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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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familyfirst3
post Feb 14 2022, 09:10 AM

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QUOTE(blibala @ Feb 13 2022, 08:37 PM)
Just notice maybank2u just ASNB amount in wealth section. Anyone knows to delink it? I dont need Maybank to know my ASNB
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yeah was quite uncomfortable with it initially but I dont think we have a choice.
familyfirst3
post Feb 16 2022, 10:34 AM

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QUOTE(nexona88 @ Feb 16 2022, 09:29 AM)
Wait until LHDN get their hand on the information 😋

Since they also can access our banks details include balance & transactions history 😬
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Well if its savings from properly recorded earnings, I have no worries if they will know. Moreover I think they already know. But just felt weird that they link the ASM to my Maybank account (why not other banks where I hv account too)?
familyfirst3
post Feb 23 2022, 12:43 PM

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Next time retired liao need to find more lounges to sit biggrin.gif
familyfirst3
post Feb 24 2022, 10:11 AM

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I think theres some critera need to satisfy b4 being invited to louge...like education level, certain profession, stylo, etc.
Unker in t shirt n shorts, for sure they no-hue! Auntie another asnb account oso no sound.



Like that one meh
familyfirst3
post Mar 1 2022, 03:14 PM

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QUOTE(nexona88 @ Mar 1 2022, 11:25 AM)
Long time didn't try already...
Because many days / times...
It's just pure waste time & energy only... Looking at zero units daily basis...

Either everyone is "rich" & hoarding all the units for years to come or waiting for dividend before withdraw all for once 🧐🤔
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Betul, long time no try edi. I moved to SSPN but last year I took out all (except Rm20) and dump into EPF
familyfirst3
post Mar 4 2022, 04:20 PM

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QUOTE(MGM @ Mar 3 2022, 12:39 PM)
I think epf doing better than ASMx now due to epf's foreign investment n rm weakening.
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+ election year or nearing election year
familyfirst3
post Mar 5 2022, 05:14 PM

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QUOTE(MattSally @ Mar 5 2022, 12:59 PM)
Oil and Gold are the places to be at the moment but I still think ASB2 dividend (due end of March) will total around 5% inclusive of bonus.

Fingers crossed.
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For gold, how to invest? Which is the safest platform with smallest spread? Thru banks ok?
familyfirst3
post Mar 21 2022, 12:06 PM

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QUOTE(dlttdltt @ Mar 20 2022, 06:23 PM)
Counting down 9 more days for the div announcement day on the 29th same as last year ? Asm1 5% Asb2 5.25%
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id be happy with these. Lets hope.
familyfirst3
post Mar 24 2022, 11:10 AM

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Ngam ngam 5% is good. Nothing less (disappointing) and anything more (its great news).
familyfirst3
post Mar 24 2022, 03:22 PM

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QUOTE(Chrono-Trigger @ Mar 24 2022, 02:13 PM)
give us 6.0% baaaaa
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have to be realistic biggrin.gif
familyfirst3
post Mar 30 2022, 12:28 PM

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QUOTE(melondance @ Mar 29 2022, 06:15 PM)
After dividend payout and resumption on 1 April for ASM, is it easy to buy alot of unit at once? Anyone here can speak from their experience when purchasing the day after dividend payout?
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From past experience these few years, not that many selling in large quantity. Usually small ones only. Previously I thot MCO sure ramai will sell but not the case. Good also lah for people to keep it.
familyfirst3
post Mar 30 2022, 03:37 PM

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Pretty disappointing. Can easily get 4% with SSPN during ganjaran promotion or dump 60k into EPF without a need to fish so hard. Anyhow, wont withdraw as just using it to diversify my funds. Wont look to top up anything as well this year.
familyfirst3
post Apr 6 2022, 09:35 AM

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QUOTE(adam1190 @ Apr 6 2022, 09:31 AM)
Is there any minimum dividend that all these fixed price fund like EPF (2.5%)?
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I dont think so. Principal is not guaranteed too.
familyfirst3
post Apr 13 2022, 01:09 PM

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QUOTE(NF2M @ Apr 12 2022, 06:31 PM)
Kind of hard to get any unit of ASM these days.

Any of you guys got lucky these few days?
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Once a blue moon I try to round up my numbers but never successful haha. So I dump into EPF easier la since Im not too far away from withdrawal age.

This post has been edited by familyfirst3: Apr 13 2022, 01:10 PM
familyfirst3
post May 12 2022, 08:18 AM

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QUOTE(OptimusStar @ May 11 2022, 09:21 PM)
Can saving in ASM be considered for tax relief under PRS?
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Of course not.
familyfirst3
post May 17 2022, 04:20 PM

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QUOTE(lee82gx @ May 17 2022, 04:10 PM)
sorry for a bit OOT, for voluntary placement into EPF, can we actually withdraw it or not? Or must follow the same rules as the regular salary deduction contributions?
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Same rules. Unless got more than RM1m, then free to withdraw the excess anytime
familyfirst3
post May 19 2022, 02:07 PM

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QUOTE(lucifah @ May 19 2022, 10:40 AM)
just be prepared to fill up some AMLA paperworks saja as per BNM directive
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I think he means if withdraw the excess only, not the RM1m. Excess no need fill up AMLA papers kua?
familyfirst3
post May 24 2022, 08:07 AM

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QUOTE(MattSally @ May 22 2022, 04:55 PM)
I am not suggesting ASM funds will reach 5.5% this year, but I think 5% next year and 5.5% in 2024 is a reasonable expectation.

That is based on an expectation of OPR stabilising around 3% in mid 2023.
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If indeed so, I dont really mind keeping it there. Moreover, already diversifying now so wont have much place for me to move it too. Will keep till cows come home I guess.

Oh, I can i just add this into my will and pass it on to my kid?
familyfirst3
post May 25 2022, 08:12 AM

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QUOTE(MattSally @ May 24 2022, 10:15 AM)
You can but it is much easier to go directly to ASNB office (now) and fill the assignment forms in there. They guarantee transfer of funds within 21 days of sight of the death certificate to any bank account in the name of the recorded beneficiary.
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I guess the will is a better way if I wish to only give him access to my ASM at a certain age (after passing on)? I dont want him to plunder away the cash so soon tongue.gif
familyfirst3
post May 25 2022, 09:29 AM

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QUOTE(MGM @ May 25 2022, 08:25 AM)
Are u guys referring to normal will or PENGISYTIHARAN AMANAH(PA)/ TRUST DECLARATION?
Cos if PA, then AS's units r  transferred to beneficiary not cash.

https://www.asnb.com.my/pengisytiharanamanah_EN.php
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My case I am referring to normal will.

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