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 SGD 3000 vs RM 5000 SALARY, who win?

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pg84
post Nov 27 2019, 10:20 AM

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QUOTE(testinglabha @ Nov 27 2019, 09:39 AM)
Let discuss this Scenarios:

Malaysian stay at KL, earn RM5000 salary

VS

Malaysian stay at Singapore, earn SGD3000 salary

Who actually earn more if both of them continue Live Same Lifestyle (No "Kuli" life, but not luxury life either, just comfortable middle class life)?

p.s. do consider stuff like EPF thingy, etc
*
If u are single
Rental in sg, 550 with aircond own room.

No need to drive, don't need a car as public transport is so efficient, saving is huge.

Basically, work in sg u just need to pay rental n food, transport is very minimal. U can save 2k sgd without a sweat. That's rm6k u can save monthly
pg84
post Nov 27 2019, 03:54 PM

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QUOTE(scorptim @ Nov 27 2019, 11:35 AM)
Earn 3k SGD can save 2k sgd? How wei? Live like bangla issit?

Your public transport no need pay, makan no nee pay ah? Telephone etc all no need ah? Unless you live like a hikimori it’s impossible.
*
U live in sg?
pg84
post Nov 27 2019, 10:13 PM

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QUOTE(scorptim @ Nov 27 2019, 07:46 PM)
You made the claim so I’m asking you how, room rental also already 500 sgd, makan say la every meal you eat the cheapest food also SGD10 per day la, already SGD 300, left SGD 200, your mrt is not free, your mobile phone bills and any other bills say la SGD 200. Meaning you have to spend absolutely zero on everything else leh. How else but live like hikimori? No shopping, no entertainment...what else do you call it?
*
OK la, let me breakdown for u. No need to argue here

3k SGD, consider a person not pr so no 5 15 or 20% cpf deduction.

Rental depends on location n how yim jim a person, say avg 550 with aircon
Telco, circle life sgd 20, 20gb, 100mins call, unlimited incoming
Makan, actually if normal working days zapfan 3.5, drinks 1.5. Sgd 5 permeal, 15 perday, 450 permonth
Transport sgd10 per week mrt, or better stay near working area, walk or bus can reach. Bus avg 1.5 per trip

Rental 550, makan 450, Telco 20, mrt 40 total 1060 permonth.
3k, u still hav 2k to save. Its doable.
Now, if u want to shop, enjoy, eat buffet once per month, say 500. Buffet atas one is about sgd 100, U still have 1.5k saving. Rm4500 saving.

Anymore want to know?

pg84
post Nov 27 2019, 10:31 PM

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QUOTE(cloudwan0 @ Nov 27 2019, 08:14 PM)
Not sure what do you mean by you don’t own the house?
You able to stay for 99 years, and I don’t think you will stay for so Long, and now malaysia many condo, apartment Also go for 99 leasehold.
Asking do you own the HDB if like asking do you own the company by purchasing their share

As Long as I stay as I like during my life time, why should I worry it is a freehold or leasehold?
Some more for freehold, when gov need to use the land for infrastructure, they will just compensate and just take it.

Since I choose to take a cheaper option, I would just take what bond to me.
Many don’t even have the chance, for example hk.
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Simple explanation :
Both lease hold
But one is from gov one is from developer
Gov one can take back ur house anytime if they think u break the lease agreement, the other one they can only do so after 99 yrs by the land owner (gov)


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