yes, it would be considered as payment in advance and increases the available credit
no, the credit balance is not restricted to 12 months but if unable to fully utilise within 12 months meaning you are paying more than spending, which kind of defeats the purpose of credit card

yes, you are right
a few things to note
your available credit in affin will be reduced by the total BT amount and progressively restored as instalments payment made
assess whether you are comfortable with the BT instalment amount RM 1,333, might strain cash flow

anyone knows how to enable sms notification?

This morning I went to branch enquire about this,they told me no more sending out notification, get fraud just report. What a lousy bank. Lol

1) save cost
2) mcmc requirements on sms content.

in the end, banks fedup

Eh...it's been a while since I access the app and website so I think mine got deactivated. But when I tried to activate it, key in my credit card number and press "Continue" then nothing happen...anyone experience this or did I do anything incorrectly?

what browser you're using?

perhaps try using a generic chrome browser?

Tried both chrome and edge. I noticed there's no option to key for TAC dont know why.

try latest version of firefox.
i'm not sure but sometimes they keep telling me my chrome is outdated version and can't login but when i check i'm already using the latest version of chrome with no update available.

so i just use latest version firefox and no issue.

This post has been edited by sjz: Nov 22 2024, 11:34 AM

I am facing similar problem. I don't have a solution yet so far.

Yea..got time only I'll call the customer service. At the moment I just wait for the month end statement.

i also facing same deactivate issue by using iphone / google chrome,no solution after try many time by reinstall all those,then i call cs and immediately settle,but the call also waited around 10 minutes before speak to cs even weekdays,cs told me better to keep login web & app every 2 weeks

So far any other cards tjat can replace affin VS card?

unfortunately none that better it

nearest I'd say is mbb fc Barcelona


what do u spend MOST with affin VS? perhaps swing them to other card?

I am interested in both Affin DUO and DUO+ for cash back.

I talked to someone in Affin bank branch. They told me Affin has a policy of issuing max 3 credit cards per customer, which mean I cannot apply for both DUO and DUO+ as that would be 4 cards.

Is this 3 cards policy real? I wonder should I go to ask another Affin branch.

no need waste time lo

just apply 1 set first ... after approved, apply the other set

even better.
tell them we don't need the Duo or Duo+ Master.
remove 1 of them to save SST

Yup, I also get the same response from them. Mind sharing where your location at?

Branch A told me max cards per customer is 3 only.
So, I went to branch B to apply my another DUO cards, received call from them the next day saying the same thing too.

I called up CS, a rep pick up and put me on hold (checking with his Superior), saying no such policy.
A customer can have any of Affin cards subjected to the customer's eligibility.
CS asking me to try apply online through their site. (Haven't done so yet as currently applying CC from other bank)

now im holding duo & duo+, total of 4 cards.

perhapds u can apply through the sales agent instead at branch.

Was thinking this

They said cannot like this.

Thank you.

I asked at Cyberjaya branch, after lunch with clients.

Good to know it is possible. Thank you

This post has been edited by nexus2238: Dec 2 2024, 06:31 PM

Spend on everything that can wave even RM1... Haha..

The card is easily broken. Probably bad chip. Replaced few times ady