I wonder if the cashback card entitle cashback for all transaction? Or only online type of transaction?

Because I only activate the cashback card.

Thanks

Thanks ya for the refresher

is there an app to manage this affin duo cc ?

So is it means every month the spending should be at least RM3080 because in the end, RM80 (cashback) will be taken out from the equation?

Actually I don't understand what is Balance Transfer. Never use before. But I always see people talking about this in the forum.

Anyone kindly provide simple explanation on this please?

Clean and clear

Can utilise the 0% BT to increase the monthly spending then

Guys, need advice from you guys for BT (balance transfer).

I got an email for this, I never do this before and I would like to try out but not sure how to do it.

There mentioned min BT amount is RM2000. I am existing cardmember.

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If I would like to maximize it to get RM50 cb each month with only RM1667 spending.

Does this mean that RM3050 - RM1667 = RM1383 <<< this is the minimum amount that I should move from other CC to Affin each month?

So total minimum BT amount that I should apply is:

RM1383 x12 month = RM 16,596.00 ?


Then, at the BT application page, I must add the CC bank and the amount, let say I have 2 other banks' CC, then I have to do my own maths to divide the RM1383 into both CC and fill up the form?

Let say the allocation would be:
CC 1: RM383
CC 2: RM1000

So after I submit the above amount for both CC, Affin bank will automatically do the transfer of the above said amount from respective CC to my Affin Duo Visa card account and I will do the monthly repayment?

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Sorry for the story and thanks for your time. Look forward for some input, any input is welcome =)

Thanks.

Pictures:


This post has been edited by michealelsie: Nov 18 2024, 12:29 PM

Thanks for your answer

So for my case, I will fill up RM4596 for CC1, RM12000 for CCC2.

Then I continue use both CC1 and CC2 up to their respective amount which are RM383 and RM1000.

Affin bank will transfer all the spending from above said CC to affin card account.

What if there is a month where I spend more than the preset amount, say CC1 I spent RM500, CC2 same RM1000,
then Affin bank will still transfer RM383 from CC1 or Affin will transfer all CC1 outstanding balance to my Affin card account?

now u mention only i realise, ya not receive any sms

Ah ha... now i got it, really thanks both of you for explaining.

So I just add the CC and amount that I want for each CC that I add during the BT application.
Affin will then lump sum "top up" the said amount to respective CC so that I have that kind of credit balance for me to spend over 12 months.

Meanwhile at my Affin monthly statement, I will have the amount (Total amount of my application / 12 mths) billed to my affin CC monthly across 12 months span.

Whatever I will spend with the other CC/s is not related to Affin, as long as I fully paid my Affin bill can ald to avoid interest charges.

Right?

anyone knows how to enable sms notification?