probably delay from telco

Anyone know how to apply for PBB credit card EPP with 0% interest? And I found this plan online which browsing~ Anyone know more about it? ZIIP

Find the merchant that offers ZIIP.
Normally only merchant who has the bank card terminal can offer and process for installment plan.

This post has been edited by GrumpyNooby: Dec 1 2020, 10:01 PM

Once in awhile, they will email the available catalogue for ZIIP plan.. Samsung, oneplus, dyson, realme, etc.

ZIIP merchants is more extensive than those sent out in emails.
As long as the merchant holds a PB terminal, ZIIP plan is possible; example SenQ/Sen Heng, Harvey Norman etc.

This post has been edited by GrumpyNooby: Dec 1 2020, 10:20 PM

Since you mentioned this, wanted to ask, did you really found/use ZIIP plan for those merchant you mentioned? Do they still charged you any one time handling feee?
From my place (JB), all the merchant you mentioned charges 2%~5% one time handling fee for converting to ZIIP, which is weird...
Was planned to buy a laptop about 6k with ZIIP, but when heard the one time handling fee stuff, cancel my plan. If 5% of 6k means 300 siall..

I thought got processing fees only. Many years ago bought a camera with ambank cc with 0% but got one time processing fees around RM60 (or RM80, can't remember).

I think Harvey Norman has no handling fee.
I heard SenQ/Sen Heng got handling fee.

I'm not a fan of ZIIP.
Last time, PB Quantum cards got 0% FlexiPay which is more handy than ZIIP.

Ohh..I tot there will be a merchant lists to be refer from in somewhere....But I cant find it anyway..lol

And I didnt get any sms or Email like tat before pun...haiz

This post has been edited by Deskihaoz: Dec 1 2020, 10:30 PM

The list is too extensive to list out.

This post has been edited by GrumpyNooby: Dec 1 2020, 10:31 PM

Yeaaa..But I think pbb revised the 0% to 1%...correct me if im wrg...=[



This post has been edited by Deskihaoz: Dec 1 2020, 10:33 PM

Correct and with COVID-19, I have been very prudent with my spending.

This post has been edited by GrumpyNooby: Dec 1 2020, 10:34 PM

And possible to buy from online website for example APPLE Malaysia Official site and convert to EPP?

Oh ya it's called "processed fee", i keep remember calling it "one time handling fee".. same stuff imo, hahaha

Well, dunno how it works..
Harvey Norman Southkey Midvalley JB and SenHeng Tebrau City both charge one time processing fee. They even print out a table for all the cc bank they support and how much % they charged.. lol
QV now charges 1% one time fee, which is still better than their rate, just that it's fixed at 12 months, while those merchant ZIIP can go up to 36 months.

Shopee Malaysia should have ZIIP.
Last time bought a phone from there using ZIIP.

Lost faith with online 3rd party platform~ Last few months bought a Airpods Pro from authorized APPLE reseller from LAzada and came out fake....Noise canceling works 3 months ++ den not working...Den oni I checked the SN on the box with the case lid..not same....Cos I only checked the box SN which was legit but not check the case lid SN tgt...

Lodged complaints to the shop den they claimed they are authorized reseller and wont sell fake stuff...Called Apple official rep but they cant help oso..Haizz

last month when I request replacement of my debit card due to faulty
although maildrop but when the poslaju came
he also rang my doorbell and treat as common poslaju delivery

sorry last Q

now can send the supporting docs via email? or I still need to send em using poslaju to PB HQ?

thanks

most likely he didnt see the maildrop chop

most of the time postman will just put it inside the mailbox and cabut!

send everything via email

cardsmarketing@publicbank.com.my or custsvc@publicbank.com.my