TQ for the reply.

I recently purchased AIA insurance (Life+medical). I didn't receive a medical card. Insurance agents told me it's incorporated in my identification card. Just want to verify is this true?

according to this site....

"Why is AIA no longer issuing physical medical cards to customers?
· With the launch of our new My AIA app on 3 August 2020, e-medical card has been made available to all our Individual Life, Family Takaful and Personal Accident customers.

· Effective 1 October 2020, AIA will no longer issue any physical medical cards or replacement of physical medical cards for all policies/certificates as well as for medical riders to existing policies/certificates.

· You no longer have to present your physical medical card when seeking any medical treatment.

· You are now able to view and access your e-medical card anywhere, anytime via the My AIA app.

· You can download the My AIA app and access your e-medical card after successfully logging in."


Is this a permanent discontinuation?
· Yes. Effective 1 October 2020, AIA will no longer issue any physical medical cards or replacement of physical medical cards. You are encouraged to download the My AIA app to access your e-medical card.

If faced with an emergency and you have not downloaded the My AIA App, your identity card (NRIC) / passport is also accepted.

https://www.aia.com.my/en/help-support/medical-card-faq.html

This post has been edited by MUM: May 24 2021, 10:40 PM

Yes, you won't be getting any physical card.

You can download the My AIA app and access your e-medical card from there.

Your Life Planner should have assisted in downloading and explaning the functions of myAIA app.
If for any reason you didn't download, you can produce your IC to the hospital to make verification.

hi Nemozai, you can access your AIA Medical card via MyAIA app. also good to download because they are many other features as well in the app. if really cant access during admission, just present your IC will do too

Hi, yep I tried to, but they requested for a medical check up which my mother doesn't want to do. I submitted an old report but they want a recent one. Anyhow also need to do a medical report..

anyone manage to use insurance for covid related hospitalization?

Hi yes I'd like to give it a shot. What do you mean by under your disposal btw? Can you pm me your number?

Which insurance company should I buy?

As a Licensed Financial Planner, I am license to deal with the insurance companies below

Local General Insurance
- AIG Malaysia Insurance Berhad
- Allianz General Insurance Malaysia Berhad
- AmGeneral Insurance Berhad
- AXA-AFFIN General Insurance Berhad
- Berjaya Sompo Insurance Berhad
- CHUBB Insurance Malaysia Berhad
- Great Eastern General Insurance (Malaysia) Berhad
- Lonpac Insurance Berhad
- MPI Generali Insurans Berhad
- MSIG Insurance (Malaysia) Berhad
- RHB Insurance (Malaysia) Berhad
- QBE Malaysia
- Tokio Marine Insurans (Malaysia) Berhad
- Tune Protect Malaysia
- Zurich General Insurance Malaysia Berhad

Local Life Insurance
- Allianz Life Insurance Malaysia Berhad
- AIA Berhad
- AmMetLife Insurance Berhad
- AXA AFFIN Life Insurance Berhad
- Great Eastern Life Assurance (Malaysia) Berhad
- Hong Leong Assurance Berhad
- Manulife Insurance Berhad
- Prudential Assurance Malaysia Berhad
- Zurich Life Insurance Malaysia Berhad
- Etiqa Life Insurance Berhad

Local Takaful Insurance
- AIA Public Takaful Berhad
- Etiqa Family Takaful Berhad
- Syarikat Takaful Malaysia Keluarga Berhad
- Zurich Takaful Malaysia Berhad
- Sun Life Malaysia Takaful Berhad

Offshore Life Insurance (Labuan)
- Archipelago Life Insurance Limited
- Hansard Global plc
- Investor Trust Assurance SPC
- Premier Assurance Group SPC Limited
- Manulife Insurance Labuan Limited

Are you looking into just "COVID" specific coverage or an overall ?

It also depends on your budget and what other coverage that you're looking to add-on within the policy or you're just looking into just medical benefit alone.

medical insurance with covid related hospitalization

Correct me if I'm wrong regarding hospitalisation claims process,

We are suppose to get a Guarantee Letter from our company and pass to our hospital, then the hospital will liaise with the insurance company?

In the case of emergency, what happens if we had been hospitalised, will we be required to pay the bills upfront?or we skip the GL part and provide medical card only?

All insurance companies required GL?

Edited out certain details so that it doesn't advertise a specific insurance company

Thanks! so it seems like all companies have same procedure

Hi,

Every year my statement will have this inside on my policy sustainability.. would like to ask, the amount propose of RM212 additional, is the top up I need to do monthly or yearly?

Monthly

hi Kaka23, what is the current payment frequency for your policy? usually it follows your current payment frequency, if you are paying yearly, then that amount should be a yearly topup, if half yearly, will be half-yearly top up and vice versa.