Is there any ongoing visa usage campaign?

received this morning... haven't read it in details yet. Whats the difference between Ujrah and Murabahah?

May i know shopeepay top up consider spending to hit RM1500?

It didn't state exclude ewallet top up what"? Thats y i ask here.

hi everyone
want to confirm if PB changed the terms for what counts as "12 swipes in preceding 12 months" to be eligible for waiving the VS annual fee

Past years all i did with the card was paying my unifi bill monthly in-app, and the annual fee was automatically waived. This year however they charged me the AF, despite having more transactions on the card (2 unifi bill payments per month + autodebit for LG water purifier)

Managed to reach CS just now, and i was informed that the system did not capture my online bill payment as "swipes", and strongly suggest for offline transaction (paywave/swipe) at retail counters instead.

sorry i mean paying the unifi bill inside MyUnifi app, using PB VS card

the pb website never mentioned it has to be retail transaction, just 12 swipes. the product disclosure PDF is even more general, mentioning 12 transactions in the preceding 12 months to be eligible for fee waiver

unlikely to have less than 12 transactions as the bills are paid monthly, plus additional transactions on the card in the form of autodebit for LG products.

fortunately CS mentioned they will proceed to waive the AF. but might switch to VI/WM next year since they are free-for-life without conditions