminder. I’m currently with Allianz and it’s pretty good, but I’ll definitely look into the fine print for the round the world trip when the time comes and upgrade accordingly!
Koranshita
post Feb 5 2024, 11:13 PM

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Dream destination but you really need to find a country and spend more time to relax before hitting the next destination..

Seems like 100% travel without resting?
But since it's high spending travelling so you don't need to bring many things which ease the journey ? Everything just buy?

Anyhow jelesnye
Happy retirement

Considering 365days world cruise?

This post has been edited by Koranshita: Feb 5 2024, 11:14 PM
TShksgmy
post Feb 5 2024, 11:51 PM

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QUOTE(hoonanoo @ Feb 5 2024, 12:22 PM)
TS,
I suggest you try a challenging bucket list trip.
1- What about Annapurna or Everest trek circuit in Nepal?
2- Visit Grand Canyon but avoid doing those selfies at the side of the cliff
3- Go to London West End and do binge theatre watching.
4- Climb the dolomites in Italy
5- Go to Kenya and climb Mount Kilimanjaro
*
I've done and I'm done with trekking up mountains and hills. I did a retreat to a secluded island off the coast of NSW and did the 7 peaks... and I swore to myself, I'm never ever doing anything remotely like that ever again. Never.
TShksgmy
post Feb 5 2024, 11:52 PM

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QUOTE(Koranshita @ Feb 5 2024, 11:13 PM)
Dream destination but you really need to find a country and spend more time to relax before hitting the next destination..

Seems like 100% travel without resting?
But since it's high spending travelling so you don't need to bring many things which ease the journey ? Everything just buy?

Anyhow jelesnye
Happy retirement

Considering 365days world cruise?
*
Thank you bro. Yes, we intend to take like a year to do the round the world trip, which means we should have more than enough time to take in the sights and sounds and smells of each destination. No rush... we'll be retired by then!
Cubalagi
post Feb 6 2024, 12:15 AM

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QUOTE(hksgmy @ Feb 4 2024, 12:33 PM)
Middle East:

1. Turkey - this will be likely via one of our journey legs to Europe. I want to visit the Istanbul Turkish Airways (part of the Star Alliance network) lounge again. Then, do the usual hot air balloon, Turkish baths, Salt lake & formation, bazaar
2. Dubai - a good place for me to use up my USD, and also to see what a modern, progressive Muslim country can do that Malaysia couldn't.


*
Istanbul.is actually in europe. 😃 but yeah, Turkey has many interesting places. Istanbul alone is worth a few days to explore. But nowadys be watchful.of beggars and pickpockets.

Dubai..as one poster.mentioned is over rated. Unless u love bling bling shopping. Modern and progtessive? For tourists yes. But also absolute monarchy, no democracy, citizens can only be of one race and financial.backing by its richer big brother Abu Dhabi (who defacto rule the place). We cant emulate that.

If you want to really see the middle east esp Arab culture and history go to Jordan, Oman or even Saudi (now open for tourist).

One of my most memorable dining experience was at a wadi oasis in the middle of a desert in Jordan. There is something spiritually beautiful about a desert.

Im guessing Dubai is just a short layover, so I guess its ok.

But since you are going there, u should cross to Abu Dhabi. Maybe this place suit your budget.

https://www.nodestinations.com/blog/qasr-al...hotel-abu-dhabi

This post has been edited by Cubalagi: Feb 6 2024, 12:18 AM
AfraidIGotBan
post Feb 6 2024, 04:53 AM

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Each time I see people's retirement journey or itinery, Im jealous.

The jealous is mainly on how colorful you guys could made it to be, instead of my own boring, makan minum jalan jalan without storyline type of escapade. I might be good in planning things for others to scam the money off their pocket, but for my own, it felt like there's no point going down the memory lane, like how I used to lepak KL IPOH PENANG LANGKAWI MELACCA PD JOHOR SG GEYLANG eat jiken rice trip.

Either its because I've worked in this industry, seen too much, and already lost the color it used to give me, or its because I've cared too much, and simply looking for a life to angkat a cangkul plant my own veggie and bela my own pig to slaughter every CNY to make bacon.

Still, congrats. Do keep us updated, hopefully as long as it is until I cannot surf K after pergi China and convert to CMLINK telco card there lolz.
raynmann
post Feb 6 2024, 10:05 AM

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QUOTE(hksgmy @ Feb 5 2024, 12:52 PM)
Bro, that's got nothing to do with the ASEAN scholarship, but everything to do with the recipient's character & values.
*
need your advise Dr

with the current inflation, worth to retire with 5 mil in epf?

monthly returns approx rm22K if interest 5.5%

normal lifestyle.... no europe trips...only to thailand and maybe asean countries
hoonanoo
post Feb 6 2024, 10:17 AM

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QUOTE(hksgmy @ Feb 5 2024, 11:51 PM)
I've done and I'm done with trekking up mountains and hills. I did a retreat to a secluded island off the coast of NSW and did the 7 peaks... and I swore to myself, I'm never ever doing anything remotely like that ever again. Never.
*
7 Peaks? U climbed Mount Everest ?


TShksgmy
post Feb 6 2024, 11:38 AM

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QUOTE(raynmann @ Feb 6 2024, 10:05 AM)
need your advise Dr

with the current inflation, worth to retire with 5 mil in epf?

monthly returns approx rm22K if interest 5.5%

normal lifestyle.... no europe trips...only to thailand and maybe asean countries
*
Bro, I'm not an expert on this - everyone's retirement needs will be different.

