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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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jiaen0509
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 Nov 11 2020, 09:25 AM
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QUOTE(JJPANG7899 @ Nov 11 2020, 09:15 AM) Hi, i have been rejected from applying CIMB ecard and Maybank 2gold last weeks, wondering if i can get approval if i apply AffinBank Duo the salary that i submited in cimb mbb is average 3.3k per months. (basic only 2500) Been working more than a year but no any history in credit score never apply loan and credit before. Will i need to apply affin ? 2 rejection in last weeks will affect my application? Should be no. Once the application rejected. It will disappear from CCRIS. Unless, bank got another credit application system can check all your credit application history. |
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poweredbydiscuz
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Nov 11 2020, 09:27 AM
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QUOTE(poweredbydiscuz @ Nov 10 2020, 01:46 PM) If the application is rejected will it show up in e ccris? QUOTE(GrumpyNooby @ Nov 10 2020, 01:46 PM) QUOTE(jiaen0509 @ Nov 11 2020, 09:25 AM) Should be no. Once the application rejected. It will disappear from CCRIS. Unless, bank got another credit application system can check all your credit application history. Now i'm not sure which one is true. |
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jiaen0509
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Nov 11 2020, 09:33 AM
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QUOTE(poweredbydiscuz @ Nov 11 2020, 09:27 AM) Now i'm not sure which one is true. When you submitted the application for credit card. It will show 'Pending'. When approved, it will show approved. While, if your credit card rejected. It will (almost) disappeared from your ccris. 
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JJPANG7899 P
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Nov 11 2020, 10:06 AM
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New Member
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QUOTE(jiaen0509 @ Nov 11 2020, 09:25 AM) Should be no. Once the application rejected. It will disappear from CCRIS. Unless, bank got another credit application system can check all your credit application history. ok thanks, why my apply rejected from cimb mbb? i call customer service there said they unable to gv reason of being rejected. i think my salary ok leh apply min annual income 24k card also getting rejected by 2 maybank. no confident to apply affin .... is it really becos of no credit history? |
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GrumpyNooby
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Nov 11 2020, 10:08 AM
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QUOTE(JJPANG7899 @ Nov 11 2020, 10:06 AM) ok thanks, why my apply rejected from cimb mbb? i call customer service there said they unable to gv reason of being rejected. i think my salary ok leh apply min annual income 24k card also getting rejected by 2 maybank. no confident to apply affin .... is it really becos of no credit history? Normally bank won't disclose/share the rejection reason. |
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Leroi2x
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Nov 11 2020, 11:40 AM
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QUOTE(poweredbydiscuz @ Nov 11 2020, 09:27 AM) Now i'm not sure which one is true. register eccris and explore urself , for my experience once reject it will remove from your ccris QUOTE(JJPANG7899 @ Nov 11 2020, 10:06 AM) ok thanks, why my apply rejected from cimb mbb? i call customer service there said they unable to gv reason of being rejected. i think my salary ok leh apply min annual income 24k card also getting rejected by 2 maybank. no confident to apply affin .... is it really becos of no credit history? no credit history normally hard to get approval but you may try aeon credit card for your first record ,once you build up ur record then you may try other |
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hakkai0810
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Nov 11 2020, 04:15 PM
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Apparently, this affin avance is just some current account like lower tier of premium banking lol. https://www.affinonline.com/affin_avance |
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ChiaW3n
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Nov 11 2020, 04:30 PM
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QUOTE(hakkai0810 @ Nov 11 2020, 04:15 PM) Apparently, this affin avance is just some current account like lower tier of premium banking lol. https://www.affinonline.com/affin_avanceOuch I was guessing maybe is online banking then I am wrong |
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GrumpyNooby
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Nov 11 2020, 04:34 PM
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QUOTE(hakkai0810 @ Nov 11 2020, 04:15 PM) Apparently, this affin avance is just some current account like lower tier of premium banking lol. https://www.affinonline.com/affin_avanceQUOTE(ChiaW3n @ Nov 11 2020, 04:30 PM) Ouch I was guessing maybe is online banking then I am wrong It's more than just a current or conditional high yield account. It's a membership to a entry level priority/privileged banking. |
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Matchy
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Nov 11 2020, 04:45 PM
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wow.. seriously, first time applying cc that need to call office for verification.  And since all WFH, who to pickup the call? |
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lilsunflower
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Nov 11 2020, 04:46 PM
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QUOTE(celciuz @ Nov 9 2020, 10:35 AM) Nope, was Friday when I submitted to the first agent, over the weekend have 2 contacted me, then this morning another 1. I guess their system just put the online applications there, then agents goes to select the case. But weird is they don't "claim" the case so the others won't contact hmm. Oooh this is similar to my case! A few months ago when I submitted the online app, I immediately got 3 calls, with 1 even after the agent had come to my house! Don't know how their system works but really looks like free for all until they submit the application. |
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wjleong15
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Nov 11 2020, 05:27 PM
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QUOTE(Matchy @ Nov 11 2020, 04:45 PM) wow.. seriously, first time applying cc that need to call office for verification. And since all WFH, who to pickup the call? banks always called to verify although not a must its just their normal procedure |
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HumanLobster
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Nov 11 2020, 09:43 PM
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New Member
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Does anyone know if weekends affect the posting date? Does it get delayed compared to weekday transactions?
