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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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Wolgie
post Aug 1 2019, 03:35 PM

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QUOTE(ClarenceT @ Aug 1 2019, 12:20 PM)
RM0.00 PB Card: Get 3% or 5% Cash Back with RM300 or RM500 on local retail spend from now till 31/12. SMS PBV<space>16 digit Visa card no to 66300. T&C apply.

RM0.00 You have registered. Get 3% or 5% Cash Back with RM300 or RM500 on local retail spend. Valid till 31/12. T&C apply.

New Game.
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Visa also.... why i received msg..... curious...
ClarenceT
post Aug 1 2019, 03:36 PM

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QUOTE(Wolgie @ Aug 1 2019, 03:31 PM)
Ayaik,,, for Visa, my quantum is master
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Finally I found someone regret giving up Quantum Visa! Haha.
PBV is another Visa-only campaign. tongue.gif

tan_aniki
post Aug 1 2019, 03:43 PM

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QUOTE(ClarenceT @ Aug 1 2019, 03:36 PM)
Finally I found someone regret giving up Quantum Visa! Haha.
PBV is another Visa-only campaign.  tongue.gif
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no regret, still got VS and VI
SUSCardNoob
post Aug 1 2019, 03:45 PM

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QUOTE(tan_aniki @ Aug 1 2019, 03:43 PM)
no regret, still got VS and VI
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If you're not at those income bracket, it's not easy to get those cards right?
ClarenceT
post Aug 1 2019, 03:46 PM

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QUOTE(tan_aniki @ Aug 1 2019, 03:43 PM)
no regret, still got VS and VI
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I meant those pure Quantum users.
jhleo1
post Aug 1 2019, 04:00 PM

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Suggest you to call CS to double confirm. CS told me retail transaction not include online transaction. CS said campaign like "Spend Online and Enjoy up to RM100 Shopee e-Voucher Campaign" which stated in TnC that valid only online transaction not for "retail transaction". I not really agreed by the way CS explained. Anyway only got RM120 for me not qualified up to RM600. Therefore I just need to spend another RM120+ at any shops to get qualified.

QUOTE(LemonJane @ Aug 1 2019, 02:59 PM)
Really?  I spent RM1,300 online hoping to get the luggage set.  Aiya now I need to spend more

I just checked up on the terms and conditions.  Para 18 says:

For the purpose of this Campaign, “retail transaction” means the purchase of any goods
or services (local and overseas) with the use of the PB/PIB Credit Card and may, at
Public Bank’s discretion, include any PB/PIB Credit Card transaction as may be
determined by Public Bank except for the following transactions but not limited to:
a) “Flexipay” AND “Zero Interest Instalment Plan” monthly instalment payment.
b) Balance Transfer
c) Auto-Debit & Recurring Payments
d) Payments for utilities, direct marketing, insurance premiums, government related
payments or payment via www.pbebank.com
e) Any refund, disputed, unauthorized or fraudulent retail transaction
f) Cash Advance / Cash Withdrawal, quasi cash, casino transactions, interest payments,
late payment fees, finance charges, annual fees, reversals, payment to charity(ies)
and any other form of service / miscellaneous fees.


It doesn't exclude online transactions.  Did CSA give correct information?
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Wolgie
post Aug 1 2019, 04:14 PM

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QUOTE(ClarenceT @ Aug 1 2019, 03:46 PM)
I meant those pure Quantum users.
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yup. pure quotum user. Max every month cashback.

cybpsych
post Aug 1 2019, 04:15 PM

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QUOTE(Wolgie @ Aug 1 2019, 04:14 PM)
yup. pure quotum user. Max every month cashback.
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you are replying for the sake of replying?
Wolgie
post Aug 1 2019, 04:17 PM

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QUOTE(cybpsych @ Aug 1 2019, 04:15 PM)
you are replying for the sake of replying?
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replying for quote. tongue.gif

cybpsych
post Aug 1 2019, 04:21 PM

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Revision of PB/PIB Credit Card Agreement
- 1 August 2019

Dear Valued Customers,

Kindly be informed that effective 2 October 2019, there will be a revision on Public Bank and Public Islamic Bank Credit Card Cardmember Agreements pertaining to the Minimum Monthly Payment and Finance Charge / Management Fee.

You may retrieve the latest Cardmember Agreements from the links below:

Public Bank Visa/Mastercard Credit Card Cardmember Agreement
Public Bank Visa/Mastercard Co-Branded Credit Card Cardmember Agreement
Public Islamic Bank Visa/Mastercard Credit Card Cardmember Agreement

Thank you.



