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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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fruitie
post Oct 2 2020, 03:27 PM

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QUOTE(alandhw @ Oct 2 2020, 11:43 AM)
Possible. Apply, activate and spend can be done without thumbprint.
For the online access activation, required thumbprint for the mobile number registration
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Hmm.. I wasn't required for any thumb print for online access activation.
jhlou
post Oct 2 2020, 04:14 PM

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QUOTE(fruitie @ Oct 2 2020, 11:20 AM)
So, I just called Affin Bank at 10.46 a.m. for CIP application and I was told an officer will call me back by today.

I'm surprised the call came in 5 minutes ago. rclxms.gif He asked me which card I want to use for CIP, I chose Rewards card so that I won't mess up with other cards' transaction as I don't plan to use this card at all. The problem is I haven't activated that CC yet. tongue.gif So, CS helped me to activate as well. Good job.

Everything was done via phone, it will be credited within 3-5 working days. The officer who called said if I'm interested with 0% BT, can straight contact CS and mention his name. This guy is efficient. thumbup.gif

Oh ya, my earlier call to CS also checked for my Duo statement date and I was told it is the same as VS.
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I followed your idea and call CS asking for CIP. CIP Call came back immediately 3 minutes after.
15k for 6 months. Why not?

0% BT is 12 months up to 80% available credit limit. Can perform multiple times.

And I also requested CS to change my statement date from 16th to 14th.



xiaoxiaoshen
post Oct 2 2020, 04:33 PM

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QUOTE(jhlou @ Oct 2 2020, 04:14 PM)
I followed your idea and call CS asking for CIP. CIP Call came back immediately 3 minutes after.
15k for 6 months. Why not?

0% BT is 12 months up to 80% available credit limit. Can perform multiple times.

And I also requested CS to change my statement date from 16th to 14th.
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0% BT application require to submit other bank CC statement?
jhlou
post Oct 2 2020, 04:35 PM

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QUOTE(xiaoxiaoshen @ Oct 2 2020, 04:33 PM)
0% BT application require to submit other bank CC statement?
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Affin no need. Provide card number and amount will do.
Human Nature
post Oct 2 2020, 04:58 PM

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QUOTE(jhlou @ Oct 2 2020, 04:35 PM)
Affin no need. Provide card number and amount will do.
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How long it takes for the BT amount to appear that the other bank?
TSalandhw
post Oct 2 2020, 05:58 PM

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QUOTE(fruitie @ Oct 2 2020, 03:27 PM)
Hmm.. I wasn't required for any thumb print for online access activation.
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Becoz they have captured your thumbprint at the application submission time.
So when you apply the online access application, they got the thumbprint record in their system already.
TSalandhw
post Oct 2 2020, 05:59 PM

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QUOTE(jhlou @ Oct 2 2020, 04:35 PM)
Affin no need. Provide card number and amount will do.
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I can BT more than the actual outstanding amount, right?

This post has been edited by alandhw: Oct 2 2020, 06:00 PM
Human Nature
post Oct 2 2020, 06:15 PM

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QUOTE(alandhw @ Oct 2 2020, 05:59 PM)
I can BT more than the actual outstanding amount, right?
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Yes
fruitie
post Oct 2 2020, 06:17 PM

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QUOTE(alandhw @ Oct 2 2020, 05:59 PM)
I can BT more than the actual outstanding amount, right?
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If no statement is required, then you can do any amount so long your CL permits (80%).

This post has been edited by fruitie: Oct 2 2020, 06:18 PM
rhodon
post Oct 2 2020, 09:28 PM

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get the cards on this monday, today went bank to do the online banking. now can open the online banking but show 0 credit card? is it need time to show up?
smartfreak
post Oct 2 2020, 09:30 PM

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QUOTE(rhodon @ Oct 2 2020, 09:28 PM)
get the cards on this monday, today went bank to do the online banking. now can open the online banking but show 0 credit card? is it need time to show up?
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Wait for tomorrow and check again.
tifosi
post Oct 2 2020, 10:36 PM

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I just wonder if I can CIP and BT tongue.gif

Just performed CIP, maybe later I try fill up 0% BT and send across see if they can process or not.
jhlou
post Oct 2 2020, 10:50 PM

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QUOTE(tifosi @ Oct 2 2020, 10:36 PM)
I just wonder if I can CIP and BT tongue.gif

Just performed CIP, maybe later I try fill up 0% BT and send across see if they can process or not.
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Yes you can do both, even at same time if you like.

Promo till end of this year.

How long to reach your card I'm not sure because I didn't apply BT only CIP.
tiramisu83
post Oct 3 2020, 10:44 AM

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QUOTE(paogeh @ Oct 1 2020, 12:16 AM)
Looks like a very good deal.
Thinking to get the cash on call (CIP) for 10k for 6 mths (0% interest), then put into OCBC 360 or SCB PsA, 6 mths installment with free interest

Possible guys?

user posted image

This post has been edited by tiramisu83: Oct 3 2020, 10:44 AM
hakkai0810
post Oct 3 2020, 10:48 AM

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QUOTE(tiramisu83 @ Oct 3 2020, 10:44 AM)
Looks like a very good deal.
Thinking to get the cash on call (CIP) for 10k for 6 mths (0% interest), then put into OCBC 360 or SCB PsA, 6 mths installment with free interest

Possible guys?

user posted image
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why not since its CIP(BT hard to withdraw out the money and put in saving, need actual spend) and free money biggrin.gif

This post has been edited by hakkai0810: Oct 3 2020, 10:50 AM
tiramisu83
post Oct 3 2020, 11:05 AM

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QUOTE(hakkai0810 @ Oct 3 2020, 10:48 AM)
why not since its CIP(BT hard to withdraw out the money and put in saving, need actual spend) and free money  biggrin.gif
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rclxms.gif
let me call the CS and update you guys!
Human Nature
post Oct 3 2020, 11:23 AM

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For CIP application via phone call, the saving account no is provided via phone call too?
fruitie
post Oct 3 2020, 12:21 PM

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QUOTE(Human Nature @ Oct 3 2020, 11:23 AM)
For CIP application via phone call, the saving account no is provided via phone call too?
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Yes.
-kytz-
post Oct 3 2020, 08:41 PM

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Can monthly payments of car loan, car insurance and road tax payments be eligible for cash rebate? Lets say they are paid through standing instructions or auto debit. Or only if transacted through online?
cybpsych
post Oct 3 2020, 08:43 PM

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QUOTE(cybpsych @ Sep 24 2020, 05:22 PM)
Government services transactions – MCC 9211, 9222, 9223, 9311, 9399, 9402 and 9405

Transactions related to charity – MCC 8398
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QUOTE(-kytz- @ Oct 3 2020, 08:41 PM)
Can monthly payments of car loan, car insurance and road tax payments be eligible for cash rebate? Lets say they are paid through standing instructions or auto debit. Or only if transacted through online?
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exclusions above

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