Let discuss this Scenarios:

Malaysian stay at KL, earn RM5000 salary

VS

Malaysian stay at Singapore, earn SGD3000 salary

Who actually earn more if both of them continue Live Same Lifestyle (No "Kuli" life, but not luxury life either, just comfortable middle class life)?

p.s. do consider stuff like EPF thingy, etc

singapore

SGD3k can't buy you middle class. SGD5k barely makes it to middle class.

hmmm... really?

U already got offer to Singapore?

which mean, RM5000 in malaysia is a middle class, while SGD 3000 need downgrade lifestyle a bit?

Got item selling for RM599 on Lazada.com.my

The same item selling for SGD134 on Lazada.sg

if stay at johor ok.. Singapore ok

3K at singapore do what?? security job ka??

700 for rental, 300 for food, 200 for makan, 300 for other living expenses, 200 for entertainment. 1700 gone straight...

iF SGD3000, employer provide housing, then it's good.

not really, just my friend got it, and we been discussing about it recently

Can you get a mortgage in sg or do you need to pay rent?
Rm5k u can afford a car also.

In sg u need to rely on trains to go everywhere. After a while will be damn sien. Cannot just drive out for a burger for example.

if you want the experience you're gaining in Singapore (with more exposure then I would suggest you to work in Singapore)

then after 2 to 3 years come back Malaysia then demand a salary that would on par with the Singapore salary after conversion to MYR

Still save SGD1K=RM 3100 to RM 3300. Still worth it.

factor in your spendings and commitments too bro. List it out, what and how much u spend every months. Then see u can save how much.

Also where are u staying while working in SG? If in Johor, then it's worth. Coz u earn SGD, and spend MYR. But then the big trade off is the time and mental part that u spend on travelling daily.

Singapore

if u jimat for few year..u can earn big
makan sana murah, sewa cheaper bilik

last time i go interview at sg. offer sg2500.
i gembira..but boss said the 2500 included levy (cukai kepala)
i ask how much....that time is sg550 (for ppl like malaysia go there to work)
kalau pinoy yg belajar kat sg and graduate..levy only sg350, bangla 1100.

so i count after deduct...gaji macan tak manyak like KL..so i reject.
now levy sudah naik 600.

Left to Right
Manager—Employee—Boss or Director
Picture says it all

To be honest 3k sgd is almost fresh grad level salary. Rm5k here is someone with 3-5 years experience.

Try to nego. 3.5-4k sgd. otherwise just stay malaysia till can get a 5-6k offer. Then you can save a lot.

win win win apa ranciao

Work for experience lo, after few years come back kl can demand higher salary. Win win situation

On par with Singapura celery after conversion. Haha
Unless you are working in IT la.

Where and what you are working as. For Malaysia and Singapore. With that salary in Singapore, you need to share a room to make it worthwhile. Otherwise, your take home pay is going to be around 2.1 k after accounting for taxes and rent. Transport and food? Telco? Entertainment? Travelling back? Clothing? Singaporean company are pretty particular.

My friend earns 3.xk SGD now. He says earning 5k MYR is better. He could save more when he lived in Malaysia.

I dun think most ppl get 3k fresh.

see which company you're working for looo, my friend got back from Singapore PWC and his salary in Msia higher than what he earning in Singapore,
but he kena tarik from that company one la, diff people diff case but there's a possibility

Dun think you will get more exposure in sg. As a koolie what exposure you expect.

Since when 5k in KL is middle class? At least 10k in KL can consider middle class.

3k SGD in singapore is low class- you can rent one room in a HDB flat in city or 1HDB flat in outskirts and take train/bus for transportation(can't even afford taxi in Singapore).

RM5k in Malaysia is middle class- can get 1condo and 1 bezza/persona.

Wasn't there a thread yesterday SGD3k vs RM9k?

u need breakdown the cost la - rental , food , transport , etc... then we can judge ...

Maybe Middle class is not the correct word, let make it "Normal" Class then.

anyway, Yes, stay in Singapore, not live in Johor.

You rent a room in sgp. You rent a 🏠 in Msia. Don't dream of owning a car there.
If you have cpf, kena potong 20%. If no cpf, you're on your own when old.

Worse, many Msians working in Sg kena jangkit with materialism and spend like sinkies. Latest phone, check. adidas sneakers, check.

5k in sepang oredi b40.
5k in kl meaning miskin tegar.

you will downgrade considerably--> or you could rent an apartment next to CIQ JB, travel daily. You will waste extra 4 hours travelling on both ways by taking KTM or bus. You can enjoy better lifestyle with high income in Malaysia.

Unless if you are going to Singapore to gain experience and you have opportunity to advance in career: consider staying in KL.

If I am in your shoes and single, I would still consider to go to Singapore in view prospects are limited in Malaysia with extremely bad economic/political situation.