My wife and I are retiring because we can afford to, based on our calculations.
Cubalagi
post Feb 6 2024, 11:58 AM

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QUOTE(raynmann @ Feb 6 2024, 10:05 AM)
need your advise Dr

with the current inflation, worth to retire with 5 mil in epf?

monthly returns approx rm22K if interest 5.5%

normal lifestyle.... no europe trips...only to thailand and maybe asean countries
*
Can try this calculator and see when you run out of money.

https://www.mycalculators.com/ca/retcalc2m.html

This post has been edited by Cubalagi: Feb 6 2024, 11:59 AM
TShksgmy
post Feb 6 2024, 06:08 PM

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QUOTE(hoonanoo @ Feb 6 2024, 10:17 AM)
7 Peaks? U climbed Mount Everest ?
*
Bro, there are other ways to enjoy a trek in nature, or a clamber up a rock face. It doesn't have to be Everest, at least not for me.
SUSMasterConfucion
post Feb 6 2024, 08:10 PM

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Looks like u r way above /k 20k league. Ppl here looks like. Child play to u
TShksgmy
post Feb 6 2024, 09:25 PM

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QUOTE(MasterConfucion @ Feb 6 2024, 08:10 PM)
Looks like u r way above /k 20k league. Ppl here looks like. Child play to u
*
I’m not sure about that bro. There are some real heavy hitters here in /k… heavy hitting but humble and keeping a low profile one and all. I wouldn’t dare to count myself as belonging to that rarefied club with that which my wife and I have.

It’s enough for the two of us to enjoy life and then some, and that’s good enough for us.

And, as ry8128 mentioned in an earlier reply, we haven’t even considered the self proclaimed richest /k of them all yet….
TShksgmy
post Feb 7 2024, 12:41 AM

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Well, it’s not quite the start of my round the world trip yet, but we are our way to celebrate CNY in Sydney … oh, and to start the engine of my 911.

It’s a hard life but someone has to do it haha.

Happy CNY /k

user posted image
hoonanoo
post Feb 7 2024, 08:51 AM

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QUOTE(hksgmy @ Feb 6 2024, 06:08 PM)
Bro, there are other ways to enjoy a trek in nature, or a clamber up a rock face. It doesn't have to be Everest, at least not for me.
*
Err not sure because you said you climbed the 7 peaks.

I thought you went up to Mount Everest.


miuk
post Feb 7 2024, 08:51 AM

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Maybe some long reading for inspiration, this river barge cruise looks very interesting. Lots of other trip reports on his blog and all of them are tier 1 luxury travel. These bunch of guys on flyertalk are really next level, fly first class just to dine in Gagans Bangkok and then fly back.
https://www.sfo777.com/report/private-barge...se-south-france
Cubalagi
post Feb 7 2024, 11:22 AM

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QUOTE(hksgmy @ Feb 6 2024, 09:25 PM)
I’m not sure about that bro. There are some real heavy hitters here in /k… heavy hitting but humble and keeping a low profile one and all. I wouldn’t dare to count myself as belonging to that rarefied club with that which my wife and I have.

It’s enough for the two of us to enjoy life and then some, and that’s good enough for us.

And, as ry8128 mentioned in an earlier reply, we haven’t even considered the self proclaimed richest /k of them all yet….
*
So humble..

U the heaviest hitter here la..

Anyway, this travel plans are well and good.

But what are u going to do after that?

You plan to retire early in 50s, thats a lot time in retirement. Whats ur plan?




EmpireAnt
post Feb 7 2024, 11:46 AM

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Congratulations on your upcoming retirements.

May you have a wonderful and remarkable journey through out your entire journey.
TShksgmy
post Feb 9 2024, 01:07 PM

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Been busy settling the house down - it’s quite fun to kit out a new house and it’s also quite fun to do it without the constrains of a tight budget for once - arrived here about 3 days ago and hit the ground running. The house is slowly but surely turning into a home away from home.

On the way here, on board the flight, I bumped into another one of my patients. So, while wifey was catching up on much needed sleep, I got my patient to make me a cup of coffee and chit chatted a little.

If retirement is gonna be like this, I’d like to retire right away!

This post has been edited by hksgmy: Feb 9 2024, 01:33 PM
TShksgmy
post Feb 11 2024, 11:48 PM

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QUOTE(Cubalagi @ Feb 7 2024, 11:22 AM)
But what are u going to do after that?

You plan to retire early in 50s, thats a lot time in retirement. Whats ur plan?
*
Actually that’s my biggest fear of retired life: having nothing to fill my day.

In addition to traveling, I intend to spend my time gardening and growing herbs and vegetables for the kitchen, and also to have good long walks around Ma y of Australia’s national parks for exercise.

Drive to the parks (because I love driving) then walk.

Read books at the excellent public libraries and enjoy watching people go about their hustle and bustle of daily life…

Nurse a cup of coffee while seated at a bistro or little cafe.

I will likely get either a campervan or a caravan and do road trips with the wife - like a grey nomad - around the whole of Australia.

I guess that’s the kind of life I’m looking at, post retirement.

Oh. Finally get down to writing and finishing that book which I started some 20 years ago…

This post has been edited by hksgmy: Feb 11 2024, 11:48 PM
lIAmLegendl
post Feb 12 2024, 12:16 AM

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QUOTE(hksgmy @ Feb 11 2024, 11:48 PM)
Actually that’s my biggest fear of retired life: having nothing to fill my day.

In addition to traveling, I intend to spend my time gardening and growing herbs and vegetables for the kitchen, and also to have good long walks around Ma y of Australia’s national parks for exercise.

Drive to the parks (because I love driving) then walk.

Read books at the excellent public libraries and enjoy watching people go about their hustle and bustle of daily life…

Nurse a cup of coffee while seated at a bistro or little cafe.

I will likely get either a campervan or a caravan and do road trips with the wife - like a grey nomad - around the whole of Australia.

I guess that’s the kind of life I’m looking at, post retirement.

Oh. Finally get down to writing and finishing that book which I started some 20 years ago…
*
Good luck with your plans, I'm not anywhere close to be financially fortunate as you are, but I am financially stable, though I'm very frugal... Stingy as hell lmao, I do planned on living in the U.S, it's easier for me because I have a green card so I wouldn't need a visa but my only problem is that I gotta save money first to buy a property there, I can't afford to go there empty handed, I don't like the idea of staying with a friend or adopted family (My Step father is american, that's how I got my green card) But we're not closed, I got sent back due to family issues, staying here with my grandfather in KL. I have one banking account in the U.S By Huntington and I don't have a whole lot money on it, but that's it, I'm 27 right now and so far I don't have a retirement plan.. Lmao if I do, I know traveling isn't part of the list.. Not to mention I also don't have any friends here in Malaysia because I'm so anti-social, I spent most of my days playing video games, workout and work, that's all really. Also would you be so kind and tell me your age? I'm curious how old you are.

