Your previous statement balance is less than RM3000.

This post has been edited by ClarenceT: Mar 23 2022, 03:39 PM

is the cashback given based on statement cycle or calendar month? if i count my spend from 22 Feb to 19 Mar, total spend is 3084 but the total spend from 1 Mar to 19 Mar is 2634 (before minusing rebate of 50) . still a bit confused how the cashback is calculated.

This post has been edited by jutamind: Mar 23 2022, 03:48 PM

statement cycle


you overpaid (3031.37) your previous statement (2581.37)

ok if i paid 2581.37 last month, i should get 80 cashback this month. am i correct?

no

your previous statement still <3k la




This post has been edited by cybpsych: Mar 23 2022, 04:06 PM

check YOUR PREVIOUS BALANCE, if < RM3k then max cb for current month is RM50, if >= RM3k then can get 3% max RM80
YOUR NEW BALANCE will be your next statement YOUR PREVIOUS BALANCE to determine whether you can get RM50 or RM80 for next statement

Thanks for detailed explanation

Actually this "previous statement thing" is a headache to most people.
We really have to track our spending including reversal if we are expecting any. We don't necessarily know when the reversal will be credited.

I just spend a little more and spare myself the headache.

Is it really that much of a headache tho?
If havent paid off previous statement amount, spending this cycle is Balance - previous statement amount.
If paid off previous statement amount, balance is amount spent this cycle.
Dont know about others, but I don't expect reversals on a monthly basis.

just spend one place, ew normally won't refund

Just one question although I roughly guessed the answer.

My VS card got charged SST but auto waiver get for my annual fee, do you think I can ask for SST waiver as well. My gut feeling tell me is no lah

I canceled my vs and bhpetrol card in different timing
They also not offer sst loyalty cashback despite the reason was due to SST

This post has been edited by wjleong15: Mar 26 2022, 11:17 AM

I think affin is the only bank I willing to pay for the SST 😅😅

What about mbb?

MBB can contra with points Mah.

Earlier someone shared about 0% installment for 12 months, coincidentally I had a big amount to swipe a few days ago. Once it is posted on my transactions list, I called Affin CS to convert it to 0% installment, easy peasy process. I will only know when the first installment is posted on the statement, she said hardly it will have unsuccessful case.

alternatively you can use forms as well, I just recently converted mine via form, 2k for 0% 12 months.

Hi, planning to sign up the Visa for ewallet CB. Checked Ringgiplus and Comparehero but seems that there's no signup promo.

May i know so far has anyone come across any new to bank sign up promos for Affin cc?

thanks