Anyone interested to subscribe for a private tranche MTNs, guaranteed by Berjaya.

Tenure: 3 years
Indicative Yield: 6.5-7%, yearly coupon payout

Feel free to PM me.

anywhere can i learn about bonds>?

google search not difficult i think.
lowyat forum posts also quite alot in here.

being thinkking the perspective of bond vs fd ..
any risk to consider knowing both also can be in low risk

This post has been edited by yungkit14: Jun 3 2024, 07:17 AM

search in lowyat can find.
bond is riskier than FD
bond has different seniority/risk level
from top safest Govt sovereign bond return 4%
to lowest most risky junk bond paying 30%

in between got Senior secured unsecured
down to junior AT1 AT2 etc
paying 5-7%

buy from bankers min RM250k, 1 time fee 1.5-2%
buy from FSM RM5-10k 1 time initial fee 0.5%, after that 0.045% quarterly


How to buy
Risk rating

Bank Islam Bond
Affin hwang

Alliance Bank
Tropicana Bond
Ecoworld

Do your own due diligence check
so far my bonds all ok, tak kena losses lagi.

Bond issued at indicative coupon rate of 4.75%.

Book to close today.

Are you buying any?

I usually don’t buy bonds in fractions/parts, only whole bonds, so this isn’t something that would i\be on my radar.

Nope just sharing the information here as it was previously brought up 😃

Actually, 4.75% in SGD denominated bonds is really not a bad return, at least by my low standards

rerturn 4% but will it affect the fees ?
dont have that much,was planning ot put 65k

whoa bro dont simply buy lo

which bond are you referring to?

cimb islamic ones

A slight detour of a question - when you buy fractions of a bond (usually a whole bond is issued in tranches of SGD or RM250,000), is it difficult to find buyers when you wish to dispose of your holdings? Or, do you have to sell back to the platform from which you bought?

Fractional bonds can only be sold back to the platform. Rarely they will buy, and if yes, they might only have a bid for a smaller quantum. Also, the spread is quite bad - you may need to take a larger haircut.

So basically, if you buy fractional bonds from a platform, be ready to HTM as there's a good chance you may not sell it back at all, or sell it back at a hefty haircut.

This post has been edited by contestchris: Jun 4 2024, 02:55 PM

Yeah, that’s what I thought. Thanks for the confirmation

selling fractional bonds susah sikit
but what is more interesting in your question there is

Buy bond from platform A and go sell it at Platform B...


have you done that before?

if you remember my observation on buy high sell high,
buy low sell low...

wouldnt it be nice i buy low at FSM go sell high at CIMB...?

Actually no. Because I buy whole bonds, I’ve always only sold them on the open market and even then hardly unless advised to do so. I buy to hold.

you sell in open market meaning.......? you sold it clicking it online your own
no need go through your RM?


I was asking have you any experience
buy bond from 1 bank then sell it at another bank?

since bond prices differ from 1 bank to another
it would be nice if i buy from lower prices bank then sell it at higher prices bank

OIC. I sold via my RM. And she’ll usually hunt for the best price buyers are willing to pay

u can read back my old post (post #38) to help you understand bonds better. Its [edit: ok, should not have said near impossible... but it is damn troublesome... same like transferring USD from cimb to say hsbc) and some banks may not even offer such services.


This post has been edited by Wedchar2912: Jun 5 2024, 02:52 PM