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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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tiramisu83
post Sep 3 2020, 10:49 PM

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QUOTE(chubbyqq @ Sep 3 2020, 03:40 PM)
Can share sales banker contact? I apply in affin website no reply for days zzz
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I also applied via online, no news and i have called CS, he asked me fill up the application form and email to cardservices@affinbank.com.my, with copy of IC, 3 months salary payslip and EPF statement.

CS mentioned if I go to branch to apply, the officer will still send the form to the card services dept, so is better to email them directly.

I have a feeling it is not going to be a smooth process...haha, they seems very slow and new to this credit card biz..

https://www.affinonline.com/AFFINONLINE/med...icationForm.pdf

This post has been edited by tiramisu83: Sep 3 2020, 10:54 PM
tiramisu83
post Sep 30 2020, 10:16 PM

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QUOTE(jenern84 @ Sep 30 2020, 02:13 PM)
Manage to register an online account with my credit card number but my credit card is not link to my online account. Anyone has the same issue?
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Hi, i have been told if want to open online banking, need to have saving/current account, if only with credit card, must go to branch to apply...
tiramisu83
post Oct 3 2020, 10:44 AM

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QUOTE(paogeh @ Oct 1 2020, 12:16 AM)
Looks like a very good deal.
Thinking to get the cash on call (CIP) for 10k for 6 mths (0% interest), then put into OCBC 360 or SCB PsA, 6 mths installment with free interest

Possible guys?

user posted image

This post has been edited by tiramisu83: Oct 3 2020, 10:44 AM
tiramisu83
post Oct 3 2020, 11:05 AM

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QUOTE(hakkai0810 @ Oct 3 2020, 10:48 AM)
why not since its CIP(BT hard to withdraw out the money and put in saving, need actual spend) and free money  biggrin.gif
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rclxms.gif
let me call the CS and update you guys!
tiramisu83
post Oct 5 2020, 08:20 PM

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QUOTE(chongteck @ Oct 4 2020, 07:19 PM)
Those who have successfully obtained CIP; any other fees shown up ?
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this morning cs called me to confirm, and I received sms approved few hours later.
max 15k only..
tiramisu83
post Oct 16 2020, 07:03 PM

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QUOTE(Darren @ Oct 16 2020, 05:19 PM)
get my first month CB rm80 +rm80 for my+wife affin visa....
not bad.....
direct CB at the statement date.....
easier to keep track....
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bro, how you get another 80 for your wife visa?
tiramisu83
post Apr 29 2021, 12:10 AM

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QUOTE(jianwei90 @ Apr 27 2021, 11:29 AM)
i reloaded using saved card for touchngo e wallet on 4th april and still got cashback on my statement date on 14th april
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u reloaded on 4th Apr, your cashback only reflect in 14th May statement.
tiramisu83
post Apr 29 2021, 12:17 AM

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QUOTE(sjz @ Apr 22 2021, 06:23 PM)
suspect tng do it intentionally.
so less people will do tng reload -> Go+ -> withdraw to bank route to reap CC cash back.

and incur tng transaction charge to provider.
however, if no CB this round for tng, probably need to complaint to Affin cust service and they will investigate , probably adjust manually.

still rmb the same issue during initial phase of Affin BHP cash back
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But what is the different if i top up by manual key in with OTP and by saved card? Eventually the topup still goes to my ewallet right?
Just that manual key with OTP require few more clicks..
tiramisu83
post May 6 2021, 12:24 PM

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QUOTE(cybpsych @ May 6 2021, 12:17 PM)
ok la, only 58 winners wiped all months

user posted image
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Err..actually what is this cash back campaign about?
I got it in first month blink.gif

tiramisu83
post May 6 2021, 12:29 PM

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QUOTE(cybpsych @ May 6 2021, 12:25 PM)
i guess this
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damn..didnt see this..haha
tiramisu83
post May 17 2021, 10:43 PM

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QUOTE(hsiung @ May 17 2021, 08:14 PM)
ya, 'outstanding balance' can mean overdue amount?
Meaning that Affin want to earn some interest then only give cb?
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outstanding balance at the end of statement date, should equal to the total spending, then the bank will calculate the cashback based on this balance.