This post has been edited by lIAmLegendl: Feb 12 2024, 12:17 AM
degraw19
post Feb 12 2024, 12:28 AM

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QUOTE(lIAmLegendl @ Feb 12 2024, 12:16 AM)
Good luck with your plans, I'm not anywhere close to be financially fortunate as you are, but I am financially stable, though I'm very frugal... Stingy as hell lmao, I do planned on living in the U.S, it's easier for me because I have a green card so I wouldn't need a visa but my only problem is that I gotta save money first to buy a property there, I can't afford to go there empty handed, I don't like the idea of staying with a friend or adopted family (My Step father is american, that's how I got my green card) But we're not closed, I got sent back due to family issues, staying here with my grandfather in KL. I have one banking account in the U.S By Huntington and I don't have a whole lot money on it, but that's it, I'm 27 right now and so far I don't have a retirement plan.. Lmao if I do, I know traveling isn't part of the list.. Not to mention I also don't have any friends here in Malaysia because I'm so anti-social, I spent most of my days playing video games, workout and work, that's all really. Also would you be so kind and tell me your age? I'm curious how old you are.
*
Hes already tell his age and how old he was if u really read and get the hint from his first page

TShksgmy
post Feb 12 2024, 04:19 AM

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QUOTE(lIAmLegendl @ Feb 12 2024, 12:16 AM)
» Click to show Spoiler - click again to hide... «

*
Well, you already have an advantage over many others insofar as having an alternative way to make a living should you prefer to earn USD vs MYR. Your green card allows. You to head back to the States and start working and saving up.

It too my wife and I 25 years to plan for this day (and that should answer your question - we’re both in our early 50s) and IMHO it’s never too early to plan ahead.

Cubalagi
post Feb 12 2024, 12:44 PM

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This maybe helpful..talking about the stages of retirement.



As for me, I will work for another 5 years or so. Then I plan to work part time in the same industry, probably as a consultant or non exec director. Maybe till mid 60s or longer.



TShksgmy
post Feb 12 2024, 03:50 PM

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QUOTE(Cubalagi @ Feb 12 2024, 12:44 PM)
This maybe helpful..talking about the stages of retirement.



As for me, I will work for another 5 years or so. Then I plan to work part time in the same industry, probably as a consultant or non exec director. Maybe till mid 60s or longer.
*
Hey thanks so much bro! I will definitely take time to listen and view the video… I’m so used to being this highly tuned oiled machine that I’m afraid jamming the brakes suddenly will end up breaking me (in spirit and soul)…
TShksgmy
post Feb 13 2024, 02:55 PM

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Been busy furnishing the house in Sydney - and doing day to day shopping. It’s quite fun actually. Not something I would do in Singapore.

user posted image

To some, this may seem mundane and boring and just another normal routine. To me, it’s actually quite an interesting experience and being semi retired is all about enjoying experiences smile.gif
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post Feb 13 2024, 03:05 PM

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QUOTE(hksgmy @ Feb 13 2024, 02:55 PM)
Been busy furnishing the house in Sydney - and doing day to day shopping. It’s quite fun actually. Not something I would do in Singapore. 

user posted image

To some, this may seem mundane and boring and just another normal routine. To me, it’s actually quite an interesting experience and being semi retired is all about enjoying experiences smile.gif
*
what surburb are you staying at?
TShksgmy
post Feb 14 2024, 06:36 AM

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QUOTE(Virlution @ Feb 13 2024, 03:05 PM)
what surburb are you staying at?
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We have properties over at Lower North Shore and Inner City (near the water). We gave notice to our tenant that we wanted our house in the Inner City suburbs back and that’s the one we just finished renovating (took us nearly 3 years because of COVID!).

Are you familiar with Sydney suburbs?
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post Feb 14 2024, 09:50 AM

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QUOTE(hksgmy @ Feb 14 2024, 06:36 AM)
We have properties over at Lower North Shore and Inner City (near the water). We gave notice to our tenant that we wanted our house in the Inner City suburbs back and that’s the one we just finished renovating (took us nearly 3 years because of COVID!).

Are you familiar with Sydney suburbs?
*
House better rent out since you are away for most of the time, unless you have caretakers and gardeners taking care of the property or relative/friends staying around the corner, risk getting break in and misc issues from storms, hail, tree fall, etc...

inner city near water that is good would be Concorde? Five Docks are too noisy. Rich usually will go look at the Eastern surburbs.
TShksgmy
post Feb 14 2024, 09:57 AM

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QUOTE(Virlution @ Feb 14 2024, 09:50 AM)
House better rent out since you are away for most of the time, unless you have caretakers and gardeners taking care of the property or relative/friends staying around the corner, risk getting break in and misc issues from storms, hail, tree fall, etc...

inner city near water that is good would be Concorde? Five Docks are too noisy. Rich usually will go look at the Eastern surburbs.
*
We have a cleaner that comes in to clean the house a couple of days before we arrive.

We had a unit at Edgecliff but we sold it when the prices skyrocketed. Eastern suburbs are too far away from the places that interest me, so we didn’t go back into the market. Too many private schools and getting into city is a real nightmare via Darlinghurst or Kings Cross, so in the end that was a hard pass for me.

I don’t consider myself moneyed enough to hobnob with the elites at Vaucluse smile.gif


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post Feb 16 2024, 02:44 PM

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QUOTE(hksgmy @ Feb 4 2024, 04:48 PM)
Just started our fifth decade of life
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Hi Doc , wouldn't it be the 6th decade , since u are in your early 50s?
TShksgmy
post Feb 16 2024, 03:16 PM

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QUOTE(drbone @ Feb 16 2024, 02:44 PM)
Hi Doc , wouldn't it be the 6th decade , since u are in your early 50s?
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Haha. Maths never my strong point.
chesterst
post Feb 27 2024, 01:57 PM

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Avoiding Italy on purpose? If you’re traveling on spring / summer months will be nice stopover to Capri and Positano..

Which part of Swiss do you intend to go?
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post Feb 27 2024, 09:00 PM

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QUOTE(chesterst @ Feb 27 2024, 01:57 PM)
Avoiding Italy on purpose? If you’re traveling on spring / summer months will be nice stopover to Capri and Positano..

