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> Affin Duo Credit Card, great rewards for eWallet (Credit Cards)

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TSalandhw
post Sep 2 2020, 09:21 AM

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QUOTE(GrumpyNooby @ Sep 2 2020, 08:51 AM)
I like your explanation in (2). rclxms.gif
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My experienced with Affin gift was thumbler.
Has requested for Umbrella, but the sales banker just can offer thumbler

GrumpyNooby
post Sep 2 2020, 09:21 AM

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QUOTE(alandhw @ Sep 2 2020, 09:21 AM)
My experienced with Affin gift was thumbler.
Has requested for Umbrella, but the sales banker just can offer thumbler
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Umbrella more expensive than tumbler? hmm.gif
TSalandhw
post Sep 2 2020, 09:24 AM

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QUOTE(GrumpyNooby @ Sep 2 2020, 09:21 AM)
Umbrella more expensive than tumbler?  hmm.gif
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Umbrella is more practical. Haha
By the way, the given tumbler is those low quality one which turn as stor room collection.
YoungMan
post Sep 2 2020, 09:27 AM

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I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
datolee32
post Sep 2 2020, 09:29 AM

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I got the sling bag when apply Affin VS card, applied in Mytown.
GrumpyNooby
post Sep 2 2020, 09:30 AM

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QUOTE(YoungMan @ Sep 2 2020, 09:27 AM)
I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
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They had done their market research and analysis before coming down to that marketing details.
coolguy99
post Sep 2 2020, 09:32 AM

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QUOTE(YoungMan @ Sep 2 2020, 09:27 AM)
I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
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Topup ewallet that does not have withdrawal feature (i.e. TnG Boost Grabpay) is fine. Does not make business sense to allow ewallet like BigPay though.

ClarenceT
post Sep 2 2020, 09:33 AM

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QUOTE(YoungMan @ Sep 2 2020, 09:27 AM)
I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
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Not everyone can play cash-out at SarawakPay.
You are different, you can spend actively but not most of the people in LYN (some already got banned)
cybpsych
post Sep 2 2020, 09:35 AM

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QUOTE(YoungMan @ Sep 2 2020, 09:27 AM)
I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
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Affin dont have to regret as they allow it for cashback calculation. it only impact their P&L, which already scoped into their business case when coming up with this Duo card. Else, they wouldn't so upfront in listing the ewallets out biggrin.gif It's more of tactical approach to target ewallet spending.

payment cards are just the topup source (souce of funding) --> ewallets

majority of the work is on these ewallets providers because they need to keep maintaining and reporting the withdrawal activities. laugh.gif
zstan
post Sep 2 2020, 09:42 AM

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Finally a thread for this. Will apply when i'm free. I think Affin is trying to get some market share in times of pandemic. They have always been the smallest of the players.
jiaen0509
post Sep 2 2020, 10:04 AM

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QUOTE(fruitie @ Sep 2 2020, 09:06 AM)
I filled up online form on last Friday and received call yesterday to collect biometric verification from me. Yesterday one Affin staff came and met me already. Result will know within a week.

Considering quite fast, only one working day.
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You got thumbs print?
fruitie
post Sep 2 2020, 10:31 AM

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QUOTE(jiaen0509 @ Sep 2 2020, 10:04 AM)
You got thumbs print?
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Everyone has thumbprint. laugh.gif
Yes, done the biometrics part.
rhodon
post Sep 2 2020, 10:35 AM

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QUOTE(YoungMan @ Sep 2 2020, 09:27 AM)
I think they will regret allowing people to topup Ewallet, but let's see. Can topup Bigpay and Sarawakpay to get free money and then withdraw.
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Bigpay credit card topup limit rm2500 only. Some already have more than 1 card.
MilesAndMore
post Sep 2 2020, 11:10 AM

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QUOTE(Human Nature @ Sep 2 2020, 08:58 AM)
That’s why still wondering what is Affin’s playbook strategy. Just few months left to 2021.
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Banks are better off rewarding their cardholders that consistently use their credit cards by way of cash back instead of campaigns that give out free mobile phones, cars or sometimes even houses. Banks like Citibank and HSBC have been throwing a lot of money too with their super generous sign-up offers that give out RM300 - RM500 free money. Banks should definitely re-look into their strategy on how to award their cardholders.

This post has been edited by MilesAndMore: Sep 2 2020, 11:10 AM
geekfiredog
post Sep 2 2020, 11:17 AM

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QUOTE(cybpsych @ Sep 2 2020, 08:43 AM)
no, both cards come together.

apply from online? https://www.affinbank.com.my/Others/AFFIN-D...aspx?lang=en-US

NTB promo:
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Need to state bumiputera status in application, and give consent to sell personal data to telemarketing? bye.gif bye.gif

user posted image
PoisonSoul
post Sep 2 2020, 11:42 AM

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QUOTE(geekfiredog @ Sep 2 2020, 11:17 AM)
Need to state bumiputera status in application, and give consent to sell personal data to telemarketing?    bye.gif  bye.gif

user posted image
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Now we know why they can give RM80 to us. We are the product. biggrin.gif
Duckies
post Sep 2 2020, 11:46 AM

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Ohh a good card to replace Maybank Barcelona.
coolguy99
post Sep 2 2020, 11:48 AM

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QUOTE(PoisonSoul @ Sep 2 2020, 11:42 AM)
Now we know why they can give RM80 to us. We are the product.  biggrin.gif
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But isn't this clause in most of the credit card application form? Might be wrong on this.
PoisonSoul
post Sep 2 2020, 12:15 PM

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QUOTE(coolguy99 @ Sep 2 2020, 11:48 AM)
But isn't this clause in most of the credit card application form? Might be wrong on this.
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Maybe since they give us more money, the advertising is more aggressive than other cards. 🤔
areankim
post Sep 2 2020, 12:16 PM

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QUOTE(fruitie @ Sep 2 2020, 09:06 AM)
I filled up online form on last Friday and received call yesterday to collect biometric verification from me. Yesterday one Affin staff came and met me already. Result will know within a week.

Considering quite fast, only one working day.
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I fill up last friday, no call till now. lolxxx

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