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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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rocketm
post Dec 17 2023, 01:41 PM

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Anyone apply Affin Duo Visa credit card by pleading FD with them?

The credit card agent said need to open a FD account only. The interest will credited to this account and I can withdraw only the interest.

Is the agent giving me the correct information that I do not need to open a saving account?
rocketm
post Dec 17 2023, 01:47 PM

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QUOTE(dark_axl21 @ Dec 17 2023, 02:43 PM)
Pledging FD?
How much is your annual pay compared to your debt ratio?
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annual pay RM81600.00
Debt: RM0.00

CCRIS only showing my first credit card that I just got in November but still showing 0.
rocketm
post Dec 17 2023, 01:54 PM

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QUOTE(dark_axl21 @ Dec 17 2023, 02:53 PM)
I think the agent is just trying to peddle and push for sales of other products.

Should be able to get the CC easily.
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If just putting FD to get the CC, what else can they cross sales to me?
It is my first time using FD to get CC.
rocketm
post Dec 17 2023, 03:04 PM

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Anyone using Affin CC without having their online banking?
Is the monthly statement will deliver to your registered email?

rocketm
post Dec 17 2023, 03:47 PM

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QUOTE(Human Nature @ Dec 17 2023, 04:32 PM)
WHen I first got the card, it is without any savings account. Can stiill register for online banking, get the officer to set up for you when you collect the card.
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What is the average processing time when you collect the card and register for the online banking?
I would want to plan my time if successful gotten the card.
rocketm
post Dec 17 2023, 04:40 PM

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QUOTE(Human Nature @ Dec 17 2023, 05:31 PM)
The same office who passed me the card assisted in the setup. Basically regsiter TAC with your phone number. Then you can create the online banking at home. Will take effect next day.
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Is it able to complete within 1 hour lunch time?

Based on some review, certain branches have limited staff and counter open to cater customers.

 

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