Which part of Swiss do you intend to go?
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Well, the few times we’ve been to Italy, we’ve walked away feeling less than impressed. Capri was a bit of a let down, but that was probably because we went in winter and all the shops were CLOSED. And this wasn’t told to us by the tour guide so we felt a little cheated that we paid extra for the side trip.

We’ve already done Milan, Pisa, Florence, Rome and the Amalfi coast in the past, and there’s no burning desire to do it again.

In Switzerland, we’ll probably retrace the steps we took as poor(er) travellers some 25 years ago.. we did Lucerne, Geneva, Zurich so we’ll do that again, but hopefully stay in a hotel with Airconditioning and a working elevator this time hahaha.
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post Apr 23 2024, 09:12 PM

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A couple of months has passed and I’m just that little bit closer to retirement….

And with most things, plans change for various reasons and given the situation in the Middle East and the ongoing deterioration in Europe what with Ukraine and Russia, waifu has signalled that our original plans for the round the world trip should be put on the back burner in favour of a less volatile adventure.

I’m going to scale back the ambition but scale up the opulence… am now thinking of limiting the retirement trip to a few countries in Asia before heading off to New Zealand and ending up in Australia.

I’ll pen my thoughts in a subsequent post but if you guys who are better travelled than me have any suggestions, I’d be very grateful to hear them!
corad
post Apr 23 2024, 09:20 PM

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If money is no object, and you're looking for a round the world trip why not a Four Seasons Tour

Otherwise a cruise to somewhere normally unreachable ie Alaska ? cruise Go for Regent or Crystal line for higher end experience or a suite with Royal Caribbean Icon of the Seas (largest cruise ship in the world)

This post has been edited by corad: Apr 23 2024, 09:22 PM
ameliorate
post Apr 23 2024, 10:19 PM

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QUOTE(hksgmy @ Feb 11 2024, 11:48 PM)
Actually that’s my biggest fear of retired life: having nothing to fill my day.

In addition to traveling, I intend to spend my time gardening and growing herbs and vegetables for the kitchen, and also to have good long walks around Ma y of Australia’s national parks for exercise.

Drive to the parks (because I love driving) then walk.

Read books at the excellent public libraries and enjoy watching people go about their hustle and bustle of daily life…

Nurse a cup of coffee while seated at a bistro or little cafe.

I will likely get either a campervan or a caravan and do road trips with the wife - like a grey nomad - around the whole of Australia.

I guess that’s the kind of life I’m looking at, post retirement.

Oh. Finally get down to writing and finishing that book which I started some 20 years ago…
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I'm not trying to sound cruel but if that's what you'll be doing post retirement, I will never retire. It sounds like waiting to die.

Sha91
post Apr 23 2024, 10:20 PM

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Congratulations! Go for it!

I would also include volunteer as part of the plan!
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post Apr 23 2024, 10:30 PM

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QUOTE(ameliorate @ Apr 23 2024, 10:19 PM)
I'm not trying to sound cruel but if that's what you'll be doing post retirement, I will never retire. It sounds like waiting to die.
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Oh, I’ll still be practicing… part time, maybe 3 days a week.

So I’m not just about to kick the bucket yet…
AmpBuster
post Apr 23 2024, 10:58 PM

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i suggest getting a global roaming plan like flexiroam
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post Apr 23 2024, 11:01 PM

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QUOTE(AmpBuster @ Apr 23 2024, 10:58 PM)
i suggest getting a global roaming plan like flexiroam
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How is that different from the normal roaming plans? Thanks in advance
pillage2001
post Apr 23 2024, 11:44 PM

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QUOTE(hksgmy @ Feb 13 2024, 02:55 PM)
Been busy furnishing the house in Sydney - and doing day to day shopping. It’s quite fun actually. Not something I would do in Singapore. 

user posted image

To some, this may seem mundane and boring and just another normal routine. To me, it’s actually quite an interesting experience and being semi retired is all about enjoying experiences smile.gif
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Late post but damnnnnnnnn those cheese balls.....lololllllll


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post Apr 24 2024, 01:04 AM

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QUOTE(pillage2001 @ Apr 23 2024, 11:44 PM)
Late post but damnnnnnnnn those cheese balls.....lololllllll
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LOL. Our helper went over with us as she wanted to see our house and my cars. A lot of the stuff you saw in that cart was for her.
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post Apr 24 2024, 08:21 AM

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QUOTE(hksgmy @ Apr 23 2024, 11:01 PM)
How is that different from the normal roaming plans? Thanks in advance
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you cam roam seamlessly to any telco at a fixed rate
no hidden charge or bill shock

unlike most plans that only allow you to roam to a certain country or region at that fixed rate
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post Apr 24 2024, 08:26 AM

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QUOTE(AmpBuster @ Apr 24 2024, 08:21 AM)
you cam roam seamlessly to any telco at a fixed rate
no hidden charge or bill shock

unlike most plans that only allow you to roam to a certain country or region at that fixed rate
*
Ah, thanks.

Definitely worth taking a look and compiling that into a folder for retirement's use smile.gif

Thanks again!
polarzbearz
post Apr 24 2024, 11:04 PM

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QUOTE(hksgmy @ Feb 12 2024, 04:19 AM)
....

It too my wife and I 25 years to plan for this day (and that should answer your question - we’re both in our early 50s) and IMHO it’s never too early to plan ahead.
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Discovered this thread a bit late, but damn, congrats on your upcoming retirement! You've gained a new follower here to follow along your journey. I'm way too far from retirement age but definitely a source of inspiration now thumbup.gif

QUOTE(hksgmy @ Feb 11 2024, 11:48 PM)
Actually that’s my biggest fear of retired life: having nothing to fill my day.
....
Oh. Finally get down to writing and finishing that book which I started some 20 years ago…
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Don't think I'm qualified yet to give advice, both financially and age/experience wise tongue.gif but time to pick up your hobbies I guess! Gave myself permission to spend at least a couple of hours on hobbies that interest me amidst my chaotic work schedule, while tiring, but definitely helped to give me a sense of purpose in living life (aside from making moolah)
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post Apr 24 2024, 11:07 PM

