Good luck with your plans, I'm not anywhere close to be financially fortunate as you are, but I am financially stable, though I'm very frugal... Stingy as hell lmao, I do planned on living in the U.S, it's easier for me because I have a green card so I wouldn't need a visa but my only problem is that I gotta save money first to buy a property there, I can't afford to go there empty handed, I don't like the idea of staying with a friend or adopted family (My Step father is american, that's how I got my green card) But we're not closed, I got sent back due to family issues, staying here with my grandfather in KL. I have one banking account in the U.S By Huntington and I don't have a whole lot money on it, but that's it, I'm 27 right now and so far I don't have a retirement plan.. Lmao if I do, I know traveling isn't part of the list.. Not to mention I also don't have any friends here in Malaysia because I'm so anti-social, I spent most of my days playing video games, workout and work, that's all really. Also would you be so kind and tell me your age? I'm curious how old you are.