Outline ·
[ Standard ] ·
Linear+
Insurance Talk V7!, Your one stop Insurance Discussion
|
lifebalance
|
Aug 18 2021, 01:30 PM
|
|
QUOTE(cybpsych @ Aug 18 2021, 01:24 PM) HLA becomes third Malaysian insurer to provide COVID-19 coverageThe coverage is given at no extra cost as part of HLA’s complimentary special benefit for policyholders with individual medical plans when they get admitted at private hospitals for COVID-19 treatments in... Categories 3 (symptomatic, pneumonia) Category 4 (symptomatic, pneumonia, requiring supplemental oxygen) Category 5 (critically-ill with multi-organ involvement). “This programme also offers policyholders coverage for post-vaccination complication with daily hospitalisation benefit of RM200/day up to seven days for any complications that may arise after they are vaccinated,” noted HLA. Allianz launched the same time with HLA on the Covid coverage on 14th Aug
|
|
|
|
|
|
lifebalance
|
Aug 18 2021, 03:19 PM
|
|
GE now covers COVID-19 on reimbursement basis starting 18 August 2021. However, limited to RM20 mil Fund on Goodwill basis.
This post has been edited by lifebalance: Aug 18 2021, 03:20 PM
|
|
|
|
|
|
MUM
|
Aug 18 2021, 03:27 PM
|
|
QUOTE(lifebalance @ Aug 18 2021, 03:19 PM) GE now covers COVID-19 on reimbursement basis starting 18 August 2021. However, limited to RM20 mil Fund on Goodwill basis.  since on Goodwill basis,...will it impact the policy annual limits/lifetime limits?
|
|
|
|
|
|
lifebalance
|
Aug 18 2021, 03:33 PM
|
|
QUOTE(MUM @ Aug 18 2021, 03:27 PM)  since on Goodwill basis,...will it impact the policy annual limits/lifetime limits? No, it will not affect your overall annual limit and overall lifetime limit.
|
|
|
|
|
|
MUM
|
Aug 18 2021, 03:37 PM
|
|
QUOTE(lifebalance @ Aug 18 2021, 03:33 PM) No, it will not affect your overall annual limit and overall lifetime limit.  Much better than some that has "Policyholders are entitled to claim hospitalisation reimbursement up to their annual limit and lifetime limit subject to the existing terms and condition of their medical plan."
|
|
|
|
|
|
lifebalance
|
Aug 18 2021, 03:39 PM
|
|
QUOTE(MUM @ Aug 18 2021, 03:37 PM)  Much better than some that has "Policyholders are entitled to claim hospitalisation reimbursement up to their annual limit and lifetime limit subject to the existing terms and condition of their medical plan."  if your medical benefits has over >1 mil annual limit, that's not an issue. with 20 mil, assuming each case is Stage 5 that cost 200k, you just need 100 people to claim up the amount & that's it (unless the insurance company extends the amount)
|
|
|
|
|
|
MUM
|
Aug 18 2021, 03:44 PM
|
|
QUOTE(lifebalance @ Aug 18 2021, 03:39 PM)  if your medical benefits has over >1 mil annual limit, that's not an issue. with 20 mil, assuming each case is Stage 5 that cost 200k, you just need 100 people to claim up the amount & that's it (unless the insurance company extends the amount)  that is very true and possible too  till then
|
|
|
|
|
|
ckdenion
|
Aug 18 2021, 05:06 PM
|
|
QUOTE(lifebalance @ Aug 18 2021, 03:19 PM) GE now covers COVID-19 on reimbursement basis starting 18 August 2021. However, limited to RM20 mil Fund on Goodwill basis. hi lifebalance, do you have the official link or official statement for this? i cant find it on their website or maybe not available in their website yet. wanna send it to my friends. thanks ya  edit: also Allianz one. cant find the update on their website. This post has been edited by ckdenion: Aug 18 2021, 05:11 PM
|
|
|
|
|
|
lifebalance
|
Aug 18 2021, 06:11 PM
|
|
QUOTE(ckdenion @ Aug 18 2021, 05:06 PM) hi lifebalance, do you have the official link or official statement for this? i cant find it on their website or maybe not available in their website yet. wanna send it to my friends. thanks ya  edit: also Allianz one. cant find the update on their website. Got to wait, marketing dept making it 😊
|
|
|
|
|
|
Holocene
|
Aug 18 2021, 08:33 PM
|
|
QUOTE(ckdenion @ Aug 18 2021, 05:06 PM) hi lifebalance, do you have the official link or official statement for this? i cant find it on their website or maybe not available in their website yet. wanna send it to my friends. thanks ya  edit: also Allianz one. cant find the update on their website. Tunggu bro tunggu it will come eventually
|
|
|
|
|
|
kangwoo
|
Aug 19 2021, 08:33 AM
|
Getting Started