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QUOTE(polarzbearz @ Apr 24 2024, 11:04 PM)
Discovered this thread a bit late, but damn, congrats on your upcoming retirement! You've gained a new follower here to follow along your journey. I'm way too far from retirement age but definitely a source of inspiration now thumbup.gif
Don't think I'm qualified yet to give advice, both financially and age/experience wise tongue.gif but time to pick up your hobbies I guess! Gave myself permission to spend at least a couple of hours on hobbies that interest me amidst my chaotic work schedule, while tiring, but definitely helped to give me a sense of purpose in living life (aside from making moolah)
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Maybe one of the new hobbies I’ll pick up when I’m retired in Sydney is to round up fellow Malaysians there and /kopitiam with them in person hahah

This post has been edited by hksgmy: Apr 24 2024, 11:07 PM
polarzbearz
post Apr 24 2024, 11:08 PM

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QUOTE(hksgmy @ Apr 24 2024, 11:07 PM)
Maybe one of the new hobbies I’ll pick up when I’m retired in Sydney is to round up fellow Malaysians there and /kopitiam with them in person hahah
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Maybe can even open a real /k/opitiam (cafe) too while we're at it thumbup.gif

This post has been edited by polarzbearz: Apr 24 2024, 11:09 PM
munkeyflo
post Apr 24 2024, 11:34 PM

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Congrats on your upcoming retirement! I'm sure there'll be plenty to fill your day with. Try out new stuff, work on projects that you've always wanted to! You're still really young so lots of energy compared to other retirees laugh.gif

I saw you mentioned Nordic countries. I recently spent 2 weeks in Iceland (on tour) and 2 weeks in Norway (self drive). Would not recommend to follow a tour. Horrible experience lol. Iceland wasn't really that amazing imo. NZ has equally amazing views. Norway on the other hand, was worth the visit and I intend to visit Norway again in the future. Self drive with all the time in the world (I think 3-4 weeks is ideal) would be the best way to explore Norway. Flying direct from London, we drove from Oslo to Tromso and back down to Lofoten Islands. Did not manage to visit all the other small towns since the drive was pretty long and speed limit was 60-80kmh most of the way, so it wasn't easy to get around if one is trying to cramp everything into 2 weeks. We saw the northern lights from our airbnb and it was amazing. wub.gif

America has some pretty nice spots too. Depends what kind of travel activities you're into. Might wanna put it on your radar for future trips biggrin.gif

Just a month in NZ? Which part of NZ? Do 1 month alone in South Island and another 2-3 weeks in the north tongue.gif There's tooo many beautiful walks around NZ lol.
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post Apr 25 2024, 09:16 AM

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QUOTE(munkeyflo @ Apr 24 2024, 11:34 PM)
Congrats on your upcoming retirement! I'm sure there'll be plenty to fill your day with. Try out new stuff, work on projects that you've always wanted to! You're still really young so lots of energy compared to other retirees laugh.gif

I saw you mentioned Nordic countries. I recently spent 2 weeks in Iceland (on tour) and 2 weeks in Norway (self drive). Would not recommend to follow a tour. Horrible experience lol. Iceland wasn't really that amazing imo. NZ has equally amazing views. Norway on the other hand, was worth the visit and I intend to visit Norway again in the future. Self drive with all the time in the world (I think 3-4 weeks is ideal) would be the best way to explore Norway. Flying direct from London, we drove from Oslo to Tromso and back down to Lofoten Islands. Did not manage to visit all the other small towns since the drive was pretty long and speed limit was 60-80kmh most of the way, so it wasn't easy to get around if one is trying to cramp everything into 2 weeks. We saw the northern lights from our airbnb and it was amazing.  wub.gif

America has some pretty nice spots too. Depends what kind of travel activities you're into. Might wanna put it on your radar for future trips biggrin.gif

Just a month in NZ? Which part of NZ? Do 1 month alone in South Island and another 2-3 weeks in the north tongue.gif There's tooo many beautiful walks around NZ lol.
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Well, we’ve done large swathes of the North Island as we have a small apartment at Lighter Quay in Auckland that we used to visit (at least until COVID put a stop to all that), so 1 month self drive South Island (much like my SYDNEY to TASMANIA road trip last year) should be more trip than 2 old fogeys can handle hahaha

This post has been edited by hksgmy: Apr 25 2024, 09:16 AM
munkeyflo
post Apr 25 2024, 09:34 AM

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QUOTE(hksgmy @ Apr 25 2024, 09:16 AM)
Well, we’ve done large swathes of the North Island as we have a small apartment at Lighter Quay in Auckland that we used to visit (at least until COVID put a stop to all that), so 1 month self drive South Island (much like my SYDNEY to TASMANIA road trip last year) should be more trip than 2 old fogeys can handle hahaha
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Haha then yea 1 month in South Island should be just nice. Enjoy the drive! I'd recommend autumn time as it's really pretty in Arrowtown during autumn. Think I went in April over Easter holiday that one time. Go during winter time if you're into winter sports. November is also a nice season and before the crowd comes in December. I'll be visiting South Island this November too when my friends from MY/SG goes over.
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post May 21 2024, 03:53 PM

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Congrat! @hksgmy

I plan to retire soon too around mid of 40. Too many things i want to do but being dragged by works!

Luckily i do not like travelling and not interested on sport cars (involved in car accident when i was young (i wasn't the driver), i drive quite slow since then), else i think i will need to work more years to enjoy those things biggrin.gif
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post May 21 2024, 04:05 PM

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QUOTE(HolyCooler @ May 21 2024, 03:53 PM)
Congrat! @hksgmy

I plan to retire soon too around mid of 40. Too many things i want to do but being dragged by works!

Luckily i do not like travelling and not interested on sport cars (involved in car accident when i was young (i wasn't the driver), i drive quite slow since then), else i think i will need to work more years to enjoy those things biggrin.gif
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Thank you bro. I count myself lucky that I’m in a position to contemplate early retirement with minimal (if any) adverse consequences on our present lifestyle choices.

The plans I made are quite fluid - while I was quite keen on doing the round the world trip, but the ongoing geopolitical situation is putting a serious dent in that original idea.

I’m hoping things and tension will settle down and I can resume my original plans.