I don't think it is referring to amount due..how possible bank encourage consumer to due their payment to get cashback?
tiramisu83
post May 21 2021, 05:21 PM

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QUOTE(coolman128 @ May 21 2021, 01:23 AM)
means i need to spend rm3080 in this cycle 16/5 - 15/6 in order to get CB rm80 at Jul revised TnC, correct ?
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In another words, spend RM3080 before your payment due date.
Example: Due date on 5-Jun, spend on 1-Jun or 2-Jun.

Pls correct me if i am wrong..
tiramisu83
post May 21 2021, 05:22 PM

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Hi guys, currently I still have >RM3k for my "previous balance" because of few balance transfer (can last for few more months), so actually I can still just spend RM2667 to get RM80 cash back, am I right?
tiramisu83
post May 21 2021, 05:41 PM

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QUOTE(cybpsych @ May 21 2021, 05:33 PM)
yes

cashback is only applicable to eligible 3 categories, NOT 3% of the whole "previous statement balance" --- which may contain retail + non-retail txn + overdue outstanding too
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Noted, thanks bro!
tiramisu83
post Jun 12 2021, 02:39 PM

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QUOTE(Barricade @ Jun 10 2021, 07:10 PM)
Too many credit cards scared I forget to pay. So usually I spend and immediately pay.
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You can schedule payment on next due date.. biggrin.gif
tiramisu83
post Sep 1 2021, 12:33 AM

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QUOTE(cybpsych @ Aug 30 2021, 10:14 AM)
email announcement

user posted image
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I guess contactless transactions including ewallet top up?
tiramisu83
post Nov 27 2021, 11:33 AM

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QUOTE(paogeh @ Nov 16 2021, 12:43 PM)
Just called AFFIN  :

1. Cashback  SST cannot waived  (expected)
2. for the last installmenet of BT payment -- follow statement date .
*This is different from other bank . Other bank , last BT follow the date we took the BT 1 year ago .
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I tried to call for SST waiver, the CS answered me impatiently: "Sir, SST cannot be waived". Haha, ok la..because of your RM80 rebate.. rolleyes.gif

This post has been edited by tiramisu83: Nov 27 2021, 11:34 AM
tiramisu83
post Dec 13 2022, 05:35 PM

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QUOTE(coolguy99 @ Dec 10 2022, 04:57 PM)
Well given that even the service tax is not ‘waivable’, it’s no surprise tbh
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i also faced similar issue. Due date on 5 Nov. Payment/Transaction date on 5-Nov, posting date 7-Nov, and kena charged finance charges as they looking at posting date.

I called and told the CS, i have already made payment on 5-Nov (from another bank using duitnow), and why the posting date is 7-Nov? That's the system issue, or whatever delay between bank to bank, if really wanna change, should charge the bank i transferred the money, not me. bruce.gif

I am still waiting for the finance charge reversal in my coming statement.

This post has been edited by tiramisu83: Dec 13 2022, 05:37 PM
tiramisu83
post Dec 13 2022, 07:58 PM

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QUOTE(beLIEve @ Dec 13 2022, 05:59 PM)
I pay on due date never kena charge. Received automagic SMS say payment received. Paid over duitnow also.

Edit : My posting date == date i paid. Afterall, Duitnow transfer is Instant Transfer. If your posting date is late, maybe sangkut at your source bank, that's why Affin got it late. Check your SMS if you received any.
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All the while trx date=posting date, only last month got delay 2 days.. not sure which bank has issue, sender or receiver? blush.gif
tiramisu83
post Dec 14 2022, 11:37 AM

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QUOTE(beLIEve @ Dec 13 2022, 11:56 PM)
Your sending bank's record show when? Affin send SMS when?
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i didnt receive any sms from Affin in Nov payment, I only received from my source bank sms and email.
And on the source bank email, it stated: "the following transfer is pending". All the while is "We have received your request to make the following transfer"

But anyway, the transaction is showing 5-Nov on Affin statement, by right they received my payment on 5-Nov, somehow they just posted on 7-Nov.

This post has been edited by tiramisu83: Dec 14 2022, 11:47 AM

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