|
QUOTE(super911 @ Aug 15 2021, 01:04 AM) I have checked with etiqa but they said the highest claimable amount is RM150K. Any idea which insurance company can fully cover RM300K? AIA as long within your AL... APH min AL is 500k max RM1.5M, APHB min AL is RM500 MAX RM1.650M No lifetime limit
|
|
|
|
|
|
ckdenion
|
Aug 19 2021, 10:34 AM
|
|
QUOTE(Holocene @ Aug 18 2021, 08:33 PM) Tunggu bro tunggu it will come eventually  ok bro, wait for you to update all of us. QUOTE(kangwoo @ Aug 19 2021, 08:33 AM) AIA as long within your AL... APH min AL is 500k max RM1.5M, APHB min AL is RM500 MAX RM1.650M No lifetime limit the APHB minimum is RM400k. A-Plus Health Booster brochureThis post has been edited by ckdenion: Aug 19 2021, 10:35 AM
|
|
|
|
|
|
kangwoo
|
Aug 19 2021, 12:38 PM
|
Getting Started

|
QUOTE(ckdenion @ Aug 19 2021, 10:34 AM) ok bro, wait for you to update all of us. the APHB minimum is RM400k. A-Plus Health Booster brochureBrochure 400k but in ipos after generate policy 500k
|
|
|
|
|
|
huangpl89
|
Aug 19 2021, 12:40 PM
|
Getting Started

|
QUOTE(ckdenion @ Aug 18 2021, 05:06 PM) hi lifebalance, do you have the official link or official statement for this? i cant find it on their website or maybe not available in their website yet. wanna send it to my friends. thanks ya  edit: also Allianz one. cant find the update on their website.  I'm Allianz customer and agent also. so i got received email from Allianz for this sharing.
|
|
|
|
|
|
SUSyklooi
|
Aug 19 2021, 12:48 PM
|
|
QUOTE(huangpl89 @ Aug 19 2021, 12:40 PM)  I'm Allianz customer and agent also. so i got received email from Allianz for this sharing.  how much does this goodwill basis cover? Attached thumbnail(s)
|
|
|
|
|
|
lifebalance
|
Aug 19 2021, 12:51 PM
|
|
QUOTE(yklooi @ Aug 19 2021, 12:48 PM) how much does this goodwill basis cover? As per your plan benefit Limit for now.
|
|
|
|
|
|
lifebalance
|
Aug 19 2021, 12:52 PM
|
|
QUOTE(ckdenion @ Aug 19 2021, 10:34 AM) ok bro, wait for you to update all of us. the APHB minimum is RM400k. A-Plus Health Booster brochure500k because + A Med Regular benefit
|
|
|
|
|
|
SUSyklooi
|
Aug 19 2021, 12:57 PM
|
|
QUOTE(lifebalance @ Aug 19 2021, 12:51 PM) As per your plan benefit Limit for now. based on annual limits or lifetime limits?
|
|
|
|
|
|
lifebalance
|
Aug 19 2021, 12:59 PM
|
|
QUOTE(yklooi @ Aug 19 2021, 12:57 PM) based on annual limits or lifetime limits? Annual Limit
|
|
|
|
|
|
ping325
|
Aug 19 2021, 01:13 PM
|
|
QUOTE(yklooi @ Aug 19 2021, 12:57 PM) based on annual limits or lifetime limits? If you have annual limit 1M and refresh every year; means if this year you claim 400k , you left 600k to use this year , for next year you get fresh 1M again. if you have annual limit 500k and lifetime limit wont refresh and shared used; means if this year you claim 400k , you left 100k only for you to use whole life This post has been edited by ping325: Aug 19 2021, 01:15 PM
|
|
|
|
|