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Wise (Transferwise) Malaysia Discussion, v1.0
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Medufsaid
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Apr 23 2024, 03:48 PM
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QUOTE(marvellHero @ Apr 23 2024, 03:44 PM) I did it through FPX. So the record is proven and confirmed by the Bank. when did you do FPX? usually FPX reversal will happen the next day midnight. e.g., you have a failed FPX today 11am, the reversal will happen tonight midnight 12:00am
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marvellHero
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Apr 23 2024, 04:48 PM
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QUOTE(Medufsaid @ Apr 23 2024, 03:48 PM) when did you do FPX? usually FPX reversal will happen the next day midnight. e.g., you have a failed FPX today 11am, the reversal will happen tonight midnight 12:00am I did it on 19 Apr 2024. Initially, I was thinking the transfer still floating at the bank, however, The ank confirmed it was successfully transfered.
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Nojo
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Apr 24 2024, 09:31 AM
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Can someone please pm me their Wise referral link? Thanks in advance.
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HumanExtinction
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Apr 25 2024, 01:53 PM
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 anyone knows why these days wise transfer is very slow? I make a transfer from wise to my own bank account and the amount is not that huge either. It's been a day and still stuck at sending. Used to be like instantly but its getting slower.
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HumanExtinction
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Apr 25 2024, 02:28 PM
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QUOTE(HumanExtinction @ Apr 25 2024, 01:53 PM)  anyone knows why these days wise transfer is very slow? I make a transfer from wise to my own bank account and the amount is not that huge either. It's been a day and still stuck at sending. Used to be like instantly but its getting slower. Within 30 mins already got an email back, quite impressed but now have to wait and see
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Medufsaid
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Apr 26 2024, 08:24 AM
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HumanExtinction this is to Malaysian bank acct? Next time just topup to your malaysian ewallet via wise debit card and save the transfer fee
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trent666
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Apr 26 2024, 10:02 AM
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Hi guys. Does Revolut transfer to local bank account using SWIFT?
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HumanExtinction
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Apr 26 2024, 11:46 AM
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QUOTE(Medufsaid @ Apr 26 2024, 08:24 AM) HumanExtinction this is to Malaysian bank acct? Next time just topup to your malaysian ewallet via wise debit card and save the transfer fee Oh damn thanks for the advice!
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elea88
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Apr 26 2024, 12:49 PM
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QUOTE(Medufsaid @ Apr 26 2024, 08:24 AM) HumanExtinction this is to Malaysian bank acct? Next time just topup to your malaysian ewallet via wise debit card and save the transfer fee wow good idea.. why I never tot of that
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D.gRave
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May 2 2024, 12:49 PM
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anybody use FTT to transfer to wise account?
I tried and it's been 3 days and still money not in WISE.
from account already deducted for FTT and charges.
need to use it for salary
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KingArthurVI
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May 2 2024, 03:32 PM
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I echo some recent sentiments around Wise's service deterioration of late. Been doing Wise to IBKR for the past few months but lately (esp. this last week) my FPX transfers have been really slow getting into my Wise MYR balance.
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cute_boboi
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May 3 2024, 11:03 AM
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QUOTE(KingArthurVI @ May 2 2024, 03:32 PM) I echo some recent sentiments around Wise's service deterioration of late. Been doing Wise to IBKR for the past few months but lately (esp. this last week) my FPX transfers have been really slow getting into my Wise MYR balance. How slow is slow ? Recent weeks I have been transferring multiple times via Bank Transfer and FPX to both foreign banks and direct-to-brokers. Foreign banks are reflected almost immediate within seconds/minutes. Direct-to-broker will take longer like half a day or few hours. So I believe the slow is broker side clearing.
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KingArthurVI
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May 3 2024, 05:39 PM
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QUOTE(cute_boboi @ May 3 2024, 11:03 AM) How slow is slow ? Recent weeks I have been transferring multiple times via Bank Transfer and FPX to both foreign banks and direct-to-brokers. Foreign banks are reflected almost immediate within seconds/minutes. Direct-to-broker will take longer like half a day or few hours. So I believe the slow is broker side clearing. FPX to Wise balance is usually instant, but lately it takes roughly 15-20 minutes which is a bit annoying
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Medufsaid
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May 3 2024, 11:33 PM
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QUOTE(Medufsaid @ Mar 16 2024, 01:21 PM) if you send MYR to SGD, Wise will take a flat fee cut on top of the typical fee https://wise.com/my/pricing/send-money?sour...etCcy=SGD&tab=0  fixed fee changed? but cheaper overall This post has been edited by Medufsaid: May 3 2024, 11:34 PM
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biertrinker
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May 4 2024, 01:23 AM
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I'm new to Wise. How do I use the Wise debit card?
I'm in the US right now. So I need to topup MYR. For using the debit card in the US, do I need to convert my MYR to USD or Wise can automatically convert my MYR as needed? Which is the better option?
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Mattrock
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May 4 2024, 02:08 AM
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QUOTE(biertrinker @ May 4 2024, 01:23 AM) I'm new to Wise. How do I use the Wise debit card? I'm in the US right now. So I need to topup MYR. For using the debit card in the US, do I need to convert my MYR to USD or Wise can automatically convert my MYR as needed? Which is the better option? Can do both. Which is better? Depends on forex trend.
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Justmua
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May 9 2024, 08:25 AM
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Any issues with using Wise in US? Will be heading there next week. QUOTE(biertrinker @ May 4 2024, 01:23 AM) I'm new to Wise. How do I use the Wise debit card? I'm in the US right now. So I need to topup MYR. For using the debit card in the US, do I need to convert my MYR to USD or Wise can automatically convert my MYR as needed? Which is the better option?
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ericlaiys
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May 9 2024, 10:11 AM
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QUOTE(Justmua @ May 9 2024, 08:25 AM) Any issues with using Wise in US? Will be heading there next week. no issue. tested
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Chiggah
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May 9 2024, 05:01 PM
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Hi I need to transfer NZD to my NZ bank account and it’s my first time using Wise.
Do I topup MYR in Wise then Convert to NZD first before sending ?
SWIFT codes are all pre-populated right ?
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SUSTOS
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May 10 2024, 12:38 PM
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Wise has changed its fee structure, now may be cheaper/more expensive depending on the currencies. https://wise.com/gb/blog/were-updating-our-fees-may-2024 Still seems more expensive than CIMB SG to MY method though...
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