
EXTENDED + GROCERY! Stay Safe & Get Cash Back with PB Visa Credit Card [ PBB | T&Cs ]

This post has been edited by cybpsych: Apr 15 2020, 10:21 AM
Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Apr 15 2020, 10:14 AM
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Apr 15 2020, 10:23 AM
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Apr 15 2020, 10:50 AM
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Apr 15 2020, 12:03 PM
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Apr 15 2020, 12:13 PM
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Apr 15 2020, 05:26 PM
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week11 - rm15 only -- expected gone case
3rd txn @ 00:21 5th txn @ 00:27 |
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Apr 15 2020, 08:32 PM
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Apr 16 2020, 11:04 AM
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Apr 17 2020, 11:05 AM
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QUOTE(perky @ Apr 17 2020, 10:55 AM) Thanks for the advise bro, I've called them, they offer me waiver if i spend RM500 on my Visa Quantum but for my Mastercard Quantum, they will send the request to waive without any condition. no need compareDid you spent a lot on both cards? My condition for waiver is i have to spend RM500 for Visa Quantum but not Mastercard Quantum since I use this card most of the time. what was offered to you is to you. each individual is different |
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Apr 17 2020, 08:49 PM
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Apr 19 2020, 06:22 PM
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Apr 20 2020, 06:39 PM
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Apr 22 2020, 08:07 PM
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Apr 23 2020, 09:52 PM
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Apr 24 2020, 06:36 AM
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QUOTE(voncrane @ Apr 24 2020, 05:44 AM) Hai... been awhile I dropped by this thread and missed out the beginning of this promo. But then, all 10x must be done via PayWave feature right? Tried reading back and can’t seem to find where it’s discussed. Basically the usual BP applies? the whole promo is for wave/contactless transactions.what did you see differently in the t&c? |
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Apr 26 2020, 05:47 PM
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Apr 29 2020, 05:30 PM
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May 1 2020, 11:08 AM
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QUOTE(Seth Ho @ May 1 2020, 10:58 AM) Ho Sifu's just not CC service called to me to confirm some question.So i tried to ask again if my statement is 2nd of may if today i spend is it consider april statement for May statement, they said it is may statement. what is your definition of "april statement" and "may statement"?But the last call i receive they say 1st of may is consider as apirl statement if your statement cutoff = 2nd, then statement dates = 2 May, 2 June, 2 July, etc. now question on the SPENDING. IF you spend at 1 May, it does not mean anything, YET. --- if it get POSTED before or by 2 May, then it will get "statement-ed" (billed) on your 2 May statement. --- if it get POSTED after 2 May, then it will get billed on the following statement on 2 June --- reason is statement already generated, anything posted will flow over to next statement cycle --- this is the benefit to prolong the repayment. |
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May 1 2020, 04:24 PM
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QUOTE(Seth Ho @ May 1 2020, 02:44 PM) currently my cutoff date is 2nd May, so my spending of 1st May is included in 2nd May statement right? obviously you're not reading at all.....Lets say i reload the visa rm 100 campaign today the cashback is included in 2nd May statement right? I remember the event is not affected by statement date right? currently my cutoff date is 2nd May, so my spending of 1st May is included in 2nd May statement right? ----- POSTING DATE! when does it get posted? on/before 2 May? or after 2 May? unless you absolutely certain it get posted by 2 May, then your expection is correct. Lets say i reload the visa rm 100 campaign today the cashback is included in 2nd May statement right? ----- this is a promo. how do you know WHEN you get the cashback then? it has nothing to do with your statement date on 2 May. I remember the event is not affected by statement date right? ----- promo is promo. cb granting is up to PBB to decide when it's ready. your card's statement continues. statement is for your spending, NOT when to get the promo cashback. |
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May 1 2020, 04:53 PM
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QUOTE(Seth Ho @ May 1 2020, 04:30 PM) Thank you for the reply. I just started to use CC chill. Thank you Mr cybpsych for this clear explanation, no offence i just wanted to double confirm what you said. yeah so if i have offence my deepest sorry to you just need to understand how credit card works, e.g. 1) how credit card transaction get posted --- spend now does not mean will aways appear in credit card statement immediately. there is certain process. 2) how statement cycle works 3) what are the card features 4) how cashback crediting works 5) how promo works |
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