The idea that men with strong minds aren't necessarily balanced is valid because "strong-minded" can describe someone determined and inflexible in their opinions, while "balanced" suggests adaptability, emotional control, and self-awareness.
A person can be "strong-minded" by clinging to their beliefs, yet lack the balanced flexibility to adapt to new information or consider other perspectives.
True mental strength often involves both resilience and a balanced understanding of emotions and situations.

I fully agree kids need to go through some difficulty to appreciate the rewards more
But but what if baby so kiuttttt. Mothers will go through big hormonal change. Might buy Money machine to spray money at the baby. Let's not look at this with heavy mood. Children are God-send little devils
I've seen this video lately (if I can find it, I will learn how to embed YT video and put here). It is about teaching kids the value of things. Not the number of money required to buy it. It is somewhere along the line of not falling too deep into the poor mindset. Which I think I sometimes do.

I used to think i could rely on my parent to buy car and house when i was in college, turned out they refused to do so and asked me to earn money myself to buy those things (max they sponsored me was until college).

At first i felt unhappy (i knew they had the money but i was just not sure how much they had, until now i still don't know their networth), but today i appreciate their decision, they made me know i could only rely on myself, that made me much more stronger. Recently they told me they found lawyer to assign the properties/etc, i told them assign to my siblings i don't need those things.

One thing i noticed, people like me who go to KL alone to rent room to study/working after secondary school, tend to be stronger than those who are origin from KL in certain areas. Not all tho but i did noticed higher % of them are very reliance on parents.

Wah... reading all these posts about parents already planning FIRE for their kids. That’s when you know the FIRE movement in Malaysia has truly made it. Some folks’ plans so solid until can start worrying about their kids' retirement before the kids even start working. That’s not financial freedom. that’s financial dynasty/nobility.

Meanwhile, the few still preaching the "work till 60, climb the ladder, collect gold watch" mindset... so last century. Then again, each to their own...
btw, anyone still wearing a watch just to tell time?? lol

This post has been edited by Wedchar2912: Oct 6 2025, 06:50 PM

Sometimes I wonder... purely from financial pov... what if we could turn back time to when we were 17.
Suppose we had two options:
a) Study local all the way and receive RM1 million cash
b) Go overseas for studies

Which path would have put us further ahead financially by the time we hit 40?

That RM1 million, compounded at just 6% a year, becomes about RM4 million by age 40.
So for the overseas route to make sense purely from a financial angle, the extra earnings from that foreign degree must at least bridge that RM4 million gap.

Makes one wonder which "education" really paid better. the classroom one or the compounding one.

The best route is get a scholarshio oversea and you can pocket the 1M IF we can turn back time.

option c: get full overseas scholarships and pocket the 1m from parents...

there are other benefits other than accumulating money. once one retires, the mind becomes more idle than usual, and that's when all the diseases come. just look at dr m, who has never stopped 'working'.

Yet another fallacy… as if “retirement” automatically equals mental decay.
I suppose for some, if their only sense of purpose comes from being on the corporate hamster wheel, then yeah... idleness might feel like death.

PM4 as an example? Come on lah… at this point, he’s not exactly working... more like stirring the pot for entertainment value. Pretty sure that’s not the kind of work/job/occupation you meant.


A less controversial but popular example people love to use is Buffett...
Then by that logic, I'm not retired either... since I love doing what Buffett does.


This post has been edited by Wedchar2912: Oct 6 2025, 09:03 PM

if u have been to hospitals and old folks home u will understand. if u just eat and sleep then mind will slowly float away. post-retirement still need some proper hobby etc, not just money to eat and sleep. just saying continuing to work is just one of the many ways to kill time and remain active. many become grab drivers etc to remain active.

on the side note, actually i was trying to say his mind is actively scheming.

haha... ok... understand.... don't worry, I am also actively scheming.... on how to grow my pot....

that's good.

but there's also something called post-retirement depression that might affect some. so FIRE is not the end of the journey. long way to go.

If i could do that i would choose A, d savings in 80s may be could buy 40 acres of land which is worth 10mil today.

Yalor even at retirement can still be active in managing n growing wealth by investing thus keeping the mind active n adrenaline flowing.

Hence, I guess that is why more and more of us are asking: is overseas education really worth that million-ringgit price tag anymore, or just an expensive ego trip?

that being said, once one retires early, will the investment strategy still be as aggressive? perhaps a bit more conservative?

what about getting 'golden visas'?

Not worth unless on scholarship n in top Uni.
My child went to local private primary n secondary, spent ~60k, then local U another 20k. The hundred of thousands saved could now be used as starting capital for fulltime investing if can't get a satisfying job.

Currently I am conservative. But hope to take out a portion to explore aggressive ones with my child.

So what dods a typical day of a 40s yo FIRE person look like? A weekday when other people is at work for example.