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 Any Poorfag On Old Phone Locked Out Frm Bank Apps?, Me Still on Android 8/9 No More Updates

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Hobbez
post Jun 24 2023, 05:58 PM

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QUOTE(petpenyubobo @ Jun 24 2023, 04:25 PM)
Anyone here using banking apps on your old Android phone but locked out because not allowed to update your apps anymore because you don't have Android 10 above?

To name a few:

PB Engage
UOB TMRW
CIMB Clicks


All cannot access anymore but funny thing is that their Singapore version all still supports Android 8/9.

Why the banks making it so inconvenient to their users? You say security then why their Singaporean branches overseas still adopt older versions and still consider their app safe?

Not all Malaysians can afford to change phones all the time and what is wrong with supporting older Android 8/9? You expect people just to change phones and accommodate your demands?

We are customers you serve us, why already did away with SMS TACs with Secure OTC not enough?

Who is the developer who suggested this silly idea to the banks? Even Singaporean banks also still support older Android version and consider their apps safe.

ranting.gif
*
They are counting on Malaysians being stupid. Malaysians never protest about anything. All just follow only.

And they know how Malaysians keep buying new phones.

The whole problem is the thinking.

march173
post Jun 24 2023, 05:59 PM

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It for security reason. Alot macau scam happening. Can't compare to Singapore. Do you heard any news about Singaporean got macau scam? Here, it in the news almost daily
statikinetic
post Jun 24 2023, 06:02 PM

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QUOTE(petpenyubobo @ Jun 24 2023, 04:30 PM)
Singapore also still not adopted it yet.
Their UOB HQ Mighty app still available on Play Store.

How many people change phones so frequently to cater to your needs? SECURE TRANSACT not good enough after replacing SMS TACs?

This is causing unnecessary inconvenience and trouble to your customers.

At this time Maybank M2U, HLB Connect still working fine on older Android.

Android 10 above is still not popular among many. If Android 7 below maybe most people already abandon but Android 10 above??
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Just because SG hasn't implemented does not mean we made a bad move.
This measure is from BNM, so all MY banks are in the midst of complying.

And this is one area BNM is ahead of MAS in implementing. If we are behind SG, always kena complain. In the things we are ahead of SG, also kena criticise.

At the end of the day, is a good measure to protect all consumers. Change with the times.
Face it. Your OS is obsolete and needs to be upgraded as a security measure.

Legozz
post Jun 24 2023, 06:08 PM

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QUOTE(petpenyubobo @ Jun 24 2023, 04:37 PM)
Not only that even Singapore which is way more advanced than Malaysia their banking apps still support older Android versions.

Who is the dumb person who came out with this idea again troubling all the banking customers?
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Singapore banking app for Malaysian bank (CIMB, UOB MIGHTY, etc all useless one).

Real Singapore bank app like UOB, DBS, OCBC all need latest software. Even UOB in SG dont use the MIGHTY app, but change to the TMRW app already...uncle you abit slow la


Hobbez
post Jun 24 2023, 06:12 PM

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QUOTE(statikinetic @ Jun 24 2023, 06:02 PM)
Just because SG hasn't implemented does not mean we made a bad move.
This measure is from BNM, so all MY banks are in the midst of complying.

And this is one area BNM is ahead of MAS in implementing. If we are behind SG, always kena complain. In the things we are ahead of SG, also kena criticise.

At the end of the day, is a good measure to protect all consumers. Change with the times.
Face it. Your OS is obsolete and needs to be upgraded as a security measure.
*
As long as got enough people like you, that's why they can keep doing all this. No offense.

It's not just Singapore. Many other countries the same bank doesn't do this.

I can go to Google Play on my very "ancient" phone and search for this or that bank app. Works in many countries. Just not Malaysia.
SUSoverlimit
post Jun 24 2023, 06:14 PM

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QUOTE(statikinetic @ Jun 24 2023, 04:27 PM)
It's a security measure.
OS that no longer have ssecurity patches rolled out are not to be supported. Later you kena hack, blame bank pulak.
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Align with PAStard philosophy, radically ban root of cause, problem solved🍿😁

This post has been edited by overlimit: Jun 24 2023, 06:17 PM
SUSoverlimit
post Jun 24 2023, 06:22 PM

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QUOTE(KingArthurVI @ May 28 2023, 09:16 AM)
All these app-pushed approval are done by the same contractor (won’t name it coz NDA whistling.gif) they lobbying and pushing hard for BNM to adopt this “new standard” to benefit their own bottom line. It’s obvious when you know.

