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 FI/RE - Financial Independence / Retire Early

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lock_82
post Oct 6 2025, 07:06 PM

On my way
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Junior Member
535 posts

Joined: Aug 2010
The best route is get a scholarshio oversea and you can pocket the 1M IF we can turn back time.

QUOTE(Wedchar2912 @ Oct 6 2025, 07:04 PM)
Sometimes I wonder... purely from financial pov... what if we could turn back time to when we were 17.
Suppose we had two options:
a) Study local all the way and receive RM1 million cash
b) Go overseas for studies

Which path would have put us further ahead financially by the time we hit 40?

That RM1 million, compounded at just 6% a year, becomes about RM4 million by age 40.
So for the overseas route to make sense purely from a financial angle, the extra earnings from that foreign degree must at least bridge that RM4 million gap.

Makes one wonder which "education" really paid better. the classroom one or the compounding one.
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