This post has been edited by powerlinkers: Nov 27 2019, 09:57 AM

go sg.
can take rts from jb.

Income wise, u shd be comparing (assuming rm5k is gross & $3k is net for non-pr)

1) rm5000+16%(employer epf contribution)
2) $3000>rm9000(inclusive of your 11%+16% employer as self contribution of epf)

U do the math here(less cost of living BTW bothside) Do consider career advancement, children education etc etc. No right or wrong here, depending what is your planning

This post has been edited by jojolicia: Nov 27 2019, 09:59 AM

5k Malaysia middle class is the definition of topkek

so RM5000 has the equivalent purchasing power as SGD3750.



This post has been edited by Drian: Nov 27 2019, 09:59 AM

x3. Nuff said.

Stay Sg rent close to ur workplace
Save money to buy car and bring all money back to ur hometown buy ur affordable house.
Living in MY need car , no car no kaki , u spend more on car, and your salary 5k from 1k all gone to car.
Even your food spend on 30 for each 10rm daily meal.
Spend in Sg maybe around 15 Sg then u save 15 each day.

it is illegal for the employer to charge employee levy.

SGD win lo

kuew teow soup KL = RM7.50

kuew teow soup SG = RM4

Dont come singapore pls

Too crowded aldy

How about chapfan / cai-fan

You are better off in Singapore as the country is far more advanced and the people who work there although foreigners are more positive and competitive.

In KL you will learn mediocracy

3k sgd
If after deduct everything left saving 1k sgd worth it

Work for 3 years jump or back msia
With saving around 36k sgd or 108k myr

It all about your lifestyle, depending on the currency you earn.

With SGD 3k, as following,

- Share room with other people, approximately SGD 350/ person with aircon room.
- MRT - SGD 50 / month
- Food - SGD 300 / month with SGD 10 / daily spend for 3 meal.
- Fill in your other expense for the rest

Haha how come advice about working in SG involves downgrading your lifestyle (compared to when in Malaysia)? In Malaysia you cannot downgrade your lifestyle meh in order to save money?

Wah, spend so little, feasible 😯

one fried chicken + 2 vege - 4.30 in city area

Can share location of the RM4 kt soup? I'm sure many of my kakis will love to eat there.

🤔 murah jugak

Earn more than or saving more?

For me, better Msia.

Laidback and stress less

this is what most ppl tot.....but most still stuck in sg till now

Why stuck leh

When you kuli in foreign country, you are trading your youth for money. Sharing a room is a downgrade, unless you want to pay Sgd1.5-2k for a flat.
There will be a time when you must make a decision to come back if you are not a citizen there. So you'll want to make sure you have life savings, else everyone including your own siblings might avoid you.

Depends on how u live ur life la actually. RM 5k can be ok for a lot of people but for others they will say 5k is peanuts.

3k sgd u have to be pandai pandai la. Share hdb with other people, eat simple hawker food, cook once in a while, stay near where u work, etc.

Fully agree. Many ppl i know are spending all the money they earn, so they can't afford to return to lower salary in Msia. It's very unlikely to get similar or higher pay in Msia.

most ppl cant get the same salary when they wanna return to malaysia....most of my friends stuck there are low level engineers earning 3-4k sgd
4k sgd is not that much after deducting all ur expenses

no wife no kids, singapore... else Malaysia...

I see... kinda sad

Sgd1.50... again, please share the location. This kind of pricing could not be had even 25 years ago.

If get fired GG ?

company kecil
very common cases in jobstreet

every month can earn Gaji 4k or above
jobscope : sale executive

but bila pigi interview..
basic 1.5k.. yg semua tu commision

same like the sg ads.
sg2.5 is for local one but open for malaysia or oversea kuali too.
but the problem is local sg ppl mau higher salary. starting with 3k, but zero experinces.
that y the company the boss and partner is SG, other staff is malaysia or pinoy and bangla.

That's a real threat many choose to not think about. And we're talking about those with work permit, not PR.

can report to MOM, let the company close down

If u are single
Rental in sg, 550 with aircond own room.

No need to drive, don't need a car as public transport is so efficient, saving is huge.

Basically, work in sg u just need to pay rental n food, transport is very minimal. U can save 2k sgd without a sweat. That's rm6k u can save monthly

that is SGD 4.30

1. that range no where near middles class
2. you are slightly better off with SGD5k compared to RM5k, thinking that you can have RM15k lifestyle with SGD5k salary is just plain
3. RM5k and SGD3k won't get the same lifestyle... don't cheat yourself

gaji sgd but live like bangla

vs

gaji myr tapi hidup 'mewah'

Sorry i mean SGD4

cari makan susah.
kasi chance lah.
small company is like that.
got 2 malaysian also working there. tak baik rosak periuk nasi orang lain.
willing seller willing buyer lo.

friend said he's more sustainable working in SG than in KL

it's illegal to deduct but most will offer and justify the low pay by using the levy as an excuse. Deswai many malaysians think can get 3K but offered 2K+ here

got difference one la. Singapore u dont need a car to move around. owning a car is like the worst decision u ever make in SG. in KL, no car u are basically stucked.
So by saying not able to own a car in SG = downgrade compare to KL is not a fair comparison.

