I have checked with etiqa but they said the highest claimable amount is RM150K. Any idea which insurance company can fully cover RM300K?

No, la. I wont be so stupid haha. If I need to be hospitalised, I will come back to Msia lo Is that still possible ? the medical card still valid I am not in Msia for 90 days consecutively ?

Recently there is a viral covid hospitalization charges over RM300K. Is there any medical card willing to cover this amount?

...

So back to your question : Is there any medical card willing to cover this amount?
For prudential , yes , subjected that is it necessary covid treatment & the covid promotion still ongoing.
*subjected to cashless or reimbursement basis

So company can stop the covid promotion anytime?

So back to your question : Is there any medical card willing to cover this amount?
For prudential , yes , subjected that is it necessary covid treatment & the covid promotion still ongoing.
*subjected to cashless or reimbursement basis

So company can stop the covid promotion anytime?

bro...these are case to case basis....
let me share you a real life example....

Scenario 1 - real case of my friend in negeri sembilan
A close friend of mine get covid positive , he also have insurance plan with prudential.
when he admitted to hospital , doctor say he is just mild case nothing to worry about...just quarantine at home.
but he die die want to be admitted , he say he pay himself he just want to make sure 100% treated.
He is panic and scared to die , he worried that his stage will escalate to stage 3 or 4.

Well, of course doctor welcome him , since he mentioned self pay.
THEREFORE , THIS SCENARIO CANNOT CLAIM INSURANCE ALREADY.
he just panic and dont want to die...
he stays around 1 week and total bill around 60k.
Will the bill amount same when claim using medical card ? 

Scenario 2
Someone kena covid and private hospital say he need immediate treatment then different case.
later on the bill charged 200k , for this case can be claim by prudential as long as the covid coverage promotion still ongoing.
claim limit is according to the limit of medical card you bought.
whether it is cashless or reimbursement ? i advise standby cash first if suddenly cashless cannot use

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The screenshot of the 300k is very brief , we cant just judge the book by its cover.
it can be the customer pay himself and he want the best treatment and budget not an issue , so hospital charge gao gao full-fledged servicing.
when it comes to use medical card , it is subject to necessary treatment ONLY.

So back to your question : Is there any medical card willing to cover this amount?
For prudential , yes , subjected that is it necessary covid treatment & the covid promotion still ongoing.
*subjected to cashless or reimbursement basis

The picture you uploaded...
That is the sub-total. As clearly stated in the picture that went viral and you chose to upload

The actual total is over 600k.
Yes, the person paid it himself. After all, he was hospitalized for close to 2 months consecutively.

Just for education sake, KKM has been playing an active role in managing and regulating ceiling prices that private hospitals can charge for whatever services or procedures. Should there be unreasonable charges, you can actually call up the hospital and have it reversed or refunded.
Your statements seem to undermine the ministry's efforts and also subject to libel and slander against KPJ Damansara Hospital (which my customers frequent and I have a good working relationship with members of its staff).

May I so humbly suggest (with your best interests at heart) that you either amend or remove your posting above.

How would a patient know the charges are not reasonable ?

Can a patient request for a review based on a 'similar' treatment of another hospital charges ?

How would a patient know the charges are not reasonable ?

Can a patient request for a review based on a 'similar' treatment of another hospital charges ?

The picture you uploaded...
That is the sub-total. As clearly stated in the picture that went viral and you chose to upload

The actual total is over 600k.
Yes, the person paid it himself. After all, he was hospitalized for close to 2 months consecutively.

Just for education sake, KKM has been playing an active role in managing and regulating ceiling prices that private hospitals can charge for whatever services or procedures. Should there be unreasonable charges, you can actually call up the hospital and have it reversed or refunded.
Your statements seem to undermine the ministry's efforts and also subject to libel and slander against KPJ Damansara Hospital (which my customers frequent and I have a good working relationship with members of its staff).

May I so humbly suggest (with your best interests at heart) that you either amend or remove your posting above.

oh ya, is this really admission due to covid?

Yes it is.
Final total was RM603,XXX.83.

The picture you uploaded...
That is the sub-total. As clearly stated in the picture that went viral and you chose to upload

The actual total is over 600k.
Yes, the person paid it himself. After all, he was hospitalized for close to 2 months consecutively.

Just for education sake, KKM has been playing an active role in managing and regulating ceiling prices that private hospitals can charge for whatever services or procedures. Should there be unreasonable charges, you can actually call up the hospital and have it reversed or refunded.
Your statements seem to undermine the ministry's efforts and also subject to libel and slander against KPJ Damansara Hospital (which my customers frequent and I have a good working relationship with members of its staff).

May I so humbly suggest (with your best interests at heart) that you either amend or remove your posting above.

hi jiunwei , thanks for the heads up , i edited the post regarding the screenshot address to super911 post.
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Regarding my earlier post:
The screenshot of the 300k is very brief , we cant just judge the book by its cover.
it can be the customer pay himself and he want the best treatment and budget not an issue , so hospital charge gao gao full-fledged servicing.
when it comes to use medical card , it is subject to necessary treatment ONLY.

Modified post :
The screenshot of the 300k is very brief , we cant just judge the book by its cover.
it can be the customer pay himself and he want the best treatment and budget not an issue , so hospital charge gao gao full-fledged servicing with prior customer consent.
when it comes to use medical card , it is subject to necessary treatment ONLY.
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Very sorry , i didn't elaborate clearly and deep enough. Maybe i share my bill recently which i walked in to sunway velocity.
And also my friend who self paid for covid admission , billed 60k for 1 week stay. [ both self pay ]

During May 2021 ,I'm having a mild tonsillitis & i decided to walk in private hospital for treatment, i already know it is not covered under medical card.
I do not want to go to clinic and want a proper ENT specialist consultation.

Yes agreed that each of the itemised item billing is standard & according to KKM ceiling prices. Itemised charges also reasonable.
The difference is the doctor keep pushing me to add more itemised item during consultation, which will make the bill sky high if i didn't rejected.

Inside consultation , he did mention normal medication with one week rest at home will be ok normally , but i have to endure the pain.
Afterwards , he offered me if i want to treat it immediately by giving me more expensive pharmacy item + Tonsillectomy if i really don't want to endure the pain.
Is it medical necessary ? he says nop for now but it is best if I have budget for it to make sure everything 100% cured immediately.
The doctor actually show me all the itemised billing inside room from his pc, before i agree and consent to go for it.
The bill was like few hundred vs 20k...in the end i choose few hundred. If I'm a millionaire of course i would have go for 20k.

For my friend case, he don't have budget issue and want the best treatment for covid. Already pre-mentioned to the doctor.
Therefore, she almost ticked all itemised options including priority equipment usage , good meal and good solo room to stay.
She get billed for 60k ( non ICU stay , stage 2 ) for one week only. [Self pay-voluntarily admission]


Consultation is pretty much standard , the killing part is hospital charges where it can be added up until very long itemised which makes the bill very expensive.

Recently unable to get sms pin when want to login in to econnect GE. Anyone faces same problem?

Recently unable to get sms pin when want to login in to econnect GE. Anyone faces same problem?