Otherwise, I’ll have to come up with an alternative plan - perhaps more regional travel, but with another level of luxury?
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post May 22 2024, 08:29 AM

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HolyCooler, I’d be both honoured and delighted if you could share with us your retirement plans… mid 40’s is a courageous age to be walking away, especially since you are at the peak of your earning capacity and apex of your career? What does your wife/partner/spouse think?
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post May 22 2024, 03:27 PM

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QUOTE(hksgmy @ May 21 2024, 04:05 PM)
Thank you bro. I count myself lucky that I’m in a position to contemplate early retirement with minimal (if any) adverse consequences on our present lifestyle choices.

The plans I made are quite fluid - while I was quite keen on doing the round the world trip, but the ongoing geopolitical situation is putting a serious dent in that original idea.

I’m hoping things and tension will settle down and I can resume my original plans.

Otherwise, I’ll have to come up with an alternative plan - perhaps more regional travel, but with another level of luxury?
*
I really hate the way we can't enjoy our lives because some "big bosses" the ammount of which you can count on your fingers can't control themselves and want to play around with people lives. Really really hate the century I must be living through
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post May 22 2024, 03:33 PM

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QUOTE(redza2k4 @ May 22 2024, 03:27 PM)
I really hate the way we can't enjoy our lives because some "big bosses" the ammount of which you can count on your fingers can't control themselves and want to play around with people lives. Really really hate the century I must be living through
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To be honest, every era, every generation would have their personal challenges. My father’s generation was poorly educated, my grandfather’s generation was not only illiterate but lived through a world war.

I’m just blessed and count myself fortunate to have been given the opportunities when they became available and I count myself blessed to have been able to grasp the very same opportunities when they were presented to me.

I understand not everyone is as lucky… but I also believe that if they continued to work hard and make the best of what they have, they too will have a better life than the generation that came before them.
HolyCooler
post May 23 2024, 03:16 AM

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QUOTE(hksgmy @ May 22 2024, 08:29 AM)
HolyCooler, I’d be both honoured and delighted if you could share with us your retirement plans… mid 40’s is a courageous age to be walking away, especially since you are at the peak of your earning capacity and apex of your career? What does your wife/partner/spouse think?
*
My wife retired 3 years ago. She is enjoying life to the fullest everyday.

I love my job but i hate being treated like a pawn by my boss, i am tired of his endless requests and pressures that he is giving me. Even if he has earned over 100millions he wouldn't stop trying to use me to earn more for him and still acting like i still didn't do my best to make more money for him. I am lucky my life have drastically changes since a few years ago and i finally have the chance to retire earlier.

It is true if i continue working i would earn a lot more than now, but no way i could endure it anymore. Once i was in such a pressure that i couldn't sleep well every day, and if i finally fall asleep, i would woke up after 1-2 hours and felt like i never slept, and my brain is full of the boss' fking face.

I pity those people who said retired = die earlier. I say that is bullshit, they have no life and pitiful. I have too many things to do and i have so many hobbies that would keep me very busy.

I have no commitment anymore since my houses and cars' loans are fully settled.

This post has been edited by HolyCooler: May 23 2024, 03:18 AM
HolyCooler
post May 28 2024, 02:38 PM

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QUOTE(hksgmy @ May 22 2024, 08:29 AM)
HolyCooler, I’d be both honoured and delighted if you could share with us your retirement plans… mid 40’s is a courageous age to be walking away, especially since you are at the peak of your earning capacity and apex of your career? What does your wife/partner/spouse think?
*
Sorry bro, i think i ranted instead of talking about my plans.

My plans, (some already started, just need more time so i can spend more times on them)(All of the below aren't in sequence, i will write when i think of it)
1. Coding. I was graduated as a software engineering student, been doing coding on and off even i am not working in the field. Stopped it for many years, plan to do it again once i am retired. (Coding is a very fun hobby)
2. 3D Modelling / 3D Scanning / 3D printing. These are something i want to do for a long time. Once i am retired, i will spend money to buy high-end PC/3D scanner/3D printer and learning these things.
3. Swimming. Got to learn this and enjoy the peaceful mind in the water.
4. Bicycling. I used to cycling a few hours per day when i was young, i enjoy the peaceful / me-time when i cycling alone.
5. Gaming. I started gaming when i was 4-5 years old, and i almost still gaming daily until now. It is one of the most wonderful hobbies in the world. And this hobby would help me to keep my mind sharp, help me to train my reactions, and help training my memory.
6. With AI is getting more and more useful, i can forsee i will be doing something i like (but without the skills) with the help of AI.
7. lucid dreams training / exploring. (I trained and success one time, but then due to life-pressure i stopped it)

There are actually more things to do, but i think the above enough to keep me very busy.

This post has been edited by HolyCooler: May 28 2024, 03:31 PM
lkyoong
post May 28 2024, 04:37 PM

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QUOTE(HolyCooler @ May 23 2024, 03:16 AM)
My wife retired 3 years ago. She is enjoying life to the fullest everyday.

I love my job but i hate being treated like a pawn by my boss, i am tired of his endless requests and pressures that he is giving me. Even if he has earned over 100millions he wouldn't stop trying to use me to earn more for him and still acting like i still didn't do my best to make more money for him. I am lucky my life have drastically changes since a few years ago and i finally have the chance to retire earlier.

It is true if i continue working i would earn a lot more than now, but no way i could endure it anymore. Once i was in such a pressure that i couldn't sleep well every day, and if i finally fall asleep, i would woke up after 1-2 hours and felt like i never slept, and my brain is full of the boss' fking face.

I pity those people who said retired = die earlier. I say that is bullshit, they have no life and pitiful. I have too many things to do and i have so many hobbies that would keep me very busy.

I have no commitment anymore since my houses and cars' loans are fully settled.
*
Looks like you are the crossroads. If you cannot sleep well and only wake up 2-3 hours later is not good for your health.

Take care of your health. Because in your boss eyes you are just a resource to use. Once u breakdown he will just throw you under the bus.

Plan and just go... no need think so much especially your house and car loans all settled. The rest u can do minor adjustments so long u can maintain the lifestyle you want.

Just a word of caution, since your wife already retire 3 years earlier and once u retire u will spending more at home also. Your wife might become your new boss biggrin.gif
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post May 28 2024, 05:06 PM

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QUOTE(lkyoong @ May 28 2024, 04:37 PM)
Looks like you are the crossroads. If you cannot sleep well and only wake up 2-3 hours later is not good for your health.

