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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Wolgie
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Aug 1 2019, 03:35 PM
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QUOTE(ClarenceT @ Aug 1 2019, 12:20 PM) RM0.00 PB Card: Get 3% or 5% Cash Back with RM300 or RM500 on local retail spend from now till 31/12. SMS PBV<space>16 digit Visa card no to 66300. T&C apply. RM0.00 You have registered. Get 3% or 5% Cash Back with RM300 or RM500 on local retail spend. Valid till 31/12. T&C apply. New Game. Visa also.... why i received msg..... curious...
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ClarenceT
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Aug 1 2019, 03:36 PM
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QUOTE(Wolgie @ Aug 1 2019, 03:31 PM) Ayaik,,, for Visa, my quantum is master Finally I found someone regret giving up Quantum Visa! Haha. PB V is another Visa-only campaign.
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tan_aniki
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Aug 1 2019, 03:43 PM
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QUOTE(ClarenceT @ Aug 1 2019, 03:36 PM) Finally I found someone regret giving up Quantum Visa! Haha. PB V is another Visa-only campaign.  no regret, still got VS and VI
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SUSCardNoob
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Aug 1 2019, 03:45 PM
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QUOTE(tan_aniki @ Aug 1 2019, 03:43 PM) no regret, still got VS and VI If you're not at those income bracket, it's not easy to get those cards right?
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ClarenceT
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Aug 1 2019, 03:46 PM
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QUOTE(tan_aniki @ Aug 1 2019, 03:43 PM) no regret, still got VS and VI I meant those pure Quantum users.
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jhleo1
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Aug 1 2019, 04:00 PM
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Suggest you to call CS to double confirm. CS told me retail transaction not include online transaction. CS said campaign like "Spend Online and Enjoy up to RM100 Shopee e-Voucher Campaign" which stated in TnC that valid only online transaction not for "retail transaction". I not really agreed by the way CS explained. Anyway only got RM120 for me not qualified up to RM600. Therefore I just need to spend another RM120+ at any shops to get qualified. QUOTE(LemonJane @ Aug 1 2019, 02:59 PM) Really? I spent RM1,300 online hoping to get the luggage set. Aiya now I need to spend more I just checked up on the terms and conditions. Para 18 says: For the purpose of this Campaign, “retail transaction” means the purchase of any goods or services (local and overseas) with the use of the PB/PIB Credit Card and may, at Public Bank’s discretion, include any PB/PIB Credit Card transaction as may be determined by Public Bank except for the following transactions but not limited to: a) “Flexipay” AND “Zero Interest Instalment Plan” monthly instalment payment. b) Balance Transfer c) Auto-Debit & Recurring Payments d) Payments for utilities, direct marketing, insurance premiums, government related payments or payment via www.pbebank.com e) Any refund, disputed, unauthorized or fraudulent retail transaction f) Cash Advance / Cash Withdrawal, quasi cash, casino transactions, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies) and any other form of service / miscellaneous fees.It doesn't exclude online transactions. Did CSA give correct information?
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Wolgie
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Aug 1 2019, 04:14 PM
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QUOTE(ClarenceT @ Aug 1 2019, 03:46 PM) I meant those pure Quantum users. yup. pure quotum user. Max every month cashback.
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cybpsych
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Aug 1 2019, 04:15 PM
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QUOTE(Wolgie @ Aug 1 2019, 04:14 PM) yup. pure quotum user. Max every month cashback. you are replying for the sake of replying?
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Wolgie
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Aug 1 2019, 04:17 PM
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QUOTE(cybpsych @ Aug 1 2019, 04:15 PM) you are replying for the sake of replying? replying for quote.
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cybpsych
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Aug 1 2019, 04:21 PM
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Revision of PB/PIB Credit Card Agreement - 1 August 2019
Dear Valued Customers,
Kindly be informed that effective 2 October 2019, there will be a revision on Public Bank and Public Islamic Bank Credit Card Cardmember Agreements pertaining to the Minimum Monthly Payment and Finance Charge / Management Fee.
