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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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GrumpyNooby
post Mar 2 2021, 03:35 PM

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QUOTE(Batusai @ Mar 2 2021, 03:33 PM)
69.04 is for CC spend. The 0.9% max out only at 100k.

So RM900 P.A divided by 365 days, its RM2.465 times with 28 days (Feb) = RM69.04
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I thought save bonus interest is also capped at RM 100k.

user posted image

https://av.sc.com/my/content/docs/my-privilegesaver-tcs.pdf

This post has been edited by GrumpyNooby: Mar 2 2021, 03:38 PM
Batusai
post Mar 2 2021, 03:39 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 03:35 PM)
I thought save bonua interest also capped at RM 100k.
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oh yeah. its in the new TnC is it?

If I remember correctly, before this new TnC the save bonus is not capped?

my save bonus was more than RM70.82 though.

This post has been edited by Batusai: Mar 2 2021, 03:40 PM
GrumpyNooby
post Mar 2 2021, 03:41 PM

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QUOTE(Batusai @ Mar 2 2021, 03:39 PM)
oh yeah. its in the new TnC is it?

If I remember correctly, before this new TnC the save bonus is not capped?

my save bonus was more than RM70.82 though.
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Before revision it was capped at RM200k.
Batusai
post Mar 2 2021, 03:43 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 03:41 PM)
Before revision it was capped at RM200k.
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ah yes, probably some error in Feb? where the cap was still 200k and not adjusted to 100k for save bonus.
cclim2011
post Mar 2 2021, 03:59 PM

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QUOTE(Batusai @ Mar 2 2021, 03:43 PM)
ah yes, probably some error in Feb? where the cap was still 200k and not adjusted to 100k for save bonus.
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oh okok. forgot about there some save interest after 100k (previously). always tried to have ~=100k monthly earlier.
MGM
post Mar 2 2021, 04:11 PM

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QUOTE(cclim2011 @ Mar 2 2021, 03:59 PM)
oh okok. forgot about there some save interest after 100k (previously). always tried to have ~=100k monthly earlier.
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U mean u consistently keep 100k in PSA every month?
Arent there better product that gives >3%?
cclim2011
post Mar 2 2021, 04:37 PM

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QUOTE(MGM @ Mar 2 2021, 04:11 PM)
U mean u consistently keep 100k in PSA every month?
Arent there better product that gives >3%?
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yaya. 100k monthly average (did some excel calculation, and will keep the same amount after 1st week or so. treating this as fd. 😁 my liquidity is still with ocbc360.

i buy some shares and do fd only. happy to have bought some before the poker king last month.

not familiar with other investments. 😂
GrumpyNooby
post Mar 2 2021, 04:43 PM

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QUOTE(cclim2011 @ Mar 2 2021, 04:37 PM)
yaya. 100k monthly average (did some excel calculation, and will keep the same amount after 1st week or so. treating this as fd. 😁 my liquidity is still with ocbc360.

i buy some shares and do fd only. happy to have bought some before the poker king last month.

not familiar with other investments. 😂
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Optimally is slightly above RM 100k.

The rest will be at my salary account with UOB.
Batusai
post Mar 2 2021, 04:43 PM

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QUOTE(MGM @ Mar 2 2021, 04:11 PM)
U mean u consistently keep 100k in PSA every month?
Arent there better product that gives >3%?
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what other products that give >3%? mind sharing?
MGM
post Mar 2 2021, 05:15 PM

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QUOTE(cclim2011 @ Mar 2 2021, 04:37 PM)
yaya. 100k monthly average (did some excel calculation, and will keep the same amount after 1st week or so. treating this as fd. 😁 my liquidity is still with ocbc360.

i buy some shares and do fd only. happy to have bought some before the poker king last month.

not familiar with other investments. 😂
*
QUOTE(Batusai @ Mar 2 2021, 04:43 PM)
what other products that give >3%? mind sharing?
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I am using EPF n ASMx for passive income n >55yo.
PSA, SSPN, Credit card, Ewallet n cheap credit for liquidity.

This post has been edited by MGM: Mar 2 2021, 05:22 PM
weiseang72
post Mar 2 2021, 09:54 PM

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any1 get both credit & debit spend 0.9% d? i seem like only get 0.9% but not sure under debit or credit, however i also got use 5 time for patrol in debit card.....
GrumpyNooby
post Mar 2 2021, 09:56 PM

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QUOTE(weiseang72 @ Mar 2 2021, 09:54 PM)
any1 get both credit & debit spend 0.9% d? i seem like only get 0.9% but not sure under debit or credit, however i also got use 5 time for patrol in debit card.....
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Debit Card Spend Bonus will be credited by end of this month (31/3/2021).

user posted image

This post has been edited by GrumpyNooby: Mar 2 2021, 09:56 PM
wyh
post Mar 3 2021, 02:15 PM

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The retail spending interest bonus is based on transaction date or posting date ?
GrumpyNooby
post Mar 3 2021, 02:16 PM

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QUOTE(wyh @ Mar 3 2021, 02:15 PM)
The retail spending interest bonus is based on transaction date or posting date ?
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Posted within the calendar month.


David_Yang
post Mar 5 2021, 08:10 PM

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Debit card bonus interest not arrived yet.
GrumpyNooby
post Mar 5 2021, 08:12 PM

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QUOTE(David_Yang @ Mar 5 2021, 08:10 PM)
Debit card bonus interest not arrived yet.
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By 31/3/2021

user posted image
David_Yang
post Mar 5 2021, 10:59 PM

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QUOTE(GrumpyNooby @ Mar 5 2021, 09:12 PM)
By 31/3/2021

user posted image
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Thanks!
no6
post Mar 7 2021, 11:33 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 03:35 PM)
I thought save bonus interest is also capped at RM 100k.

user posted image

https://av.sc.com/my/content/docs/my-privilegesaver-tcs.pdf
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regarding this SCB program, does it mean to allocate 100k in one of the saving account and getting 2.75% per annum by fulfilling the 3 criteria (deposit of 3k monthly, debit card & credit card) ?
GrumpyNooby
post Mar 8 2021, 06:02 AM

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QUOTE(no6 @ Mar 7 2021, 11:33 PM)
regarding this SCB program, does it mean to allocate 100k in one of the saving account and getting 2.75% per annum by fulfilling the 3 criteria (deposit of 3k monthly, debit card & credit card) ?
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Either Privilege Savings Account in conventional banking or Super Salary-i (Payroll) in Islamic Banking.

Bpnus interest is capped at RM 100K.
kakikopiluwak
post Mar 8 2021, 08:49 AM

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The 5 debit card spend transactions can be top ups to BigPay & eWallets?

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