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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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soonwai
post May 1 2024, 02:30 PM


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QUOTE(ericlaiys @ May 1 2024, 02:19 PM)
i thought promo end. so i terminate it last 2 week ago
*
Promo ended for new users. Old ones (subscribed before 15/4) shouldn't be affected. According to their TnC anyway.
tzxsean
post May 1 2024, 02:34 PM

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QUOTE(soonwai @ May 1 2024, 02:23 PM)
Same here. Received Grab Unlimited Subscription reward for Feb and Mar. Apr is missing. Renewal was on 27/4, should be ample time for them to process.
*
maybe need 1 year only can get all 6x RM4.90

each month need wait another month to investigate and credit

rubbish
soonwai
post May 1 2024, 02:39 PM


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QUOTE(tzxsean @ May 1 2024, 02:34 PM)
maybe need 1 year only can get all 6x RM4.90

each month need wait another month to investigate and credit

rubbish
*
hahaha... TNC allows for 2 weeks processing in "exceptional" cases. I think all ktards tagged as exceptional. smile.gif
fuddle_duddle
post May 1 2024, 02:40 PM

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This month will be my last rebate for GU. Hopefully can get it without any issue. I straight subs 6 months since December 2023

This post has been edited by fuddle_duddle: May 1 2024, 02:40 PM
'ed
post May 1 2024, 05:06 PM

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same kena to me, no issue for the past 2 months, suddenly grab unlimited cannot process payment, try to re-sub also failed.
brandonkl
post May 1 2024, 05:32 PM

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Two features that I am looking forward to and hope they will implement fast :

1. Favorite Accounts
2. Google Pay Wallet
kmrdeva
post May 1 2024, 05:53 PM

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QUOTE(brandonkl @ May 1 2024, 05:32 PM)
Two features that I am looking forward to and hope they will implement fast :

1. Favorite Accounts
2. Google Pay Wallet
*
Apple Pay too.
TongCN
post May 2 2024, 09:54 AM

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does paying utilities such as using Maxis Pay Platform entitle the 1% cash back?
tehoice
post May 2 2024, 10:33 AM

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QUOTE(TongCN @ May 2 2024, 09:54 AM)
does paying utilities such as using Maxis Pay Platform entitle the 1% cash back?
*
Not sure about telco bills, but i used it to pay TNB bills, yes I get the 1% cash back.
joshhd
post May 2 2024, 10:49 AM

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QUOTE(TongCN @ May 2 2024, 09:54 AM)
does paying utilities such as using Maxis Pay Platform entitle the 1% cash back?
*

You should be eligible for the 1% cashback. According to their T&C:
QUOTE
Eligible Spend using the GX Card shall not include the following transactions and no cashback reward shall be granted in respect of such transactions:
(a) payment of new card issuance fees, annual card fees, card replacement
fees, and/ or any other applicable card fees imposed from time to time;
(b) cash withdrawal transactions;
© e-wallet top-up transactions;
(d) payment of insurances and/ or takaful;
(e) the following government related payments:
a. Court costs (including alimony and child support)
b. Fines
c. Bail and Bond payments
d. Tax payments
e. Government services
f. Postal services (Government Only)
g. Intra-Government Purchases (Government Only)
(f) payment to charity and/ or social services organisations;
(g) gambling, betting and gaming related transactions;
(h) quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order);
(i) void transactions, reversals or refunds; and
(j) such other transactions as GXBank may determine at its discretion.
QUOTE
The cashback value will be calculated and rounded down to the nearest two decimal points.
Cashback amount must be at least RM0.01 in order to be credited to your GX Account.
The cashback will be credited to your GX Account by the end of the next day after the posting date of the Eligible Spend transaction. In exceptional cases, crediting of the cashback could take up to two (2) weeks from the transaction Posting Date.
Source: https://gxbank.my/docs/terms/FAQ%20-%20GX%2...Jan%202024).pdf
BetterCallSaul
post May 2 2024, 11:30 AM

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QUOTE(joshhd @ May 2 2024, 10:49 AM)
You should be eligible for the 1% cashback. According to their T&C:
Source: https://gxbank.my/docs/terms/FAQ%20-%20GX%2...Jan%202024).pdf
*
This link is actually old already, as they have revised the Tnc since (as of 15th April 2024).
GX REWARDS EXPERIENCE CAMPAIGN TERMS AND CONDITIONS
joshhd
post May 2 2024, 12:55 PM

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QUOTE(BetterCallSaul @ May 2 2024, 11:30 AM)
This link is actually old already, as they have revised the Tnc since (as of 15th April 2024).
GX REWARDS EXPERIENCE CAMPAIGN TERMS AND CONDITIONS
*

Opps... 😬 Thanks for highlighting
joshhd
post May 2 2024, 01:04 PM

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QUOTE(BetterCallSaul @ May 2 2024, 11:30 AM)
This link is actually old already, as they have revised the Tnc since (as of 15th April 2024).
GX REWARDS EXPERIENCE CAMPAIGN TERMS AND CONDITIONS
*