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Matchy
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Nov 12 2020, 09:14 AM
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QUOTE(wjleong15 @ Nov 11 2020, 05:27 PM) banks always called to verify although not a must its just their normal procedure First time applying credit card that need to call company... usually if apply loan then only they call.  |
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Raymond T.
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Nov 12 2020, 09:33 AM
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QUOTE(Matchy @ Nov 12 2020, 09:14 AM) First time applying credit card that need to call company... usually if apply loan then only they call. I believe it depend on bank SOP, usually they ask your company able to find in Google 😂 if got they usually lazy to call |
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GrumpyNooby
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Nov 12 2020, 09:34 AM
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QUOTE(Raymond T. @ Nov 12 2020, 09:33 AM) I believe it depend on bank SOP, usually they ask your company able to find in Google 😂 if got they usually lazy to call Wow, this is something refreshing!  |
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GrumpyNooby
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Nov 12 2020, 06:50 PM
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Apply and Win AFFIN Mastercard Campaign Winners ListingCampaign Month: 15 January 2020 – 14 February 2020 | PRIZE | CARDMEMBER NAME | IC NUMBER | | RM5,000 SHOPPING VOUCHER | KAMARULLAFFIE BIN HJ AHMAD | XXXX03-08-XXXX | | RM500 SHOPPING VOUCHER | NUR SYAHMIENA SYASYA BT AZMI | XXXX17-07-XXXX | | RM500 SHOPPING VOUCHER | NUR FIKRI BIN ABDUL AZIZ | XXXX09-08-XXXX |
Campaign Month: 15 February 2020 – 14 March 2020 | PRIZE | CARDMEMBER NAME | IC NUMBER | | RM5,000 SHOPPING VOUCHER | FONG CHIN LOONG | XXXX13-08-XXXX | | RM500 SHOPPING VOUCHER | GAN SIEW HONG | XXXX21-05-XXXX | | RM500 SHOPPING VOUCHER | EU NYUK POH | XXXX01-13-XXXX |
Campaign Month: 15 March 2020 – 14 April 2020 | PRIZE | CARDMEMBER NAME | IC NUMBER | | RM5,000 SHOPPING VOUCHER | MOHD RIZAN BIN ABDUL RAHMAN | XXXX28-07-XXXX | | RM500 SHOPPING VOUCHER | MOHD ARSHAD BIN OMAR | XXXX01-43-XXXX | | RM500 SHOPPING VOUCHER | HAZRINA BINTI YUSOF HAMDANI | XXXX10-43-XXXX |
Campaign Month: 15 April 2020 – 14 May 2020 | PRIZE | CARDMEMBER NAME | IC NUMBER | | RM5,000 SHOPPING VOUCHER | GAN KAR CHEE | XXXX18-01-XXXX | | RM500 SHOPPING VOUCHER | WAN MUHAMAD FAIZUDDIN | XXXX26-11-XXXX | | RM500 SHOPPING VOUCHER | LIMHAR BIN IBUNG | XXXX05-12-XXXX |
Campaign Month: 15 May 2020 – 14 June 2020 | PRIZE | CARDMEMBER NAME | IC NUMBER | | RM5,000 SHOPPING VOUCHER | AMIRUL ARIFF BIN JAAFAR | XXXX29-14-XXXX | | RM500 SHOPPING VOUCHER | WONG CHUN BING | XXXX03-10-XXXX | | RM500 SHOPPING VOUCHER | MUHAMMAD IZZAT HAMEL BIN ABDUL | XXXX19-07-XXXX |
Campaign Month: 15 June 2020 – 14 July 2020 | PRIZE | CARDMEMBER NAME | IC NUMBER | | RM5,000 SHOPPING VOUCHER | MOHD FARISH BIN JAAFAR | XXXX17-06-XXXX | | RM500 SHOPPING VOUCHER | HARIZ SHUKRI BIN HUSIN | XXXX10-14-XXXX | | RM500 SHOPPING VOUCHER | TEO JUN WEI | XXXX31-01-XXXX |
Any winner from here? 
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Human Nature
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Nov 12 2020, 07:45 PM
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QUOTE(GrumpyNooby @ Nov 12 2020, 06:50 PM) Any winner from here? Too early, they have not launched Duo yet  |
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GrumpyNooby
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Nov 12 2020, 07:47 PM
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QUOTE(Human Nature @ Nov 12 2020, 07:45 PM) Too early, they have not launched Duo yet If you applied for Affin BHP Mastercard, you could be one of the winner. |
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thecurious
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Nov 12 2020, 09:03 PM
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QUOTE(Raymond T. @ Nov 12 2020, 09:33 AM) I believe it depend on bank SOP, usually they ask your company able to find in Google 😂 if got they usually lazy to call QUOTE(GrumpyNooby @ Nov 12 2020, 09:34 AM) Wow, this is something refreshing! Learned something new today lol... |
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