May 2 2024, 10:37 AM
QUOTE(lifebalance @ May 2 2024, 10:17 AM)
Did I seem to be replying to you? no? Why take into heart? You don't need convincing from me or anyone else since you're so "knowledgeable" already.
You are just here to try to convince everyone to buy elsewhere than agents even if you had no personal experience with whatever you recommend but you yourself said you bought AIA from agent yourself for your OWN insurance.
Oh, but why?
Because you're just pissed that you sounded like an idiot from the start when you first came into the thread and can't stand to be corrected by us. But nevertheless, you'll claim we are toxic / useless.
Also, I'm still waiting for you to honor your own words to never patron this thread again as you said yourself a couple of post back. But somehow, you're still here. Ironic. I guess you like the toxicity in here and you can't leave.
PS: I'm not mad, just tired of you playing dumb and troll in here. I know your game so I'm calling you out. Let me tell you what's your next move, you'll just continue to stay here and just continue to sing your song to sway the audience thinking you're some kind of "saint" that just tells everyone that it's better to buy insurance without an agent for no commission elsewhere but rather than listen to sound advice from proper financial advisor like me. Cause you just don't want anyone else to listen to but "RAMJADE" - So called financial guru who copy-paste sources from other financial post online.
Keep trying to stay relevant here by continuing to preach your oversea insurance and whatever other small lubang insurance plans that you are scheming.
Again, I'd like to remind everyone of Ramjade's long history here. The above is nothing new. It's been 2 years I assume (didn't bother to check the history log)
Again, as a Licensed Financial Planner myself, I take a neutral stance whether a person buys an ILP or Term Insurance and do not have any special favor towards any specific insurance company.
But I'd like to remind everyone to exercise good financial planning before deciding to cancel something just because it's assumed "No agent = No commission" and assume it's ultimately "Better".
I buy AIA for one reasonYou are just here to try to convince everyone to buy elsewhere than agents even if you had no personal experience with whatever you recommend but you yourself said you bought AIA from agent yourself for your OWN insurance.
Oh, but why?
Because you're just pissed that you sounded like an idiot from the start when you first came into the thread and can't stand to be corrected by us. But nevertheless, you'll claim we are toxic / useless.
Also, I'm still waiting for you to honor your own words to never patron this thread again as you said yourself a couple of post back. But somehow, you're still here. Ironic. I guess you like the toxicity in here and you can't leave.
PS: I'm not mad, just tired of you playing dumb and troll in here. I know your game so I'm calling you out. Let me tell you what's your next move, you'll just continue to stay here and just continue to sing your song to sway the audience thinking you're some kind of "saint" that just tells everyone that it's better to buy insurance without an agent for no commission elsewhere but rather than listen to sound advice from proper financial advisor like me. Cause you just don't want anyone else to listen to but "RAMJADE" - So called financial guru who copy-paste sources from other financial post online.
Keep trying to stay relevant here by continuing to preach your oversea insurance and whatever other small lubang insurance plans that you are scheming.
Again, I'd like to remind everyone of Ramjade's long history here. The above is nothing new. It's been 2 years I assume (didn't bother to check the history log)
Again, as a Licensed Financial Planner myself, I take a neutral stance whether a person buys an ILP or Term Insurance and do not have any special favor towards any specific insurance company.
But I'd like to remind everyone to exercise good financial planning before deciding to cancel something just because it's assumed "No agent = No commission" and assume it's ultimately "Better".
1. The most no issue admission insurance. I got not much data for gathercare. I have only one data on medisavers.
I don't like the toxicity here but I will reply and share what I know.
Er let us just say I know some stuff about you. A little birdie told me. Which make my instinct correct.
Hello, in case you don't know I did take advise from some people here. Only I didn't message you. You were not on my list of potential agent. Don't feel bad that I didn't consider you as my agent while I consider lots of people here as my potential agent. I was glad I trusted my instincts. I message around 4 people here.
If can, I won't use agent. But the environment make it impossible to buy without an agent. So no choice. But I am glad I didn't pick you as my agent.
You maybe licensed but you have lousy ethics. Lots of people are licensed. Bad or good apples. It's about choosing the good apples from the bad apples.
Anyway since you like to win so much, let you win lo. I got nothing to lose anyway except my time.
This post has been edited by Ramjade: May 2 2024, 10:43 AM
Quote
okay. Whatever, I'll continue to call you out.
) 
will look further into it. 
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