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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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GrumpyNooby
post Mar 1 2021, 08:03 PM

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QUOTE(TheEquatorian @ Mar 1 2021, 08:02 PM)
Hi! I’ve got 3 interests in total, 2 on 28th and 1 on 1st. This despite not using my debit card. Would I get another interest if my debit card was used?
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Yes, Debit Card Bonus Interest (0.9%) with min 5 transaction for the month of February 2021 will be in by end of this month (March 2021).
Tronoh
post Mar 1 2021, 08:26 PM

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ok, confirmed islamic PSA also got 0.9% credit spend.
hangyee86
post Mar 1 2021, 08:55 PM

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Is debit card top up to ewallet consider? Can top up 5 times rm10?
GrumpyNooby
post Mar 1 2021, 08:56 PM

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QUOTE(hangyee86 @ Mar 1 2021, 08:55 PM)
Is debit card top up to ewallet consider? Can top up 5 times rm10?
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Not under exclusion.
If you want confirmation, do wait till end of this month.
hangyee86
post Mar 1 2021, 09:27 PM

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QUOTE(GrumpyNooby @ Mar 1 2021, 08:56 PM)
Not under exclusion.
If you want confirmation, do wait till end of this month.
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Wasted my interest for Feb, was wondering why got lesser amount compare to Jan only realized on the revised. 😭.. Thanks for the info
Joey_Chin12
post Mar 1 2021, 11:52 PM

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QUOTE(GrumpyNooby @ Mar 1 2021, 08:56 PM)
Not under exclusion.
If you want confirmation, do wait till end of this month.
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It’s kinda weird. Why the February’s spending for debit card will be credited in account on end of march?
GrumpyNooby
post Mar 2 2021, 06:34 AM

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QUOTE(Joey_Chin12 @ Mar 1 2021, 11:52 PM)
It’s kinda weird. Why the February’s spending for debit card will be credited in account on end of march?
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Because it is stated in the T&C:

user posted image

https://av.sc.com/my/content/docs/my-privilegesaver-tcs.pdf
Leroi2x
post Mar 2 2021, 08:07 AM

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I did spend 2.5k for tng ewallet on february with credit card
But until now no received my credit card spend interest...not sure whats going on
TS_Pocket
post Mar 2 2021, 09:01 AM

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0.9% interest from credit card spend is in.
Joey_Chin12
post Mar 2 2021, 09:54 AM

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QUOTE(GrumpyNooby @ Mar 2 2021, 06:34 AM)
Now i got it... so meaning February month is the rugi month.. haha
GrumpyNooby
post Mar 2 2021, 09:55 AM

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QUOTE(Joey_Chin12 @ Mar 2 2021, 09:54 AM)
Now i got it... so meaning February month is the rugi month.. haha
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Why rugi? If you subscribe to their wealth management programme for the Invest Bonus, it is also credited at the end of the following month.

This post has been edited by GrumpyNooby: Mar 2 2021, 09:56 AM
cclim2011
post Mar 2 2021, 11:27 AM

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both 0.9% are different? i got 70.82 yesterday and 69.04 today. 😂
GrumpyNooby
post Mar 2 2021, 11:37 AM

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QUOTE(cclim2011 @ Mar 2 2021, 11:27 AM)
both 0.9% are different? i got 70.82 yesterday and 69.04 today. 😂
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One is save bonus and the other is credit card spend bonus.
Both at 0.9% pa.
cclim2011
post Mar 2 2021, 02:58 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 11:37 AM)
One is save bonus and the other is credit card spend bonus.
Both at 0.9% pa.
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different values? how come? both 0.9% of february montly average right?
GrumpyNooby
post Mar 2 2021, 03:00 PM

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QUOTE(cclim2011 @ Mar 2 2021, 02:58 PM)
different values? how come? both 0.9% of february montly average right?
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Yes, different values but I'm not really care much of the difference of RM 1.02
cclim2011
post Mar 2 2021, 03:17 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 03:00 PM)
Yes, different values but I'm not really care much of the difference of RM 1.02
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okok. near rm2. pretty weird though. it really interest me on how scb calculate the interest. one of the values must be < or > 0.9% 😅

This post has been edited by cclim2011: Mar 2 2021, 03:17 PM
GrumpyNooby
post Mar 2 2021, 03:19 PM

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QUOTE(cclim2011 @ Mar 2 2021, 03:17 PM)
okok. near rm2. pretty weird though. it really interest me on how scb calculate the interest. one of the values must be < or > 0.9% 😅
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I don't have the time to waste for another round of dealing CS.
I have wasted 2 hours plus at RHB branch today.
If it's RM 10 difference, I may call or chat with CS to find out.

The save bonus interest is more than the credit card spend bonus interest.

This post has been edited by GrumpyNooby: Mar 2 2021, 03:21 PM
cclim2011
post Mar 2 2021, 03:24 PM

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QUOTE(GrumpyNooby @ Mar 2 2021, 03:19 PM)
I don't have the time to waste for another round of dealing CS.
I have wasted 2 hours plus at RHB branch today.
If it's RM 10 difference, I may call or chat with CS to find out.

The save bonus interest is more than the credit card spend bonus interest.
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not requesting u to find out la. have a good day ok. what's good in rhb? high interest SA also?
GrumpyNooby
post Mar 2 2021, 03:25 PM

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QUOTE(cclim2011 @ Mar 2 2021, 03:24 PM)
not requesting u to find out la. have a good day ok. what's good in rhb? high interest SA also?
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Nothing but in fact, I rather found it absurd and silly:

QUOTE(GrumpyNooby @ Mar 2 2021, 01:01 PM)
Juat back from RHB branch after 2 hours at there just to get mobile phone number registered for RHB Now.

Upon successful registration, a SMS is received:

RM0.00 Dear Customer, you have updated (*******XXXX) to receive One Time Pin (OTP) via RHB CCC. If you did not perform this, please call 03-92068118.

Note: Mobile phone number statement/bill requested
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Batusai
post Mar 2 2021, 03:33 PM

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QUOTE(cclim2011 @ Mar 2 2021, 11:27 AM)
both 0.9% are different? i got 70.82 yesterday and 69.04 today. 😂
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69.04 is for CC spend. The 0.9% max out only at 100k.

So RM900 P.A divided by 365 days, its RM2.465 times with 28 days (Feb) = RM69.04



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