Take care of your health. Because in your boss eyes you are just a resource to use. Once u breakdown he will just throw you under the bus.

Plan and just go... no need think so much especially your house and car loans all settled. The rest u can do minor adjustments so long u can maintain the lifestyle you want.

Just a word of caution, since your wife already retire 3 years earlier and once u retire u will spending more at home also. Your wife might become your new boss  biggrin.gif
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Thanks man. The couldn't slept well part was about 8-10 years ago.

My wife won't become my new boss, because no one can control me now included my parent and my wife, except my boss. My parent and wife understand my temper. I am the kind of guy / husband if i want to go out / go any where i don't need to get permission, i just inform and go out, and i can go out until 4-5am and my wife won' have any complain.

xpole
post May 28 2024, 08:10 PM

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My retirement plans:

1) I want to read books as many as possible without distraction.

2) Volunteering as many as possible for NGO, religion association and others. During degree study, I'm actively involved in NGO.

3) I don't want kids and prefer my single life. I don't like my life having too much commitments. I have few past traumas in my life that makes me decided I prefer single life.

4) Cycling and stay healthy with other activities.

Not really a fan of vacation or travelling around. I tried, but I don't really get the enjoyment of travelling. Will still travel but not frequently.

This post has been edited by xpole: May 28 2024, 08:11 PM
kohgods
post May 28 2024, 11:37 PM

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That is nice, traveling. Just like some people love hiking. Last time I read a couple sold their house & everything to travel around the world.

I even heard some people collect inserts, figures, rocks & etc. That makes them happy

I hope to make more money and help others, especially in education. More people are losing hope in education nowadays.


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post May 29 2024, 02:28 AM

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Hi, for european travels, I recommend Iceland or Madeira.

You can see my thread about Madeira here:
https://forum.lowyat.net/topic/5360763

However if you been to NZ already, you might not be keen on Iceland

For city break, I actually like Belgium: https://forum.lowyat.net/index.php?showtopic=5353157&hl=

Might be worth a detour if you are heading to the Netherlands

I'm doing Malta+Croatia this year (via cruise), will let you know if that's worth a visit in a few months time


TShksgmy
post Jun 1 2024, 04:46 AM

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QUOTE(mystalyzer @ May 29 2024, 02:28 AM)
Hi, for european travels, I recommend Iceland or Madeira.

You can see my thread about Madeira here:
https://forum.lowyat.net/topic/5360763

However if you been to NZ already, you might not be keen on Iceland

For city break, I actually like Belgium: https://forum.lowyat.net/index.php?showtopic=5353157&hl=

Might be worth a detour if you are heading to the Netherlands

I'm doing Malta+Croatia this year (via cruise), will let you know if that's worth a visit in a few months time
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Actually Belgium gives waifu and I beautiful memories and if there’s one last European trip in our lifetime, I know that’s one place she would love to revisit. We have very close friends in Ghent (or Gent, you’re Dutch or Flemish speaking) and they’ve offered us an open invite anytime…
blingless
post Jun 1 2024, 06:25 AM

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1-5 years away from retirement. Yes, that's quite a large range but my retirement goalposts are constantly being moved as I hit certain milestones.

1. spend as much time with parents as they're getting older
2. continue helping friends overseas move to SEA and retire
3. develop more opportunities for friends looking to retire/semi-retire in SEA


TShksgmy
post Jun 1 2024, 08:17 AM

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QUOTE(blingless @ Jun 1 2024, 06:25 AM)
1-5 years away from retirement. Yes, that's quite a large range but my retirement goalposts are constantly being moved as I hit certain milestones.

1. spend as much time with parents as they're getting older
2. continue helping friends overseas move to SEA and retire
3. develop more opportunities for friends looking to retire/semi-retire in SEA
*
Thanks for sharing. You might even make no 2 and 3 into a retirement business !
gashout
post Jul 2 2024, 06:58 AM

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are you fully retiring, doc?

i thought you will still continue with your private practice on and off.
TShksgmy
post Jul 2 2024, 07:00 AM

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QUOTE(gashout @ Jul 2 2024, 06:58 AM)
are you fully retiring, doc?

i thought you will still continue with your private practice on and off.
*
No, part time still, but in Australia. I’m calling time in Singapore… can’t keep shuttling back and forth. Too taxing and the travelling is taking a toll physically. But you know the pace is sooooo much slower Down Under. It will be like full retirement for me hahaha
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post Jul 2 2024, 07:04 AM

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QUOTE(hksgmy @ Jul 2 2024, 07:00 AM)
No, part time still, but in Australia. I’m calling time in Singapore… can’t keep shuttling back and forth. Too taxing and the travelling is taking a toll physically. But you know the pace is sooooo much slower Down Under. It will be like full retirement for me hahaha
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biggrin.gif I get you

so how many months will you be working in Australia in a year? 3?
TShksgmy
post Jul 2 2024, 07:07 AM

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QUOTE(gashout @ Jul 2 2024, 07:04 AM)
biggrin.gif I get you

so how many months will you be working in Australia in a year? 3?
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I’ll start off 3 days a week for about 6 to 7 months of the year first… gotta take it slow….
gashout
post Jul 2 2024, 07:12 AM

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QUOTE(hksgmy @ Jul 2 2024, 07:07 AM)
I’ll start off 3 days a week for about 6 to 7 months of the year first… gotta take it slow….
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heyya! what a life. that means you have half a week free time every week, then free for half a year.

i like the planning smile.gif
TShksgmy
post Jul 2 2024, 07:15 AM

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QUOTE(gashout @ Jul 2 2024, 07:12 AM)
heyya! what a life. that means you have half a week free time every week, then free for half a year.

i like the planning  smile.gif
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Well, we’ll be doing quite a fair bit of traveling during those 6 or so months off work… definitely a lot of domestic travel especially to scout out post post retirement homes in Tasmania. She Who Must Be Obeyed has quite set her sights on a final retirement in Tassie….
sadlyfalways
post Jul 2 2024, 07:19 AM

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Thanks to parents, travel all done. Business first class and even private jet all done before I even got a job

My dream would be to buy a rural property in the English countryside and live there until I die 😂
TShksgmy
post Jul 2 2024, 07:21 AM

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QUOTE(sadlyfalways @ Jul 2 2024, 07:19 AM)
Thanks to parents, travel all done.  Business first class and even private jet all done before I even got a job

My dream would be to buy a rural property in the English countryside and live there until I die 😂
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Good for you my friend
Cubalagi
post Jul 2 2024, 03:07 PM

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QUOTE(hksgmy @ Jul 2 2024, 07:15 AM)
Well, we’ll be doing quite a fair bit of traveling during those 6 or so months off work… definitely a lot of domestic travel especially to scout out post post retirement homes in Tasmania. She Who Must Be Obeyed has quite set her sights on a final retirement in Tassie….
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Tasmania?

