Dear Sifus,

Just checking, my dad just retired. He has a ammetlife medical insurance that he took with a co-insurance as his company used to cover his medical expenses. He just renewed his policy about a month ago.

Given he is retired now, i want to reduce / remove the co-insurance. My agent said this cannot be done till renewal and instead proposing a new insurance card.

Seeking advice if we can reduce the co-insurance ? or must wait till renewal?

SIFU's !!

Seeking your guide on taking a new medical insurance plan. Standalone Plan.

Been employed abroad, with global insurance coverage to sum 1.5Million USD.

But i would like to take up a local medical plan for personal use when i probably retire and come back to KL.

Thus the card largely be not used at all for the next 10 years maybe or more.

So ideally a high deductible medical card?

Seeking your advice!

in other countries; government to work on regulating pricing.

https://www.thehindu.com/opinion/op-ed/cour...cle68122147.ece