if ur payment due date fall on weekend, maybe u can try to appeal with them again with BNM grace period requirement.

Clinic spend is fixed every month, cost more than 700 for me n my mon. Sometime I will spend on other things except main categories.

I hv UOB One, HLB Wise, n GXBank already. The area I live in only hv Lotus n Mydin but abit far for me n I rarely go coz I alway go nearby supermarket or convenience store on weekday..

Duo+ will replace my GXBank in future. Is it Duo+ wave then pin not eligible for CB for 250 above? I saw in this thread got ppl success get CB when do this method.

ahh duo+ suitable for you then

afaik, not many reported can get cb for >250 with pin. I tested myself previously using my VS (now as duo+), no luck. but I also gotten renewal to duo+ this month. yet to test again.

In the earlier days of Duo+, if my memory serves me right, you can still get cashback despite wave + pin >250.

However I think they have closed this loophole. As per my last month statement, anything more than 250 with wave + pin, not eligible for Cashback

curious if erry- still getting cb lately for >250+pin

Look like not many ppl own Duo+. Even banker also disparage this card n ask me go for Duo when I apply Duo+.. At the end I applied both, both cards has its benefit.

Will try spend >250 after I received this card.

3% cb is good for overall daily card use. the ineligibility of cb for contactless >250+pin is the killer blow for this card.

banker/agent prefer easier-to-approve cards in order to earn their commission no point selling Duo+ (Visa Signature + Mastercard Platinum) but couldnt get approved. all their time and energy servicing you wasted

duo+ visa is good where merchants willing to swipe contactless multiple times without complaint. my best use is at private hospital. they willing to accept and oblige to wave ANY card combination you have with ANY amount you requested

example




today also already waved 250 + 250 + 100 using Affin Duo+ Visa ... then 600 using M2C Amex to earn some browny points for future SST redemption later.

This post has been edited by cybpsych: Apr 13 2024, 05:25 AM

lol, they should know I pledge FD sure high chance to approve.

Duo+ also a good card but need to know how to utilise it.

iirc i never wave >250 anymore since june 23. Coz no more big purchase. Even need to pay 400-600 also i prefer to pay using qr code coz topup tng (not anymore after 1% fee imposed) / grabpay comfirmed got cb (i also have uob one, pbe vs & pib visa for grabpay purpose)

Grabpay got cb? I tot points only.

When i make payment, can choose to redeem points.

Didn't pay attention if i do this in offline mode. So far i redeem paying zBill.

duo+ visa = cb for paywave
duo only (no plus) visa = cb for online

so yes topup grabpay using affin duo visa got cb.

https://www.affinalways.com/storage/AffinAl...artners-ENG.pdf

most people have both duo & duo+



This post has been edited by erry-: Apr 13 2024, 04:25 PM

i did remember to pay

i did new BT.

everymonth my CC amount the same.


that month NEW BT----i lupa ........
so memang is my own fault ,,,,,,,

i did the BT so that i meet statement RM3K ......

Insurance auto billing still can get Cash back for amount above rm250 for Duo+?

pop quiz: what are the features of Affin Duo+ ???

made a flight tickets purchase on Friday. posted early this morning. manage to get 0% installment by calling in. statement date is today. 😬

Haha. that's why i tell the cashier to split when bill is above 250. i told them i forgotten the pin number for my card and need to split the paywave few times. They have no trouble doing that for me.

wow the cashier should be fired. security is lax

Why exactly is it the cashier's job to bother about bank/card security? Cashier's job to serve the customer, and this is being done here.

customer 'forget' the card pin, possible stolen card? doesn't that sound fishy to you? so can a cashier do hanky panky stuff with outsiders and simply wave stolen cards and hide behind it's not their job? i guess perhaps i expect high standards instead of mediocrity. sorry for that.

just like bank customer service officers, sometimes we say they all sibuk when they ask why withdrawing so much money esp to elderly. but in actual fact could have prevented something worse.