Isnt that like a very boring place with bad flight connections?


TShksgmy
post Jul 2 2024, 03:08 PM

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QUOTE(Cubalagi @ Jul 2 2024, 03:07 PM)
Tasmania?

Isnt that like a very boring place with bad flight connections?
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We loved it... the air is crisp and fresh and the water is crystal clear... and by the time we end up there, we'll be well into our 70's ... it's not a bad place to die.
A.B.D.
post Jul 2 2024, 05:06 PM

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QUOTE(hksgmy @ Jul 2 2024, 03:08 PM)
We loved it... the air is crisp and fresh and the water is crystal clear... and by the time we end up there, we'll be well into our 70's ... it's not a bad place to die.
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Sounds like James Boag’s beer ad, crisp and fresh and great quality water. Were you born in the 1950s? Wouldn’t you want to be there earlier to enjoy Tasmania more? Cape Grim beef is nice too, supposedly.
TShksgmy
post Jul 2 2024, 05:48 PM

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QUOTE(A.B.D. @ Jul 2 2024, 05:06 PM)
Sounds like James Boag’s beer ad, crisp and fresh and great quality water. Were you born in the 1950s? Wouldn’t you want to be there earlier to enjoy Tasmania more? Cape Grim beef is nice too, supposedly.
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Hahaha… no, not that ancient bro. I’m in my 50’s, not born in the 50s hahaha. Cheers mate
TShksgmy
post Jul 3 2024, 08:29 AM

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So, the plan post retirement in Australia is broadly speaking, to spend the first 10 to max 15 or so "still productive" years in Sydney, where my network is, my part-time practice is and where I'm most familiar with things.

This is obviously because I'll still be working 3 days a week for at least half a year per year initially (just to keep my mind occupied).

Once I'm finally ready to call time on even the Sydney part time practice (probably in 10 years' time), we'll move down to Melbourne where we've kept a holiday home (presently tenanted) for the next 5 or 10 years. Just for a change of scenery, and to acclimatize to the weather (personally, I love winters and prefer that to hot climates).

And if that works, we'll make the final move to Tasmania to spend the rest of our (final) days. It's a reverse migration, but for now, one that seems to work for us.

Of course, we might hate the weather and the cold and the rains so much that we'll move back up to Sydney or maybe back to Singapore.... who knows.
Avangelice
post Jul 3 2024, 08:53 AM

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I plan to work till I physically cannot anymore. Maybe reduce the amount of patients I see or just plain provide consultations but not gonna close shop. Have a gynae in kuching who's hitting 75 years old still running his clinic but at least he's no longer doing surgeries.
A.B.D.
post Jul 3 2024, 09:14 AM

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QUOTE(hksgmy @ Jul 3 2024, 08:29 AM)
So, the plan post retirement in Australia is broadly speaking, to spend the first 10 to max 15 or so "still productive" years in Sydney, where my network is, my part-time practice is and where I'm most familiar with things.

This is obviously because I'll still be working 3 days a week for at least half a year per year initially (just to keep my mind occupied).

Once I'm finally ready to call time on even the Sydney part time practice (probably in 10 years' time), we'll move down to Melbourne where we've kept a holiday home (presently tenanted) for the next 5 or 10 years. Just for a change of scenery, and to acclimatize to the weather (personally, I love winters and prefer that to hot climates).

And if that works, we'll make the final move to Tasmania to spend the rest of our (final) days. It's a reverse migration, but for now, one that seems to work for us.

Of course, we might hate the weather and the cold and the rains so much that we'll move back up to Sydney or maybe back to Singapore.... who knows.
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Which part of Tasmania? If you can share.
TShksgmy
post Jul 3 2024, 09:31 AM

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QUOTE(A.B.D. @ Jul 3 2024, 09:14 AM)
Which part of Tasmania? If you can share.
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Probably Hobart or Launceston - close to amenities, but still within easy walking distance to nature.
TShksgmy
post Jul 3 2024, 09:40 AM

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QUOTE(Avangelice @ Jul 3 2024, 08:53 AM)
I plan to work till I physically cannot anymore. Maybe reduce the amount of patients I see or just plain provide consultations but not gonna close shop. Have a gynae in kuching who's hitting 75 years old still running his clinic but at least he's no longer doing surgeries.
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Well, I'm also not entirely closing shop, but I'm choosing to work at a slower pace smile.gif
TShksgmy
post Jul 10 2024, 08:24 AM

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QUOTE(hksgmy @ Jul 3 2024, 09:31 AM)
Probably Hobart or Launceston - close to amenities, but still within easy walking distance to nature.
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Just to flesh out the answer a little... waifu is keen for something single level, so no townhouses or mansions (thankfully, can't afford those on a retiree's savings), but it also means we're happy with just an apartment (which I think would be ideal as we grow older).


Juggerballz
post Dec 31 2024, 02:03 PM

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How's life Doc?
kelvinlym
post Dec 31 2024, 04:30 PM

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Better make it quick though. Germany may introduce speed limits to Autobahn next year.

Also, don’t go on tourist drive days on Nordschleife. Since you have the means, join a proper Porsche Track experience where they book the whole place for invited Porsche owners only.

This way it’s safer, more enjoyable and can really experience driving. May even pick up skills and give you exclusivity to purchase their limited models in future.
Mr.Robert
post Dec 31 2024, 10:08 PM

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QUOTE(Juggerballz @ Dec 31 2024, 02:03 PM)
How's life Doc?
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Doc last seen 2 months ago
GGWP
Life’s too short.


GHBZDK
post Dec 31 2024, 11:03 PM

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staying in landed house playing games. just like parents just staying home and reading newspaper and house chores. not a fan of seeing outside.

 

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