Back to his 3k vs 5k debate.

If you are single, below 30, i would say go for it. not sure how you gonna spend your RM5k in Msia but i can break down a bit SG cost for you.

$700-800 - room rental (own room, no sharing)
$80 - EZlink / flashpay card (transport)
$600 - food (assume u eat luxury once in a while, $20 a day is quite a lot)
$100 - groceries (toilet paper, shampoo etc)
$300 - entertainment (weekend go JB splurge la)
$50 - phone bill (should be lower)

minus this and that, thats still below $2k a month. I budgeted quite a lot and if u are a person that jimat cermat a bit, this bajet is overkill. assume u save 1k a month here. u can do a lot with that $$ compare to work in KL. u save 6 months u can go for a week euro trip if u work in SG. i think u need to save at least a year to do the same in KL.

Another scenario for u which is what I am doing now which is stay JB. those who say can save a lot of money not entirely true but u get better living environment la.

House installment + maintenance fees - RM900
Electric + internet + water - RM500
Car installment - RM900 (Myvi saja)
Motorbike cost - $100 (I use singapore bike, no need pay VEP) this calculation is base on i buy bike 10k SGD + insurance roadtax around $600 a year. divide to monthly.
Motor service - RM150 (2 times engine oil a month and average out those brake pad etc)
Petrol - RM150 (RM6+ a day)
Cash card top up - $100 (ERP, carpark for bike)
Makan in SG - $250 ($10 a day for lunch, sometime eat luxury so bajet a bit more)
Makan in JB - RM1k (sorry i spend a lot. sometime i makan alone can hit 50-100 a meal when go restaurant etc)

Looking back at the calculation, when u stay in JB the transport cost itself already killed the savings u get compare to staying in JB. Basically you are sacrificing your travel time for better quality of life instead of can save a lot $$ as claimed by many.

This...
and not to mention 3K SGD have almost negligible income tax less than 200SGD .... but RM5K tax bracket you get back 4.2K a month.

To be fair, SG is SG, KL is KL. its 2 different country with 2 different culture. There are things which is a "MUST HAVE" in Malaysia while you dont need it in SG.

For example. U got date amoi / awek in KL, u no car u think they wanna go out with u take Grab?
When you date SG chicks, its normal they go take MRT / bus. If you have a car its a bonus.

fresh grad salary yo... true story..

3k sgd? no need lar

the morning singapore rush will kill u

Not exactly cheap, isn't it?

That's more expensive than the RM7.50 kt soup you compared with.

You earn Sgd3k vs RM5k but you still have to pay more for food after conversion.

agreed. RM15K already driving BMW and traveling 3-4 times a year, while SGD5K only stuck in pigeon hole with 6 digits in the bank account because it's stupid to buy a car and company dont approve leave to travel (not enough public holiday as well)


and SG kiasu culture is challenging each other who got it cheaper, while malaysian kiasu culture is challenging who paid more. So if assimilated into SG kiasu culture, one will end up saving even more

This post has been edited by Bonchi: Nov 27 2019, 10:43 AM

true also

SGD3k is fresh grad salary, MYR5k is how many years?

diff phase of life, diff lifestyle

if u middle age alr but still gunning for SGD3k salary in SG, my opinion is dont do it, u will regret. Stay in Malaysia.

If fresh grad, by all means

Why convert? Don't think u can get RM4.30 chapfan in KL with 1 meat

Which alternate malaysia dimension you can drive BMW and travel 3~4 times a year with just a RM15k salary? Travel to Melaka issit?

millennials berlambak yo. we call them the "moonlight tribe" which translate from chinese to everymonth savings 0 gang.

Con la firm Singkapork

NUS canteen almost everything there less than 3SGD

its normal to take public transport to work, it's never normal to take public transport to date
what's more malaysian guys are a level lower in the eyes of a amoi sinki

Unless managed to find a malaysian girl working in sg then maybe, just maybe, it'd be ok. Lol

When i was start earning rm5k monthly...i could afford to save like rm 2k monthly. Someetimes rm2.5k...if thrs emergency expenditure, icoild still save 1.5k monthly...

Rm5k if ur single and dont have a big head(start want to pakai bangsa H, godcar, load urself up with credit card and loan debt etc2) is a very comfort like already.

You have to read the post I quoted for the whole gist. Nobody said we can get the RM4.30 chap fan in kl.

Been there before. Cheap but not to Sgd1.50 level lah.

Sg is viable ONLY IF ur fren stay in JOhor and commute daily to work.

Don't understand.