You can put more, but once you need the money you withdraw from the jar and you can't put back.

So better treat this like an FD, which has a lower liquidity than a normal saving bank account, but this one does not come with interest-forfeiture penalty.

If you were to treat this like FD, then it would be a 5-month lock-in period from now till 31st Jan 2026, at an interest rate of around 6.6% p.a. for a principal of 55.31.

The more amount you put in, the lower the effective rate will be until it reaches 3.3% p.a.

But 5- or 6-month FD in the market currently pays more than 3.3% p.a. for sure for principal amount of around 100k MYR, so this promo is not really attractive per se.

For small amount 555.31 6.6% p.a. then is fine because of "rounding up".

thanks for the calculation.

gonna put 55.31 and keep it till next year..

Is it correct RM55.31 will get RM0.01x150days = RM1.50 till maturity next year Jan?

yes. and its actually 151 days.. so 1.51

The rm1 to activate boost bank account belongs to us right?

Can withdraw after activate or need minimum value?

May I know how to terminate the Boost Bank debit card? i emailed customer service and they told me to do it from the Boost bank app. They said to use the block card function. Is that correct? I’m also trying to avoid their RM8 annual fee.

yes. it remove from app

I dont think block will avoid the RM8 annual fee ?

What if you have only RM1 in the account? Then, they have nothing to deduct for the RM8.

Saw this comment made in UOB Credit Card thread; can anyone elaborate further on this?



Kamsia

no idea what is refering to. u can ask him there to get more detail

Anyone encountered a temporary cool off for 2 hours when trying to transfer money? This is so annoying and no it’s not a new account. I’ve been using it for months

Me , the whole day yesterday , have not tried today , you?

so far i never encounter this.
tried big amount transfer they will prompt face verification, after pass then able to transfer

This post has been edited by sjz: Sep 25 2025, 09:44 AM

Yes, just called CS, still ongoing. No fund can transfer out.

Yes, just called CS, still ongoing. No fund can transfer out.

Until now not resolved. I will close this shit bank account after transferring all my funds. Doesn't worth my time and effort for the 3.3% pa

What they say? Is it temporary update?

They say their staff is validating all the transactions manually now. I smell bullshit la. Cannot even initiate transfer, validate what? Promised to resolve by 1pm, but until now still cannot. It's almost 48 hours for me.

Wow means quite serious issue. Not a good sign. Maybe better to park in KDI.

Hopefully gets resolved soon. Month end need to withdraw pay bills.