So based on the latest T&C:
QUOTE
Eligible Spend using the GX Card shall not include the
following transactions and no Campaign Reward shall be awarded in respect of such
transactions (“Excluded Transactions”):
(a) payment of new card issuance fees, annual card fees, card replacement fees,and/ or
any other applicable card fees imposed from time to time;
(b) cash withdrawal transactions;
© e-wallet top-up transactions;
(d) any transactions to the merchant, AirPay Malaysia Sdn Bhd;
(e) any transactions related to SSPN Prime/ SSPN Plus savings;
(f) payment of insurances and/ or takaful;
(g) the following government related payments:
Description
Courts Costs (including alimony and child support)
Fines
Bail and Bond Payments
Tax Payments
Government Services
Postal Services (Government Only)
Intra-Government Purchases (Government Only)
(h) payment to charity and/ or social services organisations;
(i) gambling, betting and gaming related transactions;
(j) quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order);
(k) void transactions, reversals or refunds; and
(l) such other transactions as GXBank may determine at its discretion.
Now I notice that they've clearly added Airpay Malaysia as part of the exclusion of 1% cashback this time.

TongCN So for your case, using Maxis Pay platform to pay your maxis bill should be ok. But avoid using Shopee to pay any of your bills, cuz it seems that they're using Airpay Malaysia as their pay bill merchant.
TongCN
post May 2 2024, 01:08 PM

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QUOTE(joshhd @ May 2 2024, 01:04 PM)
So based on the latest T&C:
Now I notice that they've clearly added Airpay Malaysia as part of the exclusion of 1% cashback this time.

TongCN So for your case, using Maxis Pay platform to pay your maxis bill should be ok. But avoid using Shopee to pay any of your bills, cuz it seems that they're using Airpay Malaysia as their pay bill merchant.
*
Ok thanks.

Shopee doesnt have maxis or hotlink though sad.gif


Barricade
post May 2 2024, 01:54 PM

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QUOTE(soonwai @ May 1 2024, 02:30 PM)
Promo ended for new users. Old ones (subscribed before 15/4) shouldn't be affected. According to their TnC anyway.
*
April is my 6th month. I didn't get the cash back for GU. I contacted support and they say promo ended on 15th April. So everyone should not get cash back starting from 15th April regardless when you sign up.
guy3288
post May 2 2024, 02:46 PM

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QUOTE(Barricade @ May 2 2024, 01:54 PM)
April is my 6th month. I didn't get the cash back for GU. I contacted support and they say promo ended on 15th April. So everyone should not get cash back starting from 15th April regardless when you sign up.
*
is your date RM4.90 charged to Grab after 15.4.24?

mine 5th GU, RM4.90 charged in my Grab 3.4.24, I got CR RM4.90 in GXBank same date

my 6th GU would be RM4.90 charged on 4.5.24, shall i cancel it now??
Barricade
post May 2 2024, 02:55 PM

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QUOTE(guy3288 @ May 2 2024, 02:46 PM)
is your date RM4.90 charged to Grab  after 15.4.24?

mine 5th GU, RM4.90 charged in my Grab 3.4.24, I got CR RM4.90 in GXBank same date

my 6th GU would be RM4.90 charged on 4.5.24, shall i cancel it now??
*
Yes mine charged 23.04.2024

I'm trying to argue now with GX bank because during signup TNC says 6 months rite? Doesn't make sense they terminate early.
shawnme
post May 2 2024, 03:11 PM

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QUOTE(Barricade @ May 2 2024, 02:55 PM)
Yes mine charged 23.04.2024

I'm trying to argue now with GX bank because during signup TNC says 6 months rite? Doesn't make sense they terminate early.
*
Maybe you can use this, unless I misunderstood.

user posted image

https://gxbank.my/docs/terms/GX%20Rewards%2...0Apr%202024.pdf

Also, according to their illustration, all of it states "end of day of the 11th of the month."
Meanwhile, above it, it states:

"The cashback will be credited to your GX Account by the end of the
next day from the date of your GrabUnlimited monthly subscription
renewal. In exceptional cases, crediting of the cashback could take
up to two (2) weeks from the date of your GrabUnlimited monthly
subscription renewal."

So if I put both together, the only possibility to get it the next day is where the next day is 11th, otherwise, wait till 11th.

Anyway, unsure.

This post has been edited by shawnme: May 2 2024, 03:20 PM
guy3288
post May 2 2024, 05:48 PM

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QUOTE(Barricade @ May 2 2024, 02:55 PM)
Yes mine charged 23.04.2024

I'm trying to argue now with GX bank because during signup TNC says 6 months rite? Doesn't make sense they terminate early.
*
yes GXbank should give cashback RM4.90 till full 6th month

live chat her
tell her if not for the promise of rebate, we wont subscribe

if GX bank not give cashback rebate before end of 6 month,
then why debit us ?

fire her, you know how to stop cashback?
dont know how to stop debit?

user posted image

user posted image
lowyat101
post May 2 2024, 05:54 PM

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Hi, wanna ask, to open this account, do I do it from the Grab app (I see there's this GX Account under the Grab app, is it the same?)? Or better to download the GXBank app and register from the app?

Thanks


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