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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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blibala
post Feb 13 2022, 08:37 PM

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Just notice maybank2u just ASNB amount in wealth section. Anyone knows to delink it? I dont need Maybank to know my ASNB
!@#$%^
post Feb 13 2022, 08:54 PM

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QUOTE(blibala @ Feb 13 2022, 08:37 PM)
Just notice maybank2u just ASNB amount in wealth section. Anyone knows to delink it? I dont need Maybank to know my ASNB
*
it is linked to all asnb agents.
blibala
post Feb 13 2022, 09:09 PM

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QUOTE(!@#$%^ @ Feb 13 2022, 08:54 PM)
it is linked to all asnb agents.
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Adui.... Thanks for highlighting
familyfirst3
post Feb 14 2022, 09:10 AM

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QUOTE(blibala @ Feb 13 2022, 08:37 PM)
Just notice maybank2u just ASNB amount in wealth section. Anyone knows to delink it? I dont need Maybank to know my ASNB
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yeah was quite uncomfortable with it initially but I dont think we have a choice.
nexona88
post Feb 16 2022, 09:29 AM

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QUOTE(familyfirst3 @ Feb 14 2022, 09:10 AM)
yeah was quite uncomfortable with it initially but I dont think we have a choice.
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Wait until LHDN get their hand on the information 😋

Since they also can access our banks details include balance & transactions history 😬
mhhee
post Feb 16 2022, 09:34 AM

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Newbie here, what's the best timing to fish for ASM 2 & ASM 3?

It's really hard to catch.
MGM
post Feb 16 2022, 09:51 AM

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QUOTE(nexona88 @ Feb 16 2022, 09:29 AM)
Wait until LHDN get their hand on the information 😋

Since they also can access our banks details include balance & transactions history 😬
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I tot they already can easily access our details in epf n asnb.
lim47
post Feb 16 2022, 09:59 AM

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QUOTE(mhhee @ Feb 16 2022, 09:34 AM)
Newbie here, what's the best timing to fish for ASM 2 & ASM 3?

It's really hard to catch.
*
Got secret app 😅

familyfirst3
post Feb 16 2022, 10:34 AM

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QUOTE(nexona88 @ Feb 16 2022, 09:29 AM)
Wait until LHDN get their hand on the information 😋

Since they also can access our banks details include balance & transactions history 😬
*
Well if its savings from properly recorded earnings, I have no worries if they will know. Moreover I think they already know. But just felt weird that they link the ASM to my Maybank account (why not other banks where I hv account too)?
MGM
post Feb 16 2022, 11:48 AM

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QUOTE(familyfirst3 @ Feb 16 2022, 10:34 AM)
Well if its savings from properly recorded earnings, I have no worries if they will know.  Moreover I think they already know.  But just felt weird that they link the ASM to my Maybank account (why not other banks where I hv account too)?
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I think link to all your bank accounts where the banks are asnb agents.
MattSally
post Feb 16 2022, 12:54 PM

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Probably a little early to ask, but I am trying once again to review options if the ASB2 dividend (due 31/3/22) falls short of hopes and expectations. The current market makes any confident prediction impossible I think but my 'guesstimate' is a total of around 5%, maybe 4% + 1% bonus.

Any thoughts?
nexona88
post Feb 16 2022, 02:25 PM

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QUOTE(MGM @ Feb 16 2022, 09:51 AM)
I tot they already can easily access our details in epf n asnb.
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Well EPF..then yes. Confirm.. JPJ too 😬

Didn't know they already have access on ASNB...
It's news to me..

So I guess Tabung Haji too then 🧐
Chrono-Trigger
post Feb 16 2022, 02:33 PM

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any of you got invitation to ASNB lounge for preferred customer service chit chat?
hustlerism
post Feb 16 2022, 05:38 PM

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Question:

Would you put your cash into your Full Flexi House Mortgage account to offset the interest?

OR

Would you rather put that cash into ASB?
TSlucifah
post Feb 16 2022, 07:48 PM

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QUOTE(hustlerism @ Feb 16 2022, 05:38 PM)
Question:

Would you put your cash into your Full Flexi House Mortgage account to offset the interest?

OR

Would you rather put that cash into ASB?
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its a no brainer.. ASB dividend is higher than the interest charged or saved from the flexi account offset

unless you dont have access to ASB, and has very little success in purchasing ASM123, then its a different scenario
LoTek
post Feb 17 2022, 09:00 AM

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QUOTE(Chrono-Trigger @ Feb 16 2022, 02:33 PM)
any of you got invitation to ASNB lounge for preferred customer service chit chat?
*
No, maybe the difference between a 6 figure account and a 7 figure one... brows.gif
Chrono-Trigger
post Feb 17 2022, 09:19 AM

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QUOTE(hustlerism @ Feb 16 2022, 05:38 PM)
Question:

Would you put your cash into your Full Flexi House Mortgage account to offset the interest?

OR

Would you rather put that cash into ASB?
*
Financially speaking, whichever that gives you the higher interest.

However, this is dependent on your preference. Some people, don't like to sleep with debt and have more happiness and peace of mind settling their debt.

Mental wellbeing needs to take into consideration to.

Some people are ok with 500,000 debt and 1 million ASNB ... some are ok with Zero debt and 500,000 ASNB.

i ... dont like debt..., as it affects my wellbeing... have to keep looking at interest rate...goes up, repayment also go up..

This post has been edited by Chrono-Trigger: Feb 17 2022, 09:26 AM
Chrono-Trigger
post Feb 17 2022, 09:29 AM

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QUOTE(LoTek @ Feb 17 2022, 09:00 AM)
No, maybe the difference between a 6 figure account and a 7 figure one... brows.gif
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i heard 500,000 and above is considered privilege customer?
MGM
post Feb 17 2022, 09:49 AM

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QUOTE(Chrono-Trigger @ Feb 17 2022, 09:19 AM)
Financially speaking, whichever that gives you the higher interest.

However, this is dependent on your preference.  Some people, don't like to sleep with debt and have more happiness and peace of mind settling their debt.

Mental wellbeing needs to take into consideration to.

Some people are ok with 500,000 debt and 1 million ASNB ... some are ok with Zero debt and 500,000 ASNB.

i ... dont like debt..., as it affects my wellbeing... have to keep looking at interest rate...goes up, repayment also go up..
*
Has there been an instance that asb loan interest is higher than dividend?
lim47
post Feb 17 2022, 10:00 AM

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QUOTE(Chrono-Trigger @ Feb 16 2022, 02:33 PM)
any of you got invitation to ASNB lounge for preferred customer service chit chat?
*
This one for 7 digit amount members only 😅
I keci miao 4digits no get special vip service.
Got any special promo can topup fund, get hadiah ? 🤔
Extra % rates?

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