1. it will decline. I've tested before. insufficient main account balance when online and atm withdrawal. So I love the saving pocket. it is feel more safer
2. old thinking
3. just put rm 200 into main account for usage. if fraud lost max rm 200.
if too worry,
- set no online transaction
-freeze card. only unfreeze when want to use. freeze back after use

So even u go sleep, freeze card option - no one can steal your money

You can freeze and unfreeze the card on the fly just like that?

5% p.a. promo is for each SAVING POCKET only, and 5% p.a. only granted up to RM5k per saving pocket.

1 GX account can create 10 saving pockets.

in theory, RM5k per saving pocket x total 10 saving pockets are eligible for 5% p.a.
The funds in your Savings Pockets can be transferred to and from your Main Account, but cannot be used for payments or fund transfers to or from other accounts.
GXbank Main Account can transfer max RM50,000 per day. you can change your transfer limit on the GXBank app.

i was  misguided by the apps showing 5k, 10k, 15k !

I have the same issue too. Are you using iOS? Mine is iPhone.

Ok. Decided to open GX bank.
I want to get the 5%. I can’t find the fixed deposit function. Where is it? 
Sorry old man here. Where do I find a branch if I want to talk to somebody ask them show me how?

Ok. Decided to open GX bank.
I want to get the 5%. I can’t find the fixed deposit function. Where is it? 
Sorry old man here. Where do I find a branch if I want to talk to somebody ask them show me how?

wow. u think one day GX will charge Ringgit Cross Border Transaction Fees? (like bigpay)

TOS erm, search up BigPay Cross Border Transaction fee from last year. if you pay for something in MYR but your merchant is located overseas (e.g., Netflix, Spotify, TikTok), BigPay will charge you few % of fees.

other debit card/credit card won't do this. you get charged RM50, you only need to pay RM50. not RM50.20 due to "cross border ringgit fee". Hotstar is memang RM54.90, but the wording seem to suggest a future markup

yeah, many ppl got trapped with the confusing UI

you can try input 50,001 and it will trigger red alert text of max limit 50,000

of course, another reference is inside faq/t&c

the TnC on that max RM50k 5% interest out already?

Can use GXBank transfer to IBKR for investment ?

Not yet.

GX Bank worried dont know how many RM50ks would come raining down on them......
for 1 month not much lah
GX Bank no need think so hard lah

Extra RM42 per account. 10k accounts kena RM420k saja.

Write the T&C also take so long...