thinking of moving some funds out from KDI to either Rize or Versa.
what does referral code do/get?
Investment Versa
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 Jul 14 2023, 12:08 AM
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#1
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Senior Member
1,259 posts Joined: Sep 2021 
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May 8 2025, 12:58 PM
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#2
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Senior Member
1,259 posts Joined: Sep 2021
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interesting...
so now is 5.7% for 2 months? guess i need to go create a versa account |
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May 16 2025, 03:22 PM
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#3
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Senior Member
1,259 posts Joined: Sep 2021
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Does Versa process deposits on weekends? Example if i deposit 10k on Saturday before 3pm..
Thinking whether to deposit on Saturday or if i should wait till Monday.. EDIT: I know for withdrawals/cash out, needs to be done on business day Mon-Fri before 3pm. Just unsure whether same rule apply to deposits/cash in. By logic im assuming it should be the same, but dont want to assume anything. EDIT2: got my answers. In short, yes follows cash out rules. Detailed explanation available at: https://support.versa.com.my/hc/en-us/artic...ailable-balance This post has been edited by Optizorb: May 16 2025, 04:04 PM |
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Jun 2 2025, 03:49 PM
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#4
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Senior Member
1,259 posts Joined: Sep 2021
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anyone know for the monthly auto-debit what time they usually deduct from bank account?
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Jun 8 2025, 06:24 PM
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#5
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(francis92 @ Jun 8 2025, 05:47 PM) Thanks for explanation. first top up is 5 days. subsequent is 2 daysAnd on top of this rate, if I do the quest will get extra rate. Not bad for temporary parking my money. Better than nothing. Just topup money to activate account on Friday 6thJune. But it show complete by 13th June. So slow processing.  |
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Jun 14 2025, 03:21 PM
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#6
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(guy3288 @ Jun 14 2025, 03:15 PM) thanks bro. is that without any quests?So even without Bonus RM10 and RM27.45 return is a good 4.11%!!  put in that Bonus RM10 and 27.45 return is 4.78%  conclusion - Versa is better than KDI This post has been edited by Optizorb: Jun 14 2025, 03:22 PM |
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Jun 25 2025, 02:27 PM
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#7
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Senior Member
1,259 posts Joined: Sep 2021
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Ahh crap just made a deposit then only remembered Friday is a public holiday..
The deposit only completed on Monday 30/6... Means wont get any interest for it from today till Monday right.. |
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Jun 29 2025, 04:11 PM
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#8
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(1mr3tard3d @ Jun 27 2025, 03:26 PM) » Click to show Spoiler - click again to hide... « could check the statement and would realise that the NAV of converting cash-in to units was based on processing date instead of completed date But i checked in app for each of my deposit transactions, it seems it become "processing" around 20~30 mins right after "submitted" (aka the time we made the deposit on our end) So is it safe to say all my units were purchased on the same day of the deposit, therefore the interests start accruing on the same day as well? |
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Jun 30 2025, 09:37 PM
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#9
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(Gabriel03 @ Jun 30 2025, 09:19 PM) tmr, there will be a massive cash out from versa as it's tge end of the special 2% promotion back to KDI for me  |
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Jul 1 2025, 02:57 AM
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#10
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Senior Member
1,259 posts Joined: Sep 2021
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Sad to see the booster at 0% now
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Jul 1 2025, 06:35 PM
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#11
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(victorian @ Jul 1 2025, 06:16 PM) yes its reasonable for you to do it since you have withdrawn earlier. yess. i rather go back to KDI 4% very much less headache or need to crack your head to verify your numbers..Versa's choice to exclude non-fresh fund from this event just means that everyone will just withdraw out the previous locked funds, and once withdrawn out very likely they will not put it in anymore. Will only return if Versa comes back with some gooding promo.. |
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Jul 11 2025, 11:36 AM
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#12
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(mamamia @ Jul 11 2025, 11:21 AM) noob question > all these r not capital guaranteed right? yea not PIDM protected |
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Jul 29 2025, 04:59 PM
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#13
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(guy3288 @ Jul 29 2025, 01:06 PM) i use my record , back calculate received 2% quest bonus, but 0.3% quest bonus not yet..7.5.25 deposited RM80.7k completed on 9.5.25 14.5.25 deposited 30k completed on 16.5.25 received 2% Bonus RM322.10 i guess it is like this 80.7k x 2% x 55/365 RM243.20 30k x 2% x 48/365 RM78.90 surprisingly good, Versa calculated 2% from the day i deposited no loss 2 days interest  0.3% bonus also correct RM4.52 = 10k x 0.3% x 55/365 |
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Aug 6 2025, 01:34 PM
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#14
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Senior Member
1,259 posts Joined: Sep 2021
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QUOTE(Gabriel03 @ Aug 6 2025, 11:56 AM) From 4.1% (June) to 3.3% (July), that is a big plunge for Versa Save when the OPR dropped only 0.25%. phew luckily i withdrew atlas and put in KDI. I was this close and tempted to put in Versa because of the 4.1% July's rates (June's performance)..For those who are not participating in 4.2% fixed rate quest, you should consider moving to KDI, if Versa's performance don't improve. Even 2nd tier of KDI Save (above 50k), gives an effective rate of 3.5%. |
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