**Updated PDS as of 2 August 2019**

https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

Minimum Monthly Repayment
- 5% of the outstanding balance as at statement date or a minimum of RM50, whichever is higher.5% of the total Current Balance;
- total amount of Monthly Instalment [including monthly instalments for Auto Balance Conversion (ABC), Zero Interest Instalment Plan (ZIIP), Flexipay, Balance Transfer Plan (BTP)], if any; and
- whole amount in excess when the Current Balance is in excess of the Credit Line, if any; OR
- RM50; whichever is higher.

This post has been edited by cybpsych: Aug 1 2019, 08:09 PM
annoymous1234
post Aug 1 2019, 05:25 PM

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Anyone notice that reloading tng ewallet got both cashback and vip point?
cybpsych
post Aug 1 2019, 05:29 PM

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QUOTE(annoymous1234 @ Jul 3 2019, 09:18 AM)
not sure if it's related but my tng is E-Comm 2, instead of 3. by the way check your VIP points. apparently tng got cb and points
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QUOTE(annoymous1234 @ Aug 1 2019, 05:25 PM)
Anyone notice that reloading tng ewallet got both cashback and vip point?
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thought you already mentioned this?

good lor, keep quiet before someone starts questioning PBB sweat.gif
LemonJane
post Aug 1 2019, 07:32 PM

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QUOTE(jhleo1 @ Aug 1 2019, 04:00 PM)
Suggest you to call CS to double confirm. CS told me retail transaction not include online transaction. CS said campaign like "Spend Online and Enjoy up to RM100 Shopee e-Voucher Campaign" which stated in TnC that valid only online transaction not for "retail transaction". I not really agreed by the way CS explained. Anyway only got RM120 for me not qualified up to RM600. Therefore I just need to spend another RM120+ at any shops to get qualified.
*
I have spoken to a CSA. He said online transactions for utilities, insurance and "direct-marketing" items such as Cosway(but why?) are not included. Online transactions of air tickets, Lazada are included.
Looks like different CSAs have different interpretations of what is "retail transaction".
SUSMNet
post Aug 1 2019, 09:18 PM

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QUOTE(ClarenceT @ Aug 1 2019, 08:03 AM)
Some merchants don't accept Jompay - Credit Card.
You can check at www.jompay.com.my if the particular merchant allows CC.
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the merchant accept jompay
SUSCardNoob
post Aug 1 2019, 09:21 PM

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QUOTE(MNet @ Aug 1 2019, 09:18 PM)
the merchant accept jompay
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Accepts JomPay doesn't mean it accepts credit card.
StashAway Malaysia accepts JomPay but only accepts fund from CASA.

Check your merchant from JomPay website:
https://www.jompay.com.my/biller-codes.aspx
jhleo1
post Aug 1 2019, 10:11 PM

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Lol.. So at the end it's system check the eligibility or human checking?

QUOTE(LemonJane @ Aug 1 2019, 07:32 PM)
I have spoken to a CSA.  He said online transactions for utilities, insurance and "direct-marketing" items such as Cosway(but why?) are not included.  Online transactions of air tickets, Lazada are included.
Looks like different CSAs have different interpretations  of what is "retail transaction".
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Human Nature
post Aug 1 2019, 10:13 PM

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QUOTE(jhleo1 @ Aug 1 2019, 10:11 PM)
Lol.. So at the end it's system check the eligibility or human checking?
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system definitely
ClarenceT
post Aug 2 2019, 06:28 AM

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https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspx

Exclude - Online.
RM150k monthly - so >3000 winners, no need to rush to complete transactions on the first day of a month.

In a single receipt, not cumulative spendings!

This post has been edited by ClarenceT: Aug 2 2019, 06:31 AM
SUSCardNoob
post Aug 2 2019, 07:13 AM

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QUOTE(ClarenceT @ Aug 2 2019, 06:28 AM)
https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspx

Exclude - Online.
RM150k monthly - so >3000 winners, no need to rush to complete transactions on the first day of a month.

In a single receipt, not cumulative spendings!
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Quite similar to previous campaign.
MGM
post Aug 2 2019, 07:15 AM

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QUOTE(ClarenceT @ Aug 2 2019, 06:28 AM)
https://www.pbebank.com/Personal-Banking/Pr...redit-Card.aspx

Exclude - Online.
RM150k monthly - so >3000 winners, no need to rush to complete transactions on the first day of a month.

In a single receipt, not cumulative spendings!
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Same "Qualified Retail Transaction" as "Spend Everyday with PB Visa Credit Card" campaign but lower % CB (3/5% vs 5/8%).
Can a person who spent a qualified transaction yesterday but only register for the campaign today qualified?

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