I sit on the side and waiting for some vulnerability to get surfaced only, then all banks all gg at once.
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QUOTE(overlimit @ May 28 2023, 09:25 AM)
Macai kroni spotted!
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TS, kasi pukul sama KingArthur6
KingArthurVI
post Jun 24 2023, 06:26 PM

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QUOTE(overlimit @ Jun 24 2023, 06:22 PM)
TS, kasi pukul sama KingArthur6
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Hehe not my company la I’m just a vendor to the company that does work on that. It’s funny how people aren’t suspicious how come all the banks and BNM suddenly within one year want to phase out SMS completely and move to this app push approach. What’s crazy is there are no BNM audits or external audits on the banks’ implementation. So this is just mass hacking waiting to happen.
brkli
post Jun 24 2023, 06:26 PM

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QUOTE(Hobbez @ Jun 24 2023, 05:58 PM)
They are counting on Malaysians being stupid. Malaysians never protest about anything. All just follow only.

And they know how Malaysians keep buying new phones.

The whole problem is the thinking.
*
you can thanks MySJ for opening the pandora box..
bumfart
post Jun 24 2023, 06:29 PM

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flash your rom to the latest android
go to xda forums to read up
acbc
post Jun 24 2023, 06:35 PM

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I got no problem with the requirement since all my phones already on Android 10 and above.

My last phone Android 8 was the Moto Z2 and already retired last year due to battery bloat. Ain't gonna spend money to replace the battery. Another is the Galaxy Note FE. Still working but I use it exclusively for Chromecast.

For banking, I used the OnePlus 7 Pro which already updated to Android 12. Will use it for many years to come.

Next phone I'm eyeing will be the Nothing Phone 1. Still no used one in the market.

Reinstall apps on the new phone is no biggie. Android allows migration from one phone to another easily. Only need to reauthorize back. So, unless u don't keep your passwords offline like I do, it is time to do it.

When I migrated from OnePlus 5 to OnePlus 7 Pro, it took me 2 hours to migrate all the apps over and another 30 mins to reauthorize all the banking and wallet apps back. Both phones were of 256GB variety and already 60% full.
Yenactiet
post Jun 24 2023, 06:37 PM

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QUOTE(Hobbez @ Jun 24 2023, 06:12 PM)
As long as got enough people like you, that's why they can keep doing all this. No offense.

It's not just Singapore. Many other countries the same bank doesn't do this.

I can go to Google Play on my very "ancient" phone and search for this or that bank app. Works in many countries. Just not Malaysia.
*
that doesn't mean other countries are more superior, there's a thing you need to consider, how prevalent e-wallet usage is in those countries when compared to here?

BNM is merely trying to minimise the chance of consumers getting cyber-scammed whatsoever here
xpole
post Jun 24 2023, 06:40 PM

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Use BSN

They still use TAC and u dont need bank app


zuozi
post Jun 24 2023, 06:42 PM

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Me pakai pbe then accidentally clean up caches including login, then now need to visit bank ATM again for activation mmg cibai
SUSpetpenyubobo
post Jun 24 2023, 06:59 PM

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QUOTE(brkli @ Jun 24 2023, 05:35 PM)
then just move your account to overseas bank, coz this kinda "guideline" is set by BNM..
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Your standard reply is u tak suka u, keluar right? It is institutionalized racism like your words which held back this country from moving forward and creating lots of enemies from around the world.

QUOTE(march173 @ Jun 24 2023, 05:59 PM)
It for security reason. Alot macau scam happening. Can't compare to Singapore. Do you heard any news about Singaporean got macau scam? Here, it in the news almost daily
*
QUOTE(statikinetic @ Jun 24 2023, 06:02 PM)
Just because SG hasn't implemented does not mean we made a bad move.
This measure is from BNM, so all MY banks are in the midst of complying.

And this is one area BNM is ahead of MAS in implementing. If we are behind SG, always kena complain. In the things we are ahead of SG, also kena criticise.

At the end of the day, is a good measure to protect all consumers. Change with the times.
Face it. Your OS is obsolete and needs to be upgraded as a security measure.
*
I wouldn't fall for the trick of the corrupted parties behind this lame excuse blaming it all on older versions of Android OS.

For all you know someone or a corrupted party is actually lobbying behind BNM to push for this move to force Malaysians to upgrade and change their phones for sales. It could be anyone including foreign corporations from the Android camp.

You know there's more to this scam cartel in Malaysia. Don't just blame it all on BNM's directions.

Instead why not address corrupted and insiders in the banking IT depts and contractors who leaks out the databases? Also go about more creative ways in securing the entire transaction experience like multi level authentication with high amount of transaction value such as above 10k? Electronic version of the Secure Transact tokens generator which can only be installed on a single device at any one time for each account login?

It's been known tactic used by Google to force planned obsolescence on their Android devices. The thing is 3rd world countries like Malaysia are more susceptible to fall prey to such practices than first world countries because of inexperienced governance who listens to experts on their sides.

SUSpetpenyubobo
post Jun 24 2023, 07:06 PM

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QUOTE(KingArthurVI @ Jun 24 2023, 06:26 PM)
Hehe not my company la I’m just a vendor to the company that does work on that. It’s funny how people aren’t suspicious how come all the banks and BNM suddenly within one year want to phase out SMS completely and move to this app push approach. What’s crazy is there are no BNM audits or external audits on the banks’ implementation. So this is just mass hacking waiting to happen.
*
That's the thing, when you try to pay peanuts with limited budget allocation for important solutions things like this happens.

Where are the supposed trial testers and auditors that gave feedback about the planned obsolescence to force them on Android 10 above? Did they do a survey or check which Android version most of their customers were one before making decisions?

They really think Singaporean companies were less competent than them? Before they proceeded to force the apps on Android 10 user with newer versions of the app why immediately blocked out the old app immediately?
Why not still allow the old app to run alongside the new, push the update out and wait for feedbacks before shutting it down the older version once everything runs smoothly?

That way you don't lock the incompatible users out immediately.
SUSpetpenyubobo
post Jun 24 2023, 07:08 PM

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QUOTE(bumfart @ Jun 24 2023, 06:29 PM)
flash your rom to the latest android
go to xda forums to read up
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Nah, I only stick to official Global versions of ROMs for my phones so that my warranty won't be voided.
SUSifourtos
post Jun 24 2023, 07:08 PM

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easily bypass by

download huawei app store
download the huawei version of bank app on ur phone.

settled
WhatMan
post Jun 24 2023, 07:12 PM

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QUOTE(petpenyubobo @ Jun 24 2023, 04:43 PM)
Now I'm trying to pay my bills online this weekend got lockout for no reason, cannot even update them anymore...
The Secure OTC/OTP don't even come into my older version apps anymore.

These moron banks never thought it would inconvenience their customers before implementing this?

What am I supposed to do? Go out and buy myself a new phone just to cater your wants as  a customer? You know how many apps I got in my phone to do migration?

Make a visit to your stupid branches and request for a SecureSign Token device on a working day when I'm busy at work with no time off?

Ada pakai otak punya kah the dumb executive officers?  ranting.gif
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If you can't afford phone with Android 10 and above, the bank knows you are just little fish and matters very little to them.
Hobbez
post Jun 24 2023, 07:14 PM

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QUOTE(Yenactiet @ Jun 24 2023, 06:37 PM)
that doesn't mean other countries are more superior, there's a thing you need to consider, how prevalent e-wallet usage is in those countries when compared to here?

BNM is merely trying to minimise the chance of consumers getting cyber-scammed whatsoever here
*
One foreign bank with a "good reputation" allows their app to be used even on VERY ancient phones in India, and China.

But not in Malaysia.

brows.gif

This post has been edited by Hobbez: Jun 24 2023, 07:14 PM

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