You may retrieve the latest Cardmember Agreements from the links below:
Public Bank Visa/Mastercard Credit Card Cardmember Agreement Public Bank Visa/Mastercard Co-Branded Credit Card Cardmember Agreement Public Islamic Bank Visa/Mastercard Credit Card Cardmember Agreement
Thank you.**Updated PDS as of 2 August 2019** https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspxMinimum Monthly Repayment - 5% of the outstanding balance as at statement date or a minimum of RM50, whichever is higher.5% of the total Current Balance; - total amount of Monthly Instalment [including monthly instalments for Auto Balance Conversion (ABC), Zero Interest Instalment Plan (ZIIP), Flexipay, Balance Transfer Plan (BTP)], if any; and - whole amount in excess when the Current Balance is in excess of the Credit Line, if any; OR - RM50; whichever is higher. This post has been edited by cybpsych: Aug 1 2019, 08:09 PM
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annoymous1234
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Aug 1 2019, 05:25 PM
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Anyone notice that reloading tng ewallet got both cashback and vip point?
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cybpsych
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Aug 1 2019, 05:29 PM
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QUOTE(annoymous1234 @ Jul 3 2019, 09:18 AM) not sure if it's related but my tng is E-Comm 2, instead of 3. by the way check your VIP points. apparently tng got cb and points QUOTE(annoymous1234 @ Aug 1 2019, 05:25 PM) Anyone notice that reloading tng ewallet got both cashback and vip point? thought you already mentioned this? good lor, keep quiet before someone starts questioning PBB
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LemonJane
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Aug 1 2019, 07:32 PM
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QUOTE(jhleo1 @ Aug 1 2019, 04:00 PM) Suggest you to call CS to double confirm. CS told me retail transaction not include online transaction. CS said campaign like "Spend Online and Enjoy up to RM100 Shopee e-Voucher Campaign" which stated in TnC that valid only online transaction not for "retail transaction". I not really agreed by the way CS explained. Anyway only got RM120 for me not qualified up to RM600. Therefore I just need to spend another RM120+ at any shops to get qualified. I have spoken to a CSA. He said online transactions for utilities, insurance and "direct-marketing" items such as Cosway(but why?) are not included. Online transactions of air tickets, Lazada are included. Looks like different CSAs have different interpretations of what is "retail transaction".
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SUSMNet
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Aug 1 2019, 09:18 PM
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QUOTE(ClarenceT @ Aug 1 2019, 08:03 AM) Some merchants don't accept Jompay - Credit Card. You can check at www.jompay.com.my if the particular merchant allows CC. the merchant accept jompay
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SUSCardNoob
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Aug 1 2019, 09:21 PM
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QUOTE(MNet @ Aug 1 2019, 09:18 PM) the merchant accept jompay Accepts JomPay doesn't mean it accepts credit card. StashAway Malaysia accepts JomPay but only accepts fund from CASA. Check your merchant from JomPay website: https://www.jompay.com.my/biller-codes.aspx
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jhleo1
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Aug 1 2019, 10:11 PM
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Lol.. So at the end it's system check the eligibility or human checking? QUOTE(LemonJane @ Aug 1 2019, 07:32 PM) I have spoken to a CSA. He said online transactions for utilities, insurance and "direct-marketing" items such as Cosway(but why?) are not included. Online transactions of air tickets, Lazada are included. Looks like different CSAs have different interpretations of what is "retail transaction".
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Human Nature
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Aug 1 2019, 10:13 PM
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QUOTE(jhleo1 @ Aug 1 2019, 10:11 PM) Lol.. So at the end it's system check the eligibility or human checking? system definitely
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ClarenceT
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Aug 2 2019, 06:28 AM
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https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspxExclude - Online. RM150k monthly - so >3000 winners, no need to rush to complete transactions on the first day of a month. In a single receipt, not cumulative spendings! This post has been edited by ClarenceT: Aug 2 2019, 06:31 AM
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SUSCardNoob
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Aug 2 2019, 07:13 AM
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QUOTE(ClarenceT @ Aug 2 2019, 06:28 AM) https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspxExclude - Online. RM150k monthly - so >3000 winners, no need to rush to complete transactions on the first day of a month. In a single receipt, not cumulative spendings! Quite similar to previous campaign.
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MGM
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Aug 2 2019, 07:15 AM
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QUOTE(ClarenceT @ Aug 2 2019, 06:28 AM) https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspxExclude - Online. RM150k monthly - so >3000 winners, no need to rush to complete transactions on the first day of a month. In a single receipt, not cumulative spendings! Same "Qualified Retail Transaction" as "Spend Everyday with PB Visa Credit Card" campaign but lower % CB (3/5% vs 5/8%). Can a person who spent a qualified transaction yesterday but only register for